USDA and FHA Pro and Con in North-Logan, Cache County, UT

In 2026, the USDA loan limit for North-Logan, within the county of Cache, UT is $356,300, while the FHA limit for a single-family home is $356,362.

Utilize the Lendersa® USDA loan calculator to compare the optimal USDA and FHA rates available today and determine the needed income, credit, reserves, and documents for eligibility. Our enhanced mortgage calculator shows side-by-side comparisons of USDA, FHA, Conforming, and VA loans, assisting you in selecting the best option in for your financial needs.

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Loan Limits & Down Payment Needs for 2026 in North-Logan, Cache, UT

Loan Type Loan Limit Down Payment
USDA $356,300 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Exploring USDA and FHA Loan Options in North-Logan, UT

The aim of Lendersa® is to efficiently provide you with the best USDA or FHA loans quickly and without any hassle. You can choose from three starting points leading to lenders that match your needs and USDA loan offerings.

Lendersa USDA loan request and matching results

Defining the USDA Loan in UT

The USDA home loan, backed by the U.S. Department of Agriculture and also referred to as the USDA rural development loan or USDA mortgage, is available solely in rural locales. Unlike FHA loans that necessitate a minimum down payment of 3.5%, the USDA loan requires no down payment, presenting an attractive choice for eligible borrowers.

Enter your location to find out if it qualifies for USDA rural housing loan?



North-Logan Lenders

  • Diversified Home Loans
  • 165 E 1400 N, Suite 200, Logan, UT, 84341
  • Lends in Utah
  • Diversified Home Loans has an all-star team, dedicated to the needs of our clients. Collectively we have experience with all types of loans, and can help people in any and all loan situations.Our promise to all our clients is to offer the very best financial advice and to consistently exceed your expectations.

  • Wasatch Mortgage Solutions
  • 664 North Main, Suite 103, Logan, UT, 84321
  • Lends in Utah
  • Founded in 1999, Wasatch Mortgage Solutions is a mortgage lender in Logan, Utah. We're licensed to do home loans in all of Utah and Idaho, even though we call Cache Valley home and As a mortgage lender, we offer a wide variety of home loan programs including Conventional, FHA, VA, USDA, and Portfolio home loans

  • Members First Credit Union
  • 120 East 1000 South, Brigham City, UT, 84302
  • Lends in Utah
  • Our goal is to professionally and courteously serve the financial needs of our members, while maintaining a sound financial position. We love our community and are grateful to serve you! We provide various deposit accounts, consumer loans, credit cards, home equity loans, electronic account access and online Bill Pay. We are a Credit Union located

  • North Star Mortgage, Inc
  • 695 South Main, Suite 6, Brigham City, UT, 84302
  • Lends in Utah
  • North Star Mortgage understands that purchasing a home is one of the biggest purchases of a lifetime. Our competitor’s approach to the mortgage process is notorious for being drawn out, stressful, and risky. We’ve streamlined our process to ensure that the experience of obtaining your mortgage.

  • Elevate Credit Union
  • 1023 Medical Dr., Brigham City, UT, 84302
  • Lends in Utah
  • Elevate Credit Union is your lifelong financial advocate and we will be there to walk with you through all the journeys and experiences of your financial life. Join us. Let’s create something great together!vate Credit Union is your lifelong financial advocate and we will be there to walk with you through all the journeys.

  • Great American Lending, LLC
  • 2650 N 300 E St, Suite 220, North Ogden, UT, 84414
  • Lends in Utah
  • At Great American Lending, we provide you peace of mind for your home loan. We have the experience to find great rates and service, not to mention the flexible options you’re looking for. Don’t wait for another company to get around to your loan, come to our mortgage company and see how smooth and painless the home loans process can be.

  • Fidelity First Funding, Inc.
  • 3658 North 650 East North, Ogden, UT, 84414
  • Lends in Utah
  • Fidelity First Funding was established in July, 2000 and has been helping to make home ownership possible for clients throughout Utah and Idaho ever since. With the combined experience of our expert team, we will be able to get you into the home of your dreams. We have funded over $900 Million loans over the last 19 years.

  • Quick VA Loans
  • 298 24th Street, Suite 435A, Ogden, UT, 84401
  • Lends in Utah
  • We specialize in loans for veterans & active duty military service members. We work fast and move quick. We get loans done in as fast as 3 weeks from start to finish. No junk LENDER Fee's on VA Loans. We are a "wholesale mortgage lender to the public. We get better terms with zero lender fee's.