USDA VS FHA in Hyde-Park, Cache County, UT

For the year 2026, the USDA loan cap in Hyde-Park, located in Cache county, UT, stands at $356,300, while the FHA maximum for a single-family dwelling is $356,362.

Utilize Lendersa®'s USDA loan calculator to evaluate and contrast the premier USDA and FHA rates of today, and ascertain the income, credit score, reserves, and documentation necessary for approval. Our advanced mortgage calculator places USDA, FHA, Conforming, and VA options side by side, allowing you to determine the most suitable program for your unique financial situation in .

Evaluate loan options from 100 lenders

2026 lending limits and down payment needs in Hyde-Park, county of Cache, UT

Loan Type Loan Limit Down payment
USDA $356,300 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

USDA and FHA loan options in Hyde-Park, UT

The mission of Lendersa® is to quickly secure you the most favorable USDA or FHA loan with minimal hassle. Choose one of three starting paths to match with appropriate lenders and explore USDA loan programs.

Lendersa USDA loan application and match results

Defining a USDA Loan in UT

A USDA home loan is a federal guarantee facilitated by the Department of Agriculture, referred to as a USDA rural development loan. Available strictly in rural regions, it varies from FHA loans by not requiring the standard 3.5% down payment, instead offering a zero down payment option.

Enter your location to find out if it qualifies for USDA rural housing loan?



Hyde-Park Lenders

  • Diversified Home Loans
  • 165 E 1400 N, Suite 200, Logan, UT, 84341
  • Lends in Utah
  • Diversified Home Loans has an all-star team, dedicated to the needs of our clients. Collectively we have experience with all types of loans, and can help people in any and all loan situations.Our promise to all our clients is to offer the very best financial advice and to consistently exceed your expectations.

  • Wasatch Mortgage Solutions
  • 664 North Main, Suite 103, Logan, UT, 84321
  • Lends in Utah
  • Founded in 1999, Wasatch Mortgage Solutions is a mortgage lender in Logan, Utah. We're licensed to do home loans in all of Utah and Idaho, even though we call Cache Valley home and As a mortgage lender, we offer a wide variety of home loan programs including Conventional, FHA, VA, USDA, and Portfolio home loans

  • Members First Credit Union
  • 120 East 1000 South, Brigham City, UT, 84302
  • Lends in Utah
  • Our goal is to professionally and courteously serve the financial needs of our members, while maintaining a sound financial position. We love our community and are grateful to serve you! We provide various deposit accounts, consumer loans, credit cards, home equity loans, electronic account access and online Bill Pay. We are a Credit Union located

  • North Star Mortgage, Inc
  • 695 South Main, Suite 6, Brigham City, UT, 84302
  • Lends in Utah
  • North Star Mortgage understands that purchasing a home is one of the biggest purchases of a lifetime. Our competitor’s approach to the mortgage process is notorious for being drawn out, stressful, and risky. We’ve streamlined our process to ensure that the experience of obtaining your mortgage.

  • Elevate Credit Union
  • 1023 Medical Dr., Brigham City, UT, 84302
  • Lends in Utah
  • Elevate Credit Union is your lifelong financial advocate and we will be there to walk with you through all the journeys and experiences of your financial life. Join us. Let’s create something great together!vate Credit Union is your lifelong financial advocate and we will be there to walk with you through all the journeys.

  • Great American Lending, LLC
  • 2650 N 300 E St, Suite 220, North Ogden, UT, 84414
  • Lends in Utah
  • At Great American Lending, we provide you peace of mind for your home loan. We have the experience to find great rates and service, not to mention the flexible options you’re looking for. Don’t wait for another company to get around to your loan, come to our mortgage company and see how smooth and painless the home loans process can be.

  • Fidelity First Funding, Inc.
  • 3658 North 650 East North, Ogden, UT, 84414
  • Lends in Utah
  • Fidelity First Funding was established in July, 2000 and has been helping to make home ownership possible for clients throughout Utah and Idaho ever since. With the combined experience of our expert team, we will be able to get you into the home of your dreams. We have funded over $900 Million loans over the last 19 years.

  • Quick VA Loans
  • 298 24th Street, Suite 435A, Ogden, UT, 84401
  • Lends in Utah
  • We specialize in loans for veterans & active duty military service members. We work fast and move quick. We get loans done in as fast as 3 weeks from start to finish. No junk LENDER Fee's on VA Loans. We are a "wholesale mortgage lender to the public. We get better terms with zero lender fee's.