USDA and FHA Pro and Con in Logan, Cache County, UT

For 2025, in Logan, within the county of Cache, UT, the USDA loan limit stands at $517,000, whereas the FHA limit for single-family homes is $492,200. This applies to UT specifically.

Explore the differences between USDA and FHA rates using the Lendersa® USDA loan calculator today. This tool helps you explore income, credit, reserve, and document requirements. The advanced mortgage calculator also offers a side-by-side comparison of USDA, FHA, Conforming, and VA loans, aiding in picking the best for your financial needs in .

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Loan limits and down payment parameters in Logan, Cache, UT for 2025

Loan Type Loan Limit Down payment
USDA $517,000 0%
FHA $492,200 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA loan choices in Logan, UT

The mission at Lendersa® is to secure the best USDA or FHA loan for you, quickly and effortlessly. You can begin by choosing one of three options designed to connect you with matching lenders and suitable USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in UT

The USDA home loan, sponsored by the U.S. Department of Agriculture, is often called the USDA mortgage or USDA rural development loan and is specifically for rural areas. Unlike FHA loans, which mandate a 3.5% minimum down payment, the USDA mortgage demands no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



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