USDA VS FHA in Providence, Cache County, UT

In 2025, the USDA loan ceiling in Providence, located in Cache, UT, is $517,000. Meanwhile, the FHA cap for a single-family residence is $492,200.

Make use of Lendersa®'s USDA loan calculator to evaluate today's top USDA and FHA rates. It helps you understand the necessary income, credit scores, reserves, and paperwork for qualification. With our sophisticated mortgage calculator, you can compare USDA, FHA, Conforming, and VA options in parallel, guiding your decision for the best scenario for your financial context in .

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2025 Loan Caps and Down Payment Conditions in Providence, Cache, UT

Loan Type Loan Limit Down Payment
USDA $517,000 0%
FHA $492,200 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Alternatives in Providence, UT

Lendersa® strives to quickly and seamlessly connect you with the most suitable USDA or FHA loan. You can begin with one amongst three options aligning with the appropriate lenders and participating in USDA loan schemes.

Results for USDA loan requests and matches via Lendersa

Understanding USDA Loans in UT

A USDA home loan is backed by the United States Department of Agriculture, also known as a USDA rural development loan or USDA mortgage. It is strictly available in rural localities. Unlike FHA loans, which necessitate at least a 3.5% down payment, USDA mortgage loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • USA Mortgage
  • 1102 S. Florida Ave. Office 116 and 100B, Lakeland, FL, 33803
  • At USA Mortgage, a subsidiary of DAS Acquisition Company, LLC., our mission remains the unrelenting pursuit of perfection. We pride ourselves on our local lending excellence and the superior level of service that our status as a mortgage bank enables us to provide.We are the Home of Possibility!
  • Compass Mortgage LLC
  • 2015 S. Florida Avenue, Lakeland, FL, 33803
  • "Compass Mortgage LLC is your Lakeland and Polk County, Florida home for residential mortgages and refinancing. We offer a variety of mortgage loan products including FHA, VA, USDA and Conventional. As a locally owned and operated Broker, we are committed to help you find the right product for your needs. In fact, every borrower is different"
  • Florida Mortgage Pros LLC
  • 2031 E Edgewood Drive, Suite 3, Lakeland, FL, 33803
  • Florida Mortgage business providing Residential and Commercial mortgages. Flexible programs for flexible borrowers providing Residential and Commercial mortgages. Whether your purchasing a home or purchasing a business, we have a loan for you. FHA, VA, USDA, and conventional loan programs available. We are a true financial services company
  • Walden Savings Bank
  • 15 Scott's Corners Drive, Montgomery, NY, 12549
  • Walden Savings Bank is the 11th oldest federally chartered mutual savings bank in the United States and while some banks may come and go, Walden Savings Bank has been here for nearly 150 years. With 11 convenient branch locations throughout the Hudson Valley, including our Dutchess County Lending office
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  • 1760 State Street, Schenectady, NY, 12304
  • The Mohawk Progressive Federal Credit Union is a member-owned and directed financial institution. We are dedicated to serving the present and future financial needs of our members through cost effective financial services consistent with co-operative principals, applicable legislation, and sound management.
  • Success Mortgage Partners, Inc
  • 1526 Commercial Park Dr Ste 4, Lakeland, FL, 33801
  • Success Mortgage Partners, Inc. was founded in May, 2002, by Vincent N. Lee and Owen V. Lee, Esq. The purpose of founding SMP was to create a company applying the various lessons that each had learned in their respective real estate careers. The two owners wanted to seriously grow the mortgage company
  • LANDMARK MORTGAGE AND ASSOCIATES, INC.
  • 110 E Pine St, Lakeland, FL, 33801
  • "LandMark Mortgage is a small team of mortgage professionals who understand not only how to get you approved for your mortgage—but also how the mortgage you choose affects your overall financial future. We treat your mortgage like any other investment, helping you find the right loan for your family’s individual financial situation, need"
  • Farm Credit of Central Florida
  • 204 East Orange Street, Suite 200, Lakeland, FL, 33801
  • Farm Credit of Central Florida is part of the Farm Credit System, a nationwide network of agricultural and rural lending institutions cooperatively owned by their borrowers. Farm Credit helps maintain and improve the quality of life in rural America and on the farm, through its constant commitment to competitive lending with its customers.
  • American Liberty Mortgage
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  • American Liberty Mortgage is committed to providing our clients with smooth mortgage transaction combined with the lowest rates available in, Lakeland and all throughout Florida. We are a mortgage company committed to helping our clients secure the best home loan. Our outstanding mortgage professionals will work with you one on one
  • Savings Home Mortgage Limited Liability Company
  • 22 Coates St, Suite 2C, Medford, NJ, 08055
  • Savings Home Mortgage LLC. was founded with the philosophy of low rates with great savings. Our goals are to provide mortgage consumers with low rates and fees while providing the most professional customer service. We utilize many lenders in order to offer you the most competitive rates and fees.
  • Medford Mortgage LLC
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  • "Medford Mortgage was founded with the purpose of helping both existing and prospective homeowners receive the right mortgage. Our company MISSION is simple: Develop a low cost structure that enables us to consistently deliver industry leading rates to our target customers. Our comprehensive network of lenders allows us to find the loan progr
  • Virginia Beach Postal Federal Credit Union
  • 501 Viking Drive, Suite A, Virginia Beach, VA, 23452
  • Virginia Beach Postal FCU was chartered on April 5, 1963 to accommodate the financial needs of Virginia Beach Postal Employees. In 2019 we expanded our field of membership to include all United States Postal Service Richmond Virginia District employees. Virginia Beach Postal Federal Credit Union, a member-owned financial institution.