USDA Loan Vs. FHA loan pro & con for Millcreek, Salt Lake County, UT

In 2025, USDA loan limit in Millcreek, county of Salt Lake, UT is $418,600 while FHA limit is $619,850 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Millcreek, UT

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Utah?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(801) 424-5200 9 miles Lender's profile and map Reviews Integrity Lending.LLC 825 North 300 West, Suite C423, Salt Lake City, UT, 84103 At Integrity Lending, LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
(801) 456-7000 9 miles Lender's profile and map Reviews Deseret First Credit Union 2480 S 3850 W, Suite C, West Valley City, UT, 84120 "Deseret First Credit Union exists to foster the financial independence and well-being of its members within the LDS community. Our reputation for providing value and empowering the community reaches beyond the borders of Utah, where our 11 branches are located. Because we are a credit union, we have members, and not customers."
(801) 973-5052 9 miles Lender's profile and map Reviews Varex Federal Credit Union 1678 South Pioneer Road, Salt Lake City, UT, 84104 Our motto, ""Friends Helping Friends"" represents the credit union's desire to serve the Varex employees, retirees and their families by customizing our service to meet each member's unique needs. We want to be our members' financial institution of choice for loans and savings by offering highly competitive rates.
(801) 680-0100 10 miles Lender's profile and map Reviews Sugar House Mortgage 2091 East 1300 South, Suite 203, Salt Lake City, UT, 84108 Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
(888) 950-9339 10 miles Lender's profile and map Reviews Popular Commercial Lending Group Inc. 10808 River Front Pkwy, Suite 353, South Jordan, UT, 84095 PCLG was founded by industry veteran Darin Young. Young brings 30 years of residential, commercial, consumer finance & hard money bridge lending experience to the company with a background which includes Norwest/Wells Fargo, First Option Mortgage (original founder 1996) & small, private origination firms. Young acts as President and CEO for PCLG
(801) 571-9200 10 miles Lender's profile and map Reviews Western AgCredit 10980 S Jordan Gtwy South, South Jordan, UT, 84095 Western AgCredit is part of the nationwide Farm Credit System established in 1916. Western AgCredit, ACA is made up of two subsidiaries, Western AgCredit, FLCA and Western AgCredit, PCA. These entities are collectively known as "the Association" and also referenced as simply "Western AgCredit".
(801) 826-4848 10 miles Lender's profile and map Reviews CCS Loans 893 West Baxter Drive, South Jordan, UT, 84095 CCS Loans is a specialty lender with a long history in Construction and Solar financing in the Intermountain West markets. CCS lends on new home construction projects, owner/builder, residential and commercial solar projects, purchase and refinance mortgages and other commercial development.
(866) 563-3507 10 miles Lender's profile and map Reviews CBC Mortgage Agency 912 W. Baxter Drive, Suite 150, South Jordan, UT, 84095 CBC Mortgage Agency was formed in 2013 by the Cedar Band Corporation, a tribally owned enterprise wholly owned by the Cedar Band of Paiutes, with a goal to diversify the tribe’s business interest. Cedar Band Corporation operates 9 subsidiaries both on and off the reservation to promote economic self-sufficiency.
(801) 518-5126 10 miles Lender's profile and map Reviews Buy Utah Homes 859 West South Jordan Parkway, Suite 101, South Jordan, UT, 84095 We take pride in enabling individuals and families to take the major life step of purchasing a home. If you are unable to purchase a home because of insufficient funds for a down payment and closing costs, we are here to help you explore all your State and Federal funding options. We’ve got your back!
(800) 746-7099 10 miles Lender's profile and map Reviews Aspen Hills Mortgage 2651 W South Jordan Parkway, South Jordan, UT, 84095 We specialize in residential mortgages. At Aspen Hills Mortgage, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
(801) 259-0007 10 miles Lender's profile and map Reviews Gleneagle Mortgage LLC 10808 S River Front Parkway, Suite 3084, South Jordan, UT, 84095 Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.