USDA and FHA Pro and Con in Layton, Davis County, UT
In 2025, the USDA loan limit for Layton in Davis county, UT is $517,000, whereas the FHA limit for a single-family home is $744,050.
Utilize the Lendersa® USDA loan calculator to compare current USDA and FHA rates. Determine the income, credit score, reserves, and documentation required for qualification. Our enhanced mortgage calculator compares USDA, FHA, Conforming, and VA loan options side by side, assisting you in choosing the one that suits your financial situation in .
Loan limits and down payment requirements for Layton, Davis, UT in 2025
Loan Type
Loan Limit
Down payment
USDA
$517,000
0%
FHA
$744,050
3.5%
Conventional Conforming
$744,050
3%
Loan opportunities: USDA and FHA in Layton, UT
Lendersa® is dedicated to securing the most advantageous USDA or FHA loan quickly and conveniently. Choose from three options to connect with lenders and optimal USDA loan programs.
The USDA home loan, backed by the government Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, is specifically available to rural areas. Unlike FHA loans that necessitate a 3.5% minimum down payment, the USDA loan requires no down payment.
18725 E. Gale Ave, Suite 227, City Of Industry, CA, 91748
"At USA Financial Group, Inc We can help you find the perfect mortgage.
Buying a home is one of the biggest purchases most of us make. House hunting can be exciting and disappointing at the same time. Some people find the perfect home in three days, for others, it can take months. We've seen it all. And we understand how you feel.
1499 Huntington Dr, Suite 500, South Pasadena, CA, 91030
We believe that life is all about the journey. Buying a home is the start of an exciting beginning that leads to financial independence & personal fulfillment. However making the right choice isn’t so obvious. We help by making the loan process simple and easy to understand so that getting a loan or refinance is just another step
Bausley Home Loans & Realty , our mission is simple. During the mortgage application process, we're your advocate. Whatever financing goals you have, it's our job to fulfill them. This means getting the money you need. There are a variety of different loan types available on the market today, as well as many different lenders.
As a real estate broker, Eric Bidkhanian has been successful with making sure that his clients get the highest price possible for their homes. With his accounting knowledge and local familiarity, he has been able to exceed his clients' expectations. Eric knows that many emotional and often complex decisions are involved when clients are buying
We are your premier real estate expert in Glendale and we are here to provide you with all the resources and information you need to buy or sell real estate. We work with buyers and sellers in Glendale, Burbank, La Crescenta, Sunland, Tujunga and we have had extensive training in the latest real estate strategies.
Anna Kara has a very simple and important mission when; to provide her clients with a positive and rewarding mortgage experience. Anna Kara is considered the go-to mortgage expert because she provides her clients with all the information necessary to make the right decision on mortgage financing.
First Financial was established by educators to exclusively serve the unique financial needs of California’s educational community. It’s a role we take seriously—a mission to which we are just as committed to today as we were in 1933. Additionally, our Board of Directors consists solely of active and retired educators.
2255 North Ontario Street, Suite 320, Burbank, CA, 91504
We have been taking care of the financial needs of Farmers employees and agents for over 70 years, currently serving over 50,000 members with over $650 million in assets.
As a non-profit financial institution, our members are our owners. We offer higher savings yields and lower loan rates thank banks. And service is our priority.
