USDA Loan Vs. FHA loan for Provo, UT [ best of 2023]

In 2025, USDA loan limit in Provo, county of Utah, UT is $406,600 while FHA limit is $601,450 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

Get top 10
USDA LENDERS
customized to yout needes

USDA and FHA loan options in Provo, UT

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Utah?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(671) 477-8736 -6123 miles Lender's profile and map Reviews Coast360 Federal Credit Unio 450 Route 8, Hagatna, GU, 96910 Coast360 started on September 24, 1962 as Government of Guam Employees Federal Credit Union by a group of 20 government employees. At that time, their employer was their common bond. In 2008, the credit union was granted a charter that opened membership to everyone who lives or works on the island.
(801) 370-9877 0 miles Lender's profile and map Reviews Capital Assets Utah Valley, Inc. 2696 North University Avenue, Suite 236, Provo, UT, 84604 Capital Assets Utah Valley is a mortgage company in Utah that has specialized in conforming, non-conforming, and hard money lending since 1979. Capital Assets Utah Valley was incorporated in 1994 as a mortgage broker in Utah County, and has provided residential mortgages to its clients ever since.
(801) 599-9060 6 miles Lender's profile and map Reviews Preferred Mortgage Inc 1145 South 800 East, Suite 101, Orem, UT, 84097 Lana Lesser is the owner / broker of Preferred Mortgage. She has been doing loans with Preferred Mortgage for 23 years, with an office located in Orem. Lana really prides herself on being able to establish a personal relationship during the loan process. She really enjoys the return clients, referrals and friendships this creates
8014274810 6 miles Lender's profile and map Reviews New Freedom Funding 435 E 400 S, Orem, UT, 84097 Fast, reliable closings for non-owner occupied real estate. We have been closing loans since 2007. We close on both residential (non-owner occupied) including SFR, 2-4 Units and Multi-family units. We also close on all income producing commercial properties including cannibas, retail, hospitality, warehouse, industrial, etc.
(801) 223-7060 6 miles Lender's profile and map Reviews Evergreen Mortgage, LLC 560 South State Street, Suite H-1, Orem, UT, 84097 Evergreen Mortgage, LLC is likely the largest purchase most of us will ever make. Consequently, a mortgage will likely be our greatest financial obligation, so it's important to understand the associated options, process, and ramifications. Not only do we offer some the lowest rates and costs in the industry.
(801) 373-7377 6 miles Lender's profile and map Reviews Strategic Lending, LLC 920 E 800 N, Suite 203, Orem, UT, 84097 Strategic Lending has served the lending needs of Utah residents since 2004. As a mortgage brokerage, Strategic Lending offers many advantages over other brokerages. Not only do we do comprehensive Pre-Qualifications for all interested parties, even before a loan is originated, we are also nationally recognized experts in investment lending
(801) 750-3838 6 miles Lender's profile and map Reviews Gravity Capital, LLC 531 E 770 N, Orem, UT, 84097 Gravity Capital LLC is a direct lender that provides lending solutions to help establish marketplace scenarios to connect accredited investors to entrepreneurs who need quick, quality funding sources for solid business real estate ventures. Whether you need funding to finish a real estate property project, or you need money to update your company’s
(888) 657-2848 7 miles Lender's profile and map Reviews Elevate Mortgage Group 384 S 400 W, Suite 100, Lindon, UT, 84042 We are a national mortgage lender with deep roots in Salt Lake City, Utah. We are a division of Low VA Rates, LLC. We specialize in FHA, conventional and USDA. vailable on the Internet - easy, convenient, online shopping for the best loan programs and most current rates availWe offer the best mortgage tools available on the Internet - easy
(801) 871-5390 8 miles Lender's profile and map Reviews Luneta Home Loans LLC 2100 Pleasant Grove Blvd, Suite 160, Pleasant Grove, UT, 84062 Our Mission is to Prioritize Education and Transparency for not only consumers, but also for employees and Realtors. We believe that providing the Best Rates, Best Service, and the Best Home Loan will result in Happy Clients for life who refer their friends and family! We are mortgage brokers, and we work for you – not the bank.
(801) 404-1814 8 miles Lender's profile and map Reviews Augusta Lending, LLC 852 South Main Street, Pleasant Grove, UT, 84062 Our company focuses on educating first time home buyers, saving people money through refinances, giving people the opportunity for a better life through reverse mortgages, and above all education and transparency. We are a Utah Mortgage company. As a Mortgage Broker we are able to provide our clients with money at highly competitive rates.
(801) 492-4900 8 miles Lender's profile and map Reviews Creekside Mortgage 1982 West Pleasant Grove Blvd, Suite K, Pleasant Grove, UT, 84062 Creekside Mortgage mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.