USDA Vs. FHA Pro and Con comparison in Midway, Wasatch County, UT

In 2026, the USDA loan limit for Midway, located in the county of Wasatch, UT, is $776,600. For a single-family home, the FHA limit is $1,089,300.

Utilize the Lendersa® USDA loan calculator to analyze today's top USDA vs FHA rates, determining the income, credit score, reserves, and documents needed to qualify. With our advanced mortgage calculator, compare USDA, FHA, Conforming, and VA options side by side, helping you select the best program in for your financial requirements.

Explore loan offers from 100 lenders

2026 Loan Limits and Downpayment Requirements in Midway, Wasatch, UT

Loan Type Loan Limit Down Payment
USDA $776,600 0%
FHA $1,089,300 3.5%
Conventional Conforming $1,089,300 3%

USDA and FHA Loan Options in Midway, UT

The goal of Lendersa® is to promptly secure the optimal USDA or FHA loan, without hassle. Choose one of three entry points to connect you with matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Explaining USDA Loans in UT

A USDA home loan, endorsed by the Department of Agriculture and also called a USDA mortgage or rural development loan, is available exclusively in rural areas. Unlike FHA loans which require a minimum down payment of 3.5%, USDA loans have no such requirement.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Wealthbridge Mortgage
  • 500 West Eighth Street, Suite 45, Vancouver, WA, 98660
  • With over three decades in the mortgage industry and thousands of funded loans, we are experts in innovative mortgage financing. Today, challenging mortgage applications often get turned down for being “outside of the box”, but not at Wealthbridge. We want to help build your future, not make it harder.

  • DC Lending LLC
  • 1111 Main Street, Suite 210, Vancouver, WA, 98660
  • DC Lending started in 1998 as a new family operated mortgage company. As we moved into the second generation of business, one of our sons settled in Portland and another daughter settled in Eastern Washington. With this new generation, our family decided to continue to share our knowledge, and passion for the industry.

  • Davis Financial, LLC
  • 310 West 11th Street, Vancouver, WA, 98660
  • Davis Financial, LLC founer of Howie Davis 16 years of experience as a loan originator, and with degrees in finance and accounting, my background enables me to provide excellent service and sound advice to my clients. Customer service is the cornerstone of my business. I truly enjoy helping and educating clients about the loan process.

  • V P Clarence Co
  • 413 N. Mesa, El Paso, TX, 79901
  • V.P. Clarence Company is the oldest and largest privately-held full service commercial mortgage banking firm serving its clients in West Texas and New Mexico. V.P. Clarence Company is proud of its long history representing many of the most successful and respected developers and commercial property owners in the region.

  • Kell Capital, LLC
  • 221 N Kansas St, Suite 1211, El Paso, TX, 79901
  • Kell Capital, LLC, is an asset-based private lending company based in downtown El Paso, Texas. Since 2011, our funding has helped to improve communities throughout Texas and Hawai'i by bettering the real estate landscape, helping to improve the viability of business owners furthering the progress and success of real estate investors.

  • The State National Bank of Groom
  • 99 Broadway St., Groom, TX, 79039
  • At The State National Bank of Groom, we value our customer relationships. Our mission is to be the outstanding banking organization in our trade territory, capable of successfully competing against organizations that are marketing the same products and services.We will achieve this by consistently delivering superior service

  • Pacific Sunset Mortgage LLC
  • 15455 Northwest Greenbrier Parkway, Suite 145, Beaverton, OR, 97006
  • We believe nothing replaces old fashioned ‘one-on-one’ service with a local lender, with an office you can walk in to. In today’s busy world though, many need to get things going electronically while on the go. Others are in remote parts of the state and it is difficult to come in to the office.

  • HD Mortgage LLC
  • 1915 North East Stucki Avenue, Suite 400, Beaverton, OR, 97006
  • We are dedicated to finding great loan options while offering some of the fastest turn times in the industry. Our commitment is to provide highly personalized service and helping you through every step of the loan process. We strive to make our customers feel like a family while providing exceptional customer service, speed and support.

  • Fairfield Financial Services, Inc
  • 16055 SW Walker Rd #247, Beaverton, OR, 97006
  • Fairfield Financial Services, Inc. (NMLS number 260898) has been coordinating hard money loans in the Pacific Northwest (Oregon and Washington) since 1964. Our services have recently expanded to include Alaska, California, Colorado, Florida, Idaho, Georgia, Montana, Oklahoma, Texas, Nevada, New York, and Wyoming. We now have sources available to le

  • evolve Federal Credit Union
  • 8820 Gazelle Drive, El Paso, TX, 79925
  • evolve Federal Credit Union offers a full-service banking for anyone who lives, works or worships in El Paso. With 4 branch locations throughout El Paso, a full range of online services, and our mobile app, we can provide all of our members with a simple, easy and fast way to bank. Our mission is to build member loyalty through service.

  • GECU
  • 1225 Airway Blvd, El Paso, TX, 79925
  • In 1932, 11 El Paso civil servants pooled $5 each to form a credit union. Today, GECU is the largest and one of the strongest locally owned financial institutions in the city we call home with more than 400, 000 members, 30 branches. For over 85 years the people of our communities have been helping each other make dreams come true.

  • Sun City Home Loans
  • 1155 Westmoreland Dr, Suite 107, El Paso, TX, 79925
  • Sun City Home Loans offers some of the lowest rates nationwide making the loan process simple, straightforward and fast for borrowers seeking a mortgage in the El Paso area. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt, the highly experienced team of mortgage brokers.