USDA Vs. FHA your options comparison in American-Fork, Utah County, UT
In 2025, the USDA loan limit for the city of American-Fork in the county of Utah, located in UT, is established at $351,400. For a single-family home, the FHA limit reaches $439,300, offering a benchmark for potential homeowners seeking guidance on financing limits within these regions.
To explore the best rates available today, use the Lendersa® USDA loan calculator to compare USDA against FHA. This tool provides insights on the necessary income, credit, reserves, and documentation for qualifying purposes. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA loans side by side, aiding in the decision-making process for selecting the best program in tailored to your unique financial circumstances.
Comprehensive Loan Limits and Downpayment Requirements in American-Fork, Utah, UT for 2025
Loan Type
Loan Limit
Down payment
USDA
$351,400
0%
FHA
$439,300
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Choices in American-Fork, UT
The primary aim of Lendersa® is to swiftly connect you with the best USDA or FHA loan options, minimizing hassle in the process. Choose from one of three starting points designed to match you effectively with lenders and USDA loan programs suited to your needs.
The USDA home loan, also known as the USDA rural development loan or USDA mortgage, is a unique financial offering guaranteed by the Department of Agriculture. Designed specifically for rural neighborhoods, this loan stands apart from FHA loans by not requiring a minimum down payment, which standard FHA loans necessitate at 3.5%, making it an appealing choice for qualifying individuals looking to reside in these areas.
Azura Credit Union was formed when Educational Credit Union and Quest Credit Union merged on May 1, 2016. Azura has over 50, 000 members and offers everything from checking and savings, to auto, personal and home loans, business services and online and mobile banking. Credit Union was formed when Educational Credit Union.
Landmark National Bank’s roots trace back to April 22, 1885, when it was originally chartered under the name Manhattan Buildings & Savings Association. As our bank’s footprint has expanded over the last century, our name has changed to reflect the growing number of communities we serve throughout Kansas and beyond.
Kindred State Bank has grown and developed in new directions, just as Kindred has. The rise of electronic banking and the need to provide new services motivated a large expansion and remodeling project during 2001 and 2002.Now the bank has offices for the Kindred State Bank Agency, for each loan officer, for a securities sales agent.
Since its inception, the bank's primary mission has been to serve the banking needs of Midwest City as well as Eastern Oklahoma County and Tinker Air Force Base. This continues to be the primary driving force behind the bank today. Being the oldest and most firmly established bank in the area.
All Commercial Finance (ACF) is located in Houston, Texas, Winter Park, Florida and Oklahoma City and managed by Jay Clark along with a network of Private Investors. The group has over 55 years of experience in aviation, real estate investments and asset based lending, financial facilitation
9400 S I 35 Service Road, Oklahoma City, OK, 73160
Citywide Mortgage is a residential mortgage company in central Oklahoma created to provide a level of service that makes the home buying process smooth and low-stress. Citywide offers home loans for purchase and refinancing and assists with construction loans. The service provided by our team of lending experts sets Citywide apart
Lincoln Lending strives to serve our fellow Oklahomans with their dreams of home ownership. Buying or refinancing a home is a momentous occasion; beyond our efforts to simplify the process and reduce your stress, we aim to help you focus on the excitement of the purchase. We will walk with you through every step of the process
At FirstTrust Home Loans, we are here to help you through every step of purchasing a home. Our large variety of home loan programs, partnered with wonderful support staff, competitive rates, and experienced loan officers, assure that you are comfortable and well informed through the course of your purchasing experience.
At Miracle Mortgage, our passion is helping you finance the home of your family’s dreams!
debbie is the owner of the firm, If you are looking for a place to hang your heart. After 30 years in the real estate industry as a realtor, mortgage lender, escrow officer, title officer and speaker/trainer, Debbie knows that having your home hug
