USDA Vs. FHA your options comparison in Highland, Utah County, UT
For 2025, the USDA loan limit in Highland, part of Utah county, UT, is set at $406,600. In contrast, the FHA limit for a single-family home is $601,450. These limits play a critical role in informing prospective homeowners about their financing possibilities, allowing them to assess and tailor their options to suit their budget and needs.
To effectively compare top USDA and FHA rates, utilize the Lendersa® USDA loan calculator. This valuable tool helps determine the necessary income, credit score, reserves, and documentation required to qualify for these loans. Through our advanced mortgage calculator, you can evaluate USDA, FHA, Conforming, and VA loans side by side. This feature facilitates informed decision-making, helping you select the best program available in for your unique financial situation.
Detailed Insights on Loan Limits and Downpayment Requirements for 2025 in Highland, Utah, UT
Loan Type
Loan Limit
Down payment
USDA
$406,600
0%
FHA
$601,450
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Highland, UT
At Lendersa®, our mission is to secure the optimal USDA or FHA loans for you efficiently and hassle-free. Begin by selecting one of three strategic paths designed to match you with compatible lenders and USDA loan programs that perfectly align with your requirements, ensuring a smooth and effective path to securing funding.
The USDA home loan, also known as the USDA rural development loan or USDA mortgage, is a special financing product guaranteed by the Department of Agriculture. This loan is exclusively available to those purchasing in rural neighborhoods. Unlike FHA loans, which require a minimum down payment of 3.5%, the USDA mortgage requires no down payment at all. This makes the USDA loan an exceptionally attractive option for eligible buyers, facilitating greater accessibility to home ownership in rural areas.
30423 Canwood Street, Suite 227, Agoura Hills, CA, 91301
Integrity First Mortgage Solutions (IFMS) brings over two decades of lending experience. The owner and Founder of IFMS, Lee Appleby, enjoys a reputation as one of the premier Mortgage Experts in the nation, and is sought out by real estate professionals, other mortgage professionals and business and financial advisors to secure optimal mortgage.
26901 Agoura Road, Suite 180, Agoura Hills, CA, 91301
Partners Capital Solutions is operated by a team of highly experienced real estate professionals with long and successful track records in lending, development, and property management. We’re leveraging technology and building on our proven success to bring new and innovative products to our borrowers and investors.
Finance of America Mortgage is a dedicated team of experienced mortgage and reverse mortgage professionals with close to 100 years of combined knowledge and over billions of funded loans helping our clients meet their home ownership goals and leveraging the equity they have earned over the decades of home ownership.
26901 Agoura Road Suite 180, Agoura Hills, CA, 91301
OneSource by PCS is an online real estate finance marketplace. Borrowers have access to lower interest rate loans through a quick and simple online or mobile application. Investors have the ability to invest in a diverse range of investment products backed by real estate assets. Our goal is stress-free closing without the headaches and delays assoc
Allied Commercial Funding is a full-service commercial direct lender for Stated Income Loans, Hard Money/Bridge Loans and a mortgage broker for aggressive Bank Loans, making your commercial real estate financing easy for any FICO since 1993. Allied Commercial Funding can provide you with a Real Estate Loan for Stated Income Loans
27001 Agoura Road Suite 200, Agoura Hills, CA, 91301
Athas Capital Group’s genesis was driven by the belief that there was an underserved Non-Prime market. Founded in 2008 with nearly 50 years of experience in all facets of real estate lending, the market was in need of a lender who understood the complexity of serving borrowers deserving of credit but did not fit the conventional lending box.
2000 Glen Cove Marina Rd, Suite 7146, Vallejo, CA, 94591
JA Lawson and Associates (JALA) is a collective of bankers, auditors, and legal professionals that work together to support independent financial institutions manage complex compliance, operations, and internal control programs. We perform compliance audits and consulting services for banks, credit unions, fintech, and mortgage organizations.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
"Licensed since 1992 Jai Ramaiya has helped hundreds of clients reach their mortgage goals whether purchasing
their first home or refinancing their existing property. Jai specializes in Solano County, moving in the area in 1987, she understands the local market and works with many Realtors in the area."
2901 W Coast Hwy, Suite 200, Newport Beach, CA, 92663
Rippon Capital offers a unique, boutique mortgage experience with a customized approach for established professionals on the Southern California Coast. We strategically position our clients to meet their home financing objectives through dedicated expertise, pricing, and products.
2901 W. Pacific Coast Highway, Suite 200, Newport Beach, CA, 92663
RFM is a full-service mortgage broker in Newport Beach and Orange County where you can get the best rates for a home loan to buy a home or refinance. As a mortgage broker, RFM can shop for the best mortgage rates that suit your needs. We shop at over 20 different lenders, as all may have different guidelines.
