USDA VS FHA in Summit-Park, Summit County, UT

In 2026, the USDA loan limit within Summit-Park, which is in Summit county, UT, is set at $654,100. In contrast, the FHA limit for a single-family home is $817,650.

Use the Lendersa® USDA loan calculator to assess and compare today's most favorable USDA and FHA rates. Identify the necessary income, credit standing, reserves, and documentation for eligibility. Our sophisticated mortgage calculator allows you to evaluate USDA, FHA, Conforming, and VA loans side-by-side, aiding in selecting the ideal program for your unique financial circumstances in .

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2026 Loan Limits and Down Payment Requirements in Summit-Park, Summit, UT

Loan Type Loan Limit Down Payment
USDA $654,100 0%
FHA $817,650 3.5%
Conventional Conforming $817,650 3%

USDA and FHA Loan Programs in Summit-Park, UT

The mission of Lendersa® is to secure you the most favorable USDA or FHA loan swiftly and effortlessly. Choose one of the three starting points to match you with lenders and USDA loan programs.

Matching results for Lendersa USDA loan requests

What Exactly is a USDA Loan in UT?

A USDA home loan, endorsed by the U.S. Department of Agriculture, often called a USDA rural development loan or USDA mortgage, is available exclusively in rural areas. Unlike FHA loans that require a down payment of at least 3.5%, the USDA mortgage requires no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



Summit-Park Lenders

  • Turnbury Mortgage
  • 1389 Center Dr, Suite 200, Park City, UT, 84098
  • Lends in Utah
  • Turnbury Mortgage is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements.
    Our team has over 30 years of experience in the mortgage industry and we take great pride in the number of repeat clients that we hav

  • River Rock Mortgage
  • PO Box 981810, Park City, UT, 84098
  • Lends in Utah
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan

  • Cornerstone Home Mortgage.
  • 1912 Sidewinder Dr, Suite 216, Park City, UT, 84060
  • Lends in Utah
  • Cornerstone Home Mortgage is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available in all of UT. Whether you are 1st time home buyer, purchasing your dream home, refinancing an outstanding loan, our highly experienced team of mortgage brokers can help make your dreams come true.

  • Intermountain Mortgage Company, LLC
  • 2029 Sidewinder Drive, Suite 200, Park City, UT, 84060
  • Lends in Utah
  • Intermountain Mortgage Company, Inc., our mission is to set a high standard in the mortgage industry. A part of the Park City community since 1992, our experienced staff is committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry.

  • First Utah Bank
  • 3826 South 2300 East, Salt Lake City, UT, 84109
  • Lends in Utah
  • First Utah Bank has proudly served the Utah community for 40 years. First Utah Bank is the largest community bank headquartered in Salt Lake City, Utah. We offer a full range of business and personal financial services, from complex business loans to personal mortgage loans, lines of credit, and state of the art online and mobile banking solutions.

  • Mortgage Brokers, LLC
  • 2455 E Parleys Way, Suite 310, Salt Lake City, UT, 84109
  • Lends in Utah
  • Mortgage Brokers, LLC is a professional, affordable and local lending institution focused on offering consumers the best mortgage products and competitive fee structures with local underwriting service. With 22 years of lending experience in the Utah market we understand what it takes to get your loan approved.

  • EverLEND Mortgage Company
  • 2455 E. Parleys Way, Suite 150, Salt Lake City, UT, 84109
  • Lends in Utah
  • EverLEND Mortgage Company. When you think of Mortgage Bankers, you may think of large, cold corporations. There are many out there that have expanded to the point that many consumers feel like just a number, and quite frankly, helpless to choose a better option. We firmly believe in quality over quantity.

  • Snap Lending LLC
  • 4525 S Wasatch Blvd, Suite 125, Salt Lake City, UT, 84124
  • Lends in Utah
  • Snap Lending is committed to helping you find the right mortgage based upon your specific needs. We understand that every borrower is different. As an independent brokerage, we offer a variety of products including several 100% mortgage options to meet each client's needs. We work hard for you.

  • Sugar House Mortgage
  • 2091 East 1300 South, Suite 203, Salt Lake City, UT, 84108
  • Lends in Utah
  • Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.