USDA Vs. FHA Pro and Con comparison in American-Fork, Utah County, UT
In 2025, the USDA loan limit for the city of American-Fork in the county of Utah, located in UT, is established at $351,400. For a single-family home, the FHA limit reaches $439,300, offering a benchmark for potential homeowners seeking guidance on financing limits within these regions.
To explore the best rates available today, use the Lendersa® USDA loan calculator to compare USDA against FHA. This tool provides insights on the necessary income, credit, reserves, and documentation for qualifying purposes. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA loans side by side, aiding in the decision-making process for selecting the best program in tailored to your unique financial circumstances.
Comprehensive Loan Limits and Downpayment Requirements in American-Fork, Utah, UT for 2025
Loan Type
Loan Limit
Down payment
USDA
$351,400
0%
FHA
$439,300
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Choices in American-Fork, UT
The primary aim of Lendersa® is to swiftly connect you with the best USDA or FHA loan options, minimizing hassle in the process. Choose from one of three starting points designed to match you effectively with lenders and USDA loan programs suited to your needs.
The USDA home loan, also known as the USDA rural development loan or USDA mortgage, is a unique financial offering guaranteed by the Department of Agriculture. Designed specifically for rural neighborhoods, this loan stands apart from FHA loans by not requiring a minimum down payment, which standard FHA loans necessitate at 3.5%, making it an appealing choice for qualifying individuals looking to reside in these areas.
Principal Broker, Pat Lee has over thirty-two (32) years of experience working in many facets within the mortgage industry. Pat Lee and his team of mortgage advisors’ passion to serve clients professionally and ethically sets it apart from other mortgage loan originators. Many years of practice have provided him great insight into structuring
DeltaMax Mortgage & Realty. She is your "one-stop shop" when you're looking to find a home and/or finance it. As both a licensed loan broker and realtor, Shadi makes buying, selling, and financing your home hassle-free. Her detail-oriented mindset, undivided atention, and vast experience in the field leaves her clients joyfully satisfied.
At Dane Residential Mortgage, we have the flexibility to provide tailored financing options to creditworthy prime and non-prime borrowers that meet the minimum underwriting requirements. We welcome all borrowers and look forward to explaining all possible lending options available to you.
23591 El Toro Road, Suite 185, Lake Forest, CA, 92630
Our company started in December of 2005, and began funding loans by August 2006. We began selling real estate in Southern California in 2007, and in 2009, we started doing government loans. In 2014 we become a full service mortgage banker when established our warehouse lines. A lot has changed since the early formation of the company
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ICM Real Estate Inc Our Mortgage team will give you the individual attention that you expect and deserve and treat you with the respect due a valued customer. We understand you're making a commitment in purchasing a home, refinancing a mortgage, or tapping into your home equity. Our promise to you.
1 Spectrum Pointe Drive, Suite 200, Lake Forest, CA, 92630
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At Alliance West Mortgage we are committed to responsible mortgage lending, and helping you find a home-loan you can comfortably afford. We understand buying a home is a life changing event, and we’re here to give you the knowledge and resources you need to make informed decisions with confidence.
