USDA VS FHA in Vineyard, Utah County, UT

For 2025, in Vineyard, within the county of Utah, UT, the USDA loan limit is $406,600. Conversely, the FHA limit for a single-family home is $601,450.

Utilize the Lendersa® USDA loan calculator to compare today's USDA against FHA rates effectively. Determine the income, credit profile, reserves, and documentation needed for qualification. By using our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA loans side by side, assisting in choosing the best program in for your financial needs.

Compare offers from 100 lenders

2025 Loan Limits and Down Payment Requirements in Vineyard, Utah, UT

Loan Type Loan Limit Down Payment
USDA $406,600 0%
FHA $601,450 3.5%
Conventional Conforming $726,200 3%

Available USDA and FHA Loan Choices in Vineyard, UT

Lendersa® aims to quickly link you with optimal USDA or FHA loan solutions effortlessly. Begin with one of three options leading to matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in UT

The USDA home loan, backed by the U.S. Department of Agriculture, known also as the USDA rural development loan or USDA mortgage, is offered only in rural areas. Differing from FHA loans, which require a minimum down payment of 3.5%, USDA loans require no down payment, making them attractive to eligible borrowers.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Inland Federal Credit Union
  • 570 Broadway, El Cajon, CA, 92021
  • "Inland Federal Credit Union has a rich history of service to the Catholic Community in the San Diego area. Although our charter is dated November 3, 1960, we have been, in some form, functioning as a Credit Union since the early 1950's. Our Credit Union is a member owned, not-for-profit organization whose objective is to meet"
  • Fishman Financial Group, Inc.
  • 1604 Solano Ave, Albany, CA, 94707
  • Fishman Financial Group works to build relationships through honest and reliable service and by employing strong ethical practices. We consider the relationships we have with our clients and with realtors our most important assets. Since 1990, we at Fishman Financial Group, Inc have provided our clients with real estate financing for homes
  • Oak Leaf Funding
  • 1580 Solano Avenue, Suite D, Albany, CA, 94707
  • Oak Leaf Funding is committed to maintaining the personal relationship business model upon which Wahid and Charley built Oak Leaf Funding.We understand that relationships are the heart of our business and that trusted partners are needed at every stage of the transaction. We make sure that Oak Leaf Funding clients are treated with the utmost care.
  • F.E. Forbes Company Inc.
  • 1795 Solano Ave., Berkeley, CA, 94707
  • F.E. Forbes Company is a real estate investment management and private money mortgage lender located in Berkeley, California. Founded in 1921 by Frank E. Forbes, the Third generation Company specializes in the origination of both residential and commercial loans secured by Northern California real estate.
  • Rehaven, Inc.
  • 340 East B Street, Port Hueneme, CA, 93041
  • Rehaven Many customers were only viewed as a credit score, rather than hardworking Americans, trying to achieve their dream of home-ownership. I knew then, why buying a home was intimidating and daunting. I felt for the customers, because I too, was once a first-time homeowner applicant, with a low credit score and a small down payment.
  • Bayshore Home Loans Inc.
  • 2611 So. Coast Hwy 101, Suite 205, Cardiff By The Sea, CA, 92007
  • Bayshore Home Loans Inc Since day one, our vision for our mortgage business has been based on building solid relationships with our clients. Today, our story is no different. Although the physical aspect of the mortgage process has been changed and improved by technology, over the past 30+ years the mission has remained the same.
  • California Real Estate Services
  • 433 Hegenberger Road, Suite A, Oakland, CA, 94621
  • Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
  • Amiri, Amir
  • 5007 Grimsby Drive, San Jose, CA, 95130
  • Amir has years of experience as a general contractor, mortgage, and real estate broker. Considered a high-touch broker, Amir is also known for his extensive market knowledge and an unmatched level of passion that he brings to each project. Amir brings a vast amount of knowledge and passion to his work.
  • Googain
  • 1288 Kifer Road, Suite 208, Sunnyvale, CA, 94086
  • We offer robust mortgage tools available on the Internet - easy, convenient, online shopping for comprehensive loan programs and current rates available, together with the assistance of an experienced live loan officer to guide you through the often difficult and confusing process of choosing and getting the exact loan to meet your specific needs.
  • TJ Harder Loan
  • 1288 Kifer Road, Suite 208, Sunnyvale, CA, 94086
  • We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending...from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with the best rates, terms and costs-to meet your uniq
  • Phoenix Real Estate Investment Corp.
  • 1202 Kifer Rd, Sunnyvale, CA, 94086
  • Phoenix Real Estate Investment Corporation operates a highly professional, ethical, and agent-friendly full-service real estate, mortgage and investment company. The company was founded in 1998 by Murphy Deng, CEO of the firm, and incorporated in 2000. The company has achieved phenomenal growth since then from a single small office,
  • StarRiver Real Estate & Loan Services
  • 1294 Kifer Road, Suite 701, Sunnyvale, CA, 94086
  • We provide one stop real estate and mortgage service to customer to save their time and efforts. Located in the heart of Silicon Valley, San Francisco Bay Area, California. Whether you are buying or selling primary residence, Second home, Investment property, Mutil-family, Luxury home, we can help!