USDA VS FHA in Midway, Wasatch County, UT

In 2025, the USDA loan limit for Midway, located in the county of Wasatch, UT, is $776,600. For a single-family home, the FHA limit is $1,089,300.

Utilize the Lendersa® USDA loan calculator to analyze today's top USDA vs FHA rates, determining the income, credit score, reserves, and documents needed to qualify. With our advanced mortgage calculator, compare USDA, FHA, Conforming, and VA options side by side, helping you select the best program in for your financial requirements.

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2025 Loan Limits and Downpayment Requirements in Midway, Wasatch, UT

Loan Type Loan Limit Down Payment
USDA $776,600 0%
FHA $1,089,300 3.5%
Conventional Conforming $1,089,300 3%

USDA and FHA Loan Options in Midway, UT

The goal of Lendersa® is to promptly secure the optimal USDA or FHA loan, without hassle. Choose one of three entry points to connect you with matching lenders and USDA loan programs.

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Explaining USDA Loans in UT

A USDA home loan, endorsed by the Department of Agriculture and also called a USDA mortgage or rural development loan, is available exclusively in rural areas. Unlike FHA loans which require a minimum down payment of 3.5%, USDA loans have no such requirement.

Enter your location to find out if it qualifies for USDA rural housing loan?



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