USDA VS FHA in Hyde-Park, Cache County, UT

For the year 2025, the USDA loan cap in Hyde-Park, located in Cache county, UT, stands at $356,300, while the FHA maximum for a single-family dwelling is $356,362.

Utilize Lendersa®'s USDA loan calculator to evaluate and contrast the premier USDA and FHA rates of today, and ascertain the income, credit score, reserves, and documentation necessary for approval. Our advanced mortgage calculator places USDA, FHA, Conforming, and VA options side by side, allowing you to determine the most suitable program for your unique financial situation in .

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2025 lending limits and down payment needs in Hyde-Park, county of Cache, UT

Loan Type Loan Limit Down payment
USDA $356,300 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

USDA and FHA loan options in Hyde-Park, UT

The mission of Lendersa® is to quickly secure you the most favorable USDA or FHA loan with minimal hassle. Choose one of three starting paths to match with appropriate lenders and explore USDA loan programs.

Lendersa USDA loan application and match results

Defining a USDA Loan in UT

A USDA home loan is a federal guarantee facilitated by the Department of Agriculture, referred to as a USDA rural development loan. Available strictly in rural regions, it varies from FHA loans by not requiring the standard 3.5% down payment, instead offering a zero down payment option.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • RateSaver Mortgage Inc
  • 2318 N. Main St, Unit D, Anderson, SC, 29621
  • One of the biggest rewards in my business life is helping people achieve their dreams of home ownership. From first time homeowners, to experienced multi-home real estate investors, I can make the process smooth and easy for any buyer. Take advantage of my 23+ years of mortgage experience and over 1500 mortgages closed.
  • LENDING HEIGHTS, LLC
  • 428 Allegheny River Blvd, Oakmont, PA, 15139
  • We have one mission, to make it simple, make it faster, make it cheaper. By design, we are always learning and improving our process. We strive to make the mortgage process effortless. We believe in constant employee training to improve the client experience. We know our stuff! In addition to the production side
  • Bay Credit Union
  • 601 N Highway 231, Panama City, FL, 32405
  • Bay Credit Union was established in August of 1952 as International Paper Employees Federal Credit Union. In 1976 the name was changed to Bay County Industrial Credit Union to more adequately reflect the expanded membership. Again in 1987 the name was changed to Bay Credit Union when our field of membership was opened to virtually.
  • First National Bank Northwest Florida
  • 101 East 23rd Street, Panama City, FL, 32405
  • First National Bank Northwest Florida is the oldest local community bank in the area. The goal of the bank has always been to provide the best possible customer service. The same banking services as a regional bank but with a local family “feel.” Come be a part of our banking family.
  • Panhandle Credit Union
  • 2718 Martin Luther King Jr, Blvd Panama City, FL, 32405
  • Panhandle Educators FCU is a leading Florida Credit Union with an A+ rating by DepositAccounts.com, a subsidiary of LendingTree, and has a 5 Star rating by Bauer Financial. We offer a range of financial solutions including Personal Accounts, Business Accounts, Mortgages, Auto Loans, Personal Loans, and more
  • Oasis Mortgage
  • 3707 W. 23rd Street Suite A., Panama City, FL, 32405
  • Oasis Mortgage, where we specialize in residential mortgages. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants who will be assisting you every step of the way. At Oasis Mortgage, we are able to provide our clients with extremely competitive pricing.
  • cfsbank
  • 101 McKean Avenue, Charleroi, PA, 15022
  • At cfsbank, our tellers and managers take the time to get to know you and your needs. We want to hear about your plans to build the perfect house or take that dream vacation or open a business. We want to know how you’re doing and how we can help. And that’s as true today as it was 85 years ago.
  • PPG & Associates FCU
  • 101 Bailies Run Road, Creighton, PA, 15030
  • PPG & Associates Federal Credit Union is a non profit, member-owned organization dedicated to improving the economic well-being of our members by striving to provide a full range of financial services at the highest level of fairness and personal attention while maintaining an environment of stability and growth.
  • URE Federal Credit Union
  • 201 Beech Street, East Pittsburgh, PA, 15112
  • URE Federal Credit Union to promote thrift among its members and to provide access to financial empowerment through low cost financial services. URE is committed to providing quality services to our members in a prompt, courteous and responsible manner, while maintaining competitive rates
  • "United Hospital Center Federal Credit Union"
  • 327 Medical Park Drive, Bridgeport, WV, 26330
  • United Hospital Center Federal Credit Union has as its mission the responsibility for providing an efficient, effective, and well-managed financial institution that meets the needs of its membership. In order to accomplish this mission, the United Hospital Center Federal Credit Union will continue a sound yet progressive asset management strategy