USDA and FHA Pro and Con in Lindon, Utah County, UT

In 2025, the USDA loan threshold in Lindon, county of Utah, UT, amounts to $406,600. Conversely, the FHA cap for a single-family home reaches $601,450.

Make use of the Lendersa® USDA loan calculator to weigh today’s top USDA against FHA rates. Assess the necessary income, creditworthiness, reserves, and documentation for qualification. Our advanced mortgage calculator showcases USDA, FHA, Conforming, and VA options alongside each other, guiding your decision in identifying the perfect financial plan in .

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2025 Loan Caps and Downpayment Criteria in Lindon, Utah, UT

Loan Type Loan Limit Down Payment
USDA $406,600 0%
FHA $601,450 3.5%
Conventional Conforming $726,200 3%

Explore USDA and FHA Loan Choices in Lindon, UT

The objective of Lendersa® is to swiftly connect you with the best USDA or FHA loans hassle-free. Begin with one of three approaches to find matching lenders that fit USDA loan offerings.

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Insights into USDA Loans in UT

A USDA home loan, supported by the U.S. Department of Agriculture, also referred to as the USDA rural development loan or USDA mortgage, is available exclusively in rural areas. Unlike FHA loans that require a 3.5% minimum down payment, USDA loans necessitate none, making them an enticing option for qualified borrowers.

Enter your location to find out if it qualifies for USDA rural housing loan?



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