FHA Vs. USDA loan program for Lindon, Utah County, Utah

In 2026, the USDA loan threshold in Lindon, county of Utah, UT, amounts to $406,600. Conversely, the FHA cap for a single-family home reaches $601,450.

Make use of the Lendersa® USDA loan calculator to weigh today’s top USDA against FHA rates. Assess the necessary income, creditworthiness, reserves, and documentation for qualification. Our advanced mortgage calculator showcases USDA, FHA, Conforming, and VA options alongside each other, guiding your decision in identifying the perfect financial plan in .

Explore USDA and FHA Loan Choices in Lindon, UT

The objective of Lendersa® is to swiftly connect you with the best USDA or FHA loans hassle-free. Begin with one of three approaches to find matching lenders that fit USDA loan offerings.

Lendersa USDA loan request and matching results

Insights into USDA Loans in UT

A USDA home loan, supported by the U.S. Department of Agriculture, also referred to as the USDA rural development loan or USDA mortgage, is available exclusively in rural areas. Unlike FHA loans that require a 3.5% minimum down payment, USDA loans necessitate none, making them an enticing option for qualified borrowers.

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Lindon Lenders
(888) 657-2848 Lender's profile and map Elevate Mortgage Group 384 S 400 W, Suite 100, Lindon, UT, 84042 Lends in Utah We are a national mortgage lender with deep roots in Salt Lake City, Utah. We are a division of Low VA Rates, LLC. We specialize in FHA, conventional and USDA. vailable on the Internet - easy, convenient, online shopping for the best loan programs and most current rates availWe offer the best mortgage tools available on the Internet - easy
(801) 222-9006 Lender's profile and map Rock Canyon Bank 1376 North State Street, Orem, UT, 84057 Lends in Utah Rock Canyon Bank is dedicated to providing quality financial solutions in a secure and timely manner while providing the professional and personal attention you deserve. We know you have many choices when it comes to banking services and we invite you to bank with us and feel the difference at Rock Canyon Bank.
(801) 400-1001 Lender's profile and map Secure Private Funding 51 West Center Street, Suite 507, Orem, UT, 84057 Lends in Utah Secure Private Funding will help you receive cash back on your free and clear rental properties and assist you with your investment real estate purchases. We will not check your credit score or look at your monthly income for you to qualify for our loans. You will increase your working capital to better take advantage.
(801) 225-0256 Lender's profile and map Alpine Credit Union 1510 N State St, Orem, UT, 84057 Lends in Utah Alpine Credit Union customize a home loan to fit your specific needs. We can provide you with several financing options. These options all provide you with a competitive rate, low closing costs, and fast approval/funding. Benefits of using Alpine Credit Union’s Mortgage Department.
(801) 916-3233 Lender's profile and map Empire Mortgage and Investment, L.C 927 W. Center St, Orem, UT, 84057 Lends in Utah Empire Mortgage and Investment, L.C have been serving Utah home and investment property owners since 1998 and have a wealth of experience to counsel you through the lending process. As a broker, we contract with different wholesale lenders to help you obtain the best mortgage terms possible.
(801) 226-7456 Lender's profile and map FIRST COLONY MORTGAGE CORPORATION 508 W 800 N, Orem, UT, 84057 Lends in Utah First Colony Mortgage Corporation is a full service mortgage banking company serving Utah, Colorado, Idaho, Arizona, Oregon, and Wyoming. First Colony was founded in 1984 by John M. Aldrich and Scott Shelley. Most mortgages are processed, underwritten and closed in house. Since inception First Colony has funded over 50,000 mortgages.
8014047971 Lender's profile and map Silverview Capital LLC 2100 Pleasant Grove Blvd. #285, Pleasant Grove, UT, 84062 Lends in Utah At Silverview Capital we pride ourselves on being fast and nimble so we can get to the essence of lending: the collateral and exit strategy. We don't bother ourselves with unnecessary due diligence because we understand speed can be the difference between closing a deal and opportunity slipping away.
(801) 404-1814 Lender's profile and map Augusta Lending, LLC 852 South Main Street, Pleasant Grove, UT, 84062 Lends in Utah Our company focuses on educating first time home buyers, saving people money through refinances, giving people the opportunity for a better life through reverse mortgages, and above all education and transparency. We are a Utah Mortgage company. As a Mortgage Broker we are able to provide our clients with money at highly competitive rates.
(801) 492-4900 Lender's profile and map Creekside Mortgage 1982 West Pleasant Grove Blvd, Suite K, Pleasant Grove, UT, 84062 Lends in Utah Creekside Mortgage mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.