USDA Loan Vs. FHA loan for Richmond, UT [Cache County ]

In 2026, the loan limit for a USDA mortgage in Richmond, located in the county of Cache, UT, is $517,000. Conversely, the FHA limit for a single-family home is $492,200.

The Lendersa® USDA loan calculator can assist in comparing the current top USDA and FHA rates to help you identify the income, credit, reserves, and documentation needed to qualify. Our advanced mortgage calculator additionally displays USDA, FHA, Conforming, and VA options side by side, supporting you in choosing the most fitting program for your specific financial needs in .

Overview of USDA and FHA Loan Choices in Richmond, UT

The goal of Lendersa® is to efficiently secure the best possible USDA or FHA loan for you without unnecessary hassle. Choose from three pathways to connect with matching lenders and explore USDA loan programs.

Lendersa USDA loan request and matching results

Explaining USDA Loans in UT

A USDA home loan, supported by the Department of Agriculture, often called a USDA rural development loan or mortgage, is available only in rural areas. Unlike FHA loans that require a 3.5% minimum down payment, USDA loans need no down payment.

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(619) 816-8076 Lender's profile and map Reviews Premium Mortgage 895 Palomar St, Suite H, Chula Vista, CA, 91911 We are a full-service mortgage company based in Chula Vista, California. We specialize in Home Purchase Loans and Refinance Loans in Chula Vista. We also serve the surrounding cities in San Diego County. We offer a wide range of refinancing options, designed to best meet the needs of local borrowers.
(619) 361-1577 Lender's profile and map Reviews RABASA Inc. 780 Callecita Aquila Sur, Chula Vista, CA, 91911 Basa Realty and Mortgage is a full service real estate office & mortgage broker, providing convenience & service others can't offer.Communicate with other agents, buyers & sellers, mortgage officers, title personnel involved in the home buyer & selling process.Helping customers make sound decisions on selling their homes, purchasing or refinancing.
(308) 382-5041 Lender's profile and map Reviews Central Nebraska FCU 609 South Locust, Grand Island, NE, 68801 Central Nebraska Federal Credit Union has been open since 1985. The credit union has assets totaling $12.21 Million and provides banking services to more than 1, 000 members. The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member
(308) 382-4000 Lender's profile and map Reviews Home Federal Bank 221 S Locust St, Grand Island, NE, 68801 Home Federal Bank To provide solutions to our customers that enhance their financial security in the most convenient and efficient way possible while striving to provide the most value and return to our stakeholders. Home Federal Bank was founded by Buck Beltzer in May of 1935. Home Federal Bank's first office was located in the Grand Island.
(575) 434-8500 Lender's profile and map Reviews Otero Federal Credit Union 1200 East 10th Street, Alamogordo, NM, 88310 OFCU is your one stop shop for all your financial needs. Auto Loans, Mortgage Loans, Personal Loans, Credit Cards. We also have your basic needs Savings, FREE Checking, FREE Debit Card. Otero Federal Credit Union has been open since 1953. It's the 10th largest credit union in New Mexico with assets totaling $429.4 Million.
(575) 437-3110 Lender's profile and map Reviews LOCO Credit Union 808 Washington Avenue, Alamogordo, NM, 88310 The membership was open to school employees in Otero County, employees of the credit union and members of the immediate families. A teacher from Ruidoso asked to join the credit union so the by-laws were amended to include the Lincoln County Schools into the field of membership in 1965. Charles Southard named the credit union L.O.C.O.
(575) 437-9334 Lender's profile and map Reviews Bank 34 500 E 10th St, Suite 100, Alamogordo, NM, 88310 Bank 34 is a community bank founded in 1934 with locations in New Mexico and Arizona. We offer the same quality products, services and technology as the big guys, but a more personalized & friendly banking experience for true relationship banking. Bank 34 was quite literally founded on a dream. It was originally organized
(605) 286-3213 Lender's profile and map Reviews Community Bank 118 N Main Street, Avon, SD, 57315 The Community Bank, Avon SD, originally chartered as the Bank of Kingsburg, Kingsburg, SD opened for business May 20, 1914 with $10, 000.00 in capital all being supplied by local citizens and farmers. It was founded by Tom C. Pier who began his banking career as an employee in a Ravinia, SD bank.
(806) 435-9522 Lender's profile and map Reviews Northeast Panhandle Teachers Federal Credit Union 211 S Amherst Street, Perryton, TX, 79070 Northeast Panhandle Teachers FCU is a cooperative, not-for-profit organized to promote thrift and provide credit to members. It is member owned and controlled through a board of directors elected by the membership. The board serves on a volunteer basis and may hire a management team to run the day by day operations of the credit union.
(806) 435-9641 Lender's profile and map Reviews The Perryton National Bank 825 S. Main, Perryton, TX, 79070 Perryton National Bank, is a single facility bank located in the heart of Perryton, Texas serving Ochiltree County and the surrounding area. The Bank offers the services of a modern financial institution while maintaining the integrity and personalized service of a community bank
(806) 435-4071 Lender's profile and map Reviews Interstate Bank SSB 301 S. Main, Perryton, TX, 79070 On May 9, 1958, a community dream was fulfilled when Perryton Savings and Loan Association was chartered by the Texas Banking Commission under the Building and Loan Association Laws of the State of Texas. The purpose of this charter was to encourage industry, home building and the accumulation of savings.
(701) 647-2448 Lender's profile and map Reviews Hometown Credit Union 18 Main Avenue South, Kulm, ND, 58456 Since 1949, we have provided our members with a place to save their hard-earned money & earn excellent dividend rates on those savings, while offering loans at the lowest rates possible. Our sole purpose is to help our member-owners with all their financial needs through all walks of life.