USDA Vs. FHA your options comparison in Hyde-Park, Cache County, UT

For the year 2025, the USDA loan cap in Hyde-Park, located in Cache county, UT, stands at $356,300, while the FHA maximum for a single-family dwelling is $356,362.

Utilize Lendersa®'s USDA loan calculator to evaluate and contrast the premier USDA and FHA rates of today, and ascertain the income, credit score, reserves, and documentation necessary for approval. Our advanced mortgage calculator places USDA, FHA, Conforming, and VA options side by side, allowing you to determine the most suitable program for your unique financial situation in .

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2025 lending limits and down payment needs in Hyde-Park, county of Cache, UT

Loan Type Loan Limit Down payment
USDA $356,300 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

USDA and FHA loan options in Hyde-Park, UT

The mission of Lendersa® is to quickly secure you the most favorable USDA or FHA loan with minimal hassle. Choose one of three starting paths to match with appropriate lenders and explore USDA loan programs.

Lendersa USDA loan application and match results

Defining a USDA Loan in UT

A USDA home loan is a federal guarantee facilitated by the Department of Agriculture, referred to as a USDA rural development loan. Available strictly in rural regions, it varies from FHA loans by not requiring the standard 3.5% down payment, instead offering a zero down payment option.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Pillar Financial Mortgage
  • 15821 West Dodge Rd, Suite 161, Omaha, NE, 68118
  • Our "Client First" approach provides you with informed options when making decisions about the mortgage process. Find out why so many customers choose Pillar Financial Mortgage.Purchasing a home is one of your most important financial decisions. Let us help you get the facts before you buy and help pick the loan that's best for you.
  • Countryside Bank
  • 379 Main St., Unadilla, NE, 68454
  • Our community is important, and we take pride in where we live and work. Countryside Bank employees and families have deep roots in the community, as do many of our loyal customers. As new people discover the advantages of small communities and independent banks, we continue to grow and build new customer relationships.
  • Citizens National Bank of Crosbyton
  • 202 W. Main, Crosbyton, TX, 79322
  • A bank was proposed for the town site of Crosbyton in December of 1908. The material used in the building was native stone and concrete blocks. The stone was quarried from the canyon east of Crosbyton. The sand and gravel was hauled into town from the canyon. The building was completed in the summer of 1909.
  • Direct Check
  • 215 Dakota Ave, Wahpeton, ND, 58075
  • At Direct Check, we strive to work with our customers in a professional and confidential manner. With fast cash personal loans, our employees will work with you to personally ensure your needs are accomplished while providing you. There are many reasons for needing extra cash. At Direct Check we ensure a simple and easy process
  • Great Plains Capital Mortgage
  • 319 11th St N, Wahpeton, ND, 58075
  • Great Plains Capital are buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
  • The Denman Team
  • 14301 FNB Parkway, Suite 100, Omaha, NE, 68154
  • Founded in 1966, Delmar Mortgage is a full-service mortgage company helping new and experienced buyers find their dream homes. Delmar Mortgage offers a wide range of mortgage products that allow us to fit the best loan to the specific needs of each client. Our products range from conventional, jumbo, FHA, VA and more.
  • Four Points Federal Credit Union
  • 510 N 127th Street, Omaha, NE, 68154
  • Originally established in 1934 as one of the first twelve credit unions serving employees of the Farm Credit System, we organized as the Farm Credit Administration Cooperative Credit Association. In 2005 we converted to a federal charter and adopted the name Four Points in order to better reflect our new ability to serve members.
  • Aksarben Mortgage LLC
  • 13520 California Street, Suite 250, Omaha, NE, 68154
  • Aksarben Mortgage brings to the Omaha mortgage market experienced, customized, comprehensive service that is local and personal. Exceptional service is our passion as we strive to be our clients’ advisors for life, not a single transaction. We've been helping customers afford the home of their dreams for many years.
  • Petrovich Team Home Loan
  • 14301 FNB Pkwy, Suite 100, Omaha, NE, 68154
  • I started in the mortgage industry back in 2002 right after graduating from the University of Nebraska at Lincoln. Since I had no idea what I wanted to do after graduating, I sort of just fell into being a loan officer. I don’t think anyone dreams of being a mortgage lender growing up, but in the many years
  • Eagle Mortgage Co
  • 303 N 114th St, Omaha, NE, 68154
  • Eagle Mortgage Company is a locally owned and full-service mortgage company in Omaha, NE. We specialize in providing you with a Conventional loan, VA loan, FHA loan, and USDA loan in both Nebraska & Iowa, including Sarpy County, Douglas County, Omaha, and Council Bluffs. Whether you are buying a home or looking for a home refinance loan