In 2025, the USDA loan limit for Layton in Davis county, UT is $517,000, whereas the FHA limit for a single-family home is $744,050.
Utilize the Lendersa® USDA loan calculator to compare current USDA and FHA rates. Determine the income, credit score, reserves, and documentation required for qualification. Our enhanced mortgage calculator compares USDA, FHA, Conforming, and VA loan options side by side, assisting you in choosing the one that suits your financial situation in .
Loan limits and down payment requirements for Layton, Davis, UT in 2025
Loan Type
Loan Limit
Down payment
USDA
$517,000
0%
FHA
$744,050
3.5%
Conventional Conforming
$744,050
3%
Loan opportunities: USDA and FHA in Layton, UT
Lendersa® is dedicated to securing the most advantageous USDA or FHA loan quickly and conveniently. Choose from three options to connect with lenders and optimal USDA loan programs.
The USDA home loan, backed by the government Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, is specifically available to rural areas. Unlike FHA loans that necessitate a 3.5% minimum down payment, the USDA loan requires no down payment.
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