USDA VS FHA in Provo, Utah County, UT

In 2025, the USDA loan limit in Provo, part of Utah county, UT, is set at $406,600. In contrast, the FHA limit for a single-family residence is $601,450.

Lendersa® offers a USDA loan calculator to compare today's prime USDA and FHA rates, helping you determine the income, credit rating, reserves, and documentation necessary to qualify. Our advanced mortgage calculator lays out USDA, FHA, Conforming, and VA options side by side, facilitating your decision about which program in is optimal for your financial needs.

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2025 Loan Limits and Downpayment Details in Provo, County of Utah, UT

Loan Type Loan Limit Down Payment
USDA $406,600 0%
FHA $601,450 3.5%
Conventional Conforming $726,200 3%

Explore USDA and FHA Loan Options in Provo, UT

The objective of Lendersa® is to quickly secure the most advantageous USDA or FHA loan for you, with minimal hassle. Choose one of three initial paths that connect you with matching lenders and USDA loan programs.

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What Exactly is a USDA Loan in UT?

A USDA home loan, commonly known as a USDA rural development loan or USDA mortgage, is backed by the Department of Agriculture and is solely available in rural neighborhoods. Unlike FHA loans, which mandate a minimum down payment of 3.5%, USDA loans require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • The Private Money Store Inc.
  • 9116 E Sprague Ave, Suite 285, Spokane, WA, 99216
  • The Private Money Store Inc. is a leading provider of private money real estate loans in the Pacific Northwest for business or commercial purposes secured by non-owner occupied investment property, Spec Construction and Vacant Land With over 35 years of private lending consulting and real estate investment experience
  • Amergroup Mortgage Corp
  • 111 N La Brea Ave, Suite 604, Inglewood, CA, 90301
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Kbishop Holdings Corporation
  • 401 East Hillcrest Boulevard, Suite J, Inglewood, CA, 90301
  • At KBishop Funding, we are committed to providing our clients with the highest-quality financial services to ensure that they receive the best possible loan for not just the lowest rate and payment, but also the best possible structure for closing costs. Many of our clients opt for a No Broker Fee scenario, only offered on Conventional Loans.
  • Four Seasons Realty & Management Inc.
  • 608 West Manchester Boulevard, Suite 202, Inglewood, CA, 90301
  • Four Seasons Realty & Management Inc.’s focuses on helping people buy sell and get mortgage financing for residential, commercial and investment property. As part of California Association of Realtors and the National Association of Mortgage Brokers our team members are proud to serve the community we live in.
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  • MHC Properties
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  • We Loan Money Inc
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  • Independent Lending
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  • Capstone Federal Credit Union
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  • Cory DePass Team
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  • With our team of experts, we have made the home buying process quicker, simpler and more affordable for you. We provide what we call the ‘Home Buyer’s Advantage’ We help you move your offer to the top of the stack. So that you can get your dream home even if other buyers are bidding higher
  • Vylla
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