USDA Vs. FHA your options comparison in Nibley, Cache County, UT
In the year 2025, the USDA loan limit for Nibley, located in the county of Cache, UT, is $517,000, whereas the FHA limit for a single-family home is $492,200.
Leverage the Lendersa® USDA loan calculator to compare top USDA versus FHA rates today. Calculate the income, credit, reserves, and necessary documents for qualification. Our advanced mortgage calculator delivers a side-by-side view of USDA, FHA, Conforming, and VA options, guiding your choice for the ideal program in for your financial situation.
Loan limits and downpayment requirements for 2025 in Nibley, Cache County, UT
Loan Type
Loan Limit
Down Payment
USDA
$517,000
0%
FHA
$492,200
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Nibley, UT
The aim of Lendersa® is to efficiently secure the best possible USDA or FHA loans, hassle-free. Begin with one of the three starting points that connect you to matching lenders and USDA loan programs.
The USDA home loan, also termed a USDA mortgage or rural development loan, is backed by the Department of Agriculture and available exclusively in rural areas. Unlike FHA loans which require a minimal down payment of 3.5%, USDA loans necessitate no down payment whatsoever.
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