USDA and FHA Pro and Con in Logan, Cache County, UT
For 2026, in Logan, within the county of Cache, UT, the USDA loan limit stands at $517,000, whereas the FHA limit for single-family homes is $492,200. This applies to UT specifically.
Explore the differences between USDA and FHA rates using the Lendersa® USDA loan calculator today. This tool helps you explore income, credit, reserve, and document requirements. The advanced mortgage calculator also offers a side-by-side comparison of USDA, FHA, Conforming, and VA loans, aiding in picking the best for your financial needs in .
Loan limits and down payment parameters in Logan, Cache, UT for 2026
Loan Type
Loan Limit
Down payment
USDA
$517,000
0%
FHA
$492,200
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA loan choices in Logan, UT
The mission at Lendersa® is to secure the best USDA or FHA loan for you, quickly and effortlessly. You can begin by choosing one of three options designed to connect you with matching lenders and suitable USDA loan programs.
The USDA home loan, sponsored by the U.S. Department of Agriculture, is often called the USDA mortgage or USDA rural development loan and is specifically for rural areas. Unlike FHA loans, which mandate a 3.5% minimum down payment, the USDA mortgage demands no down payment at all.
Founded in 1999, Wasatch Mortgage Solutions is a mortgage lender in Logan, Utah. We're licensed to do home loans in all of Utah and Idaho, even though we call Cache Valley home and As a mortgage lender, we offer a wide variety of home loan programs including Conventional, FHA, VA, USDA, and Portfolio home loans
Diversified Home Loans has an all-star team, dedicated to the needs of our clients. Collectively we have experience with all types of loans, and can help people in any and all loan situations.Our promise to all our clients is to offer the very best financial advice and to consistently exceed your expectations.
Our goal is to professionally and courteously serve the financial needs of our members, while maintaining a sound financial position. We love our community and are grateful to serve you! We provide various deposit accounts, consumer loans, credit cards, home equity loans, electronic account access and online Bill Pay. We are a Credit Union located
North Star Mortgage understands that purchasing a home is one of the biggest purchases of a lifetime. Our competitor’s approach to the mortgage process is notorious for being drawn out, stressful, and risky. We’ve streamlined our process to ensure that the experience of obtaining your mortgage.
Elevate Credit Union is your lifelong financial advocate and we will be there to walk with you through all the journeys and experiences of your financial life. Join us. Let’s create something great together!vate Credit Union is your lifelong financial advocate and we will be there to walk with you through all the journeys.
2650 N 300 E St, Suite 220, North Ogden, UT, 84414
Lends in Utah
At Great American Lending, we provide you peace of mind for your home loan. We have the experience to find great rates and service, not to mention the flexible options you’re looking for. Don’t wait for another company to get around to your loan, come to our mortgage company and see how smooth and painless the home loans process can be.
Fidelity First Funding was established in July, 2000 and has been helping to make home ownership possible for clients throughout Utah and Idaho ever since. With the combined experience of our expert team, we will be able to get you into the home of your dreams. We have funded over $900 Million loans over the last 19 years.
We specialize in loans for veterans & active duty military service members. We work fast and move quick. We get loans done in as fast as 3 weeks from start to finish. No junk LENDER Fee's on VA Loans. We are a "wholesale mortgage lender to the public. We get better terms with zero lender fee's.
Let's take care of your mortgage AND have some FUN! I love helping people buy and refinance their homes here in Utah. I love Utah! Loans don't have to feel like an applicationscopy.
It is my job to help you through this process and make it as stress-free as possible.
