USDA and FHA Pro and Con in Midway, Wasatch County, UT

In 2026, the USDA loan limit for Midway, located in the county of Wasatch, UT, is $776,600. For a single-family home, the FHA limit is $1,089,300.

Utilize the Lendersa® USDA loan calculator to analyze today's top USDA vs FHA rates, determining the income, credit score, reserves, and documents needed to qualify. With our advanced mortgage calculator, compare USDA, FHA, Conforming, and VA options side by side, helping you select the best program in for your financial requirements.

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2026 Loan Limits and Downpayment Requirements in Midway, Wasatch, UT

Loan Type Loan Limit Down Payment
USDA $776,600 0%
FHA $1,089,300 3.5%
Conventional Conforming $1,089,300 3%

USDA and FHA Loan Options in Midway, UT

The goal of Lendersa® is to promptly secure the optimal USDA or FHA loan, without hassle. Choose one of three entry points to connect you with matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Explaining USDA Loans in UT

A USDA home loan, endorsed by the Department of Agriculture and also called a USDA mortgage or rural development loan, is available exclusively in rural areas. Unlike FHA loans which require a minimum down payment of 3.5%, USDA loans have no such requirement.

Enter your location to find out if it qualifies for USDA rural housing loan?



Midway Lenders

  • Surety First Mortgage
  • 1347 West 310 North, Midway, UT, 84049
  • Lends in Utah
  • The Surety First Mortgage Team is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available in all of Utah, Idaho and Colorado. Whether you are a first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt.

  • Cornerstone Home Mortgage.
  • 1912 Sidewinder Dr, Suite 216, Park City, UT, 84060
  • Lends in Utah
  • Cornerstone Home Mortgage is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available in all of UT. Whether you are 1st time home buyer, purchasing your dream home, refinancing an outstanding loan, our highly experienced team of mortgage brokers can help make your dreams come true.

  • Intermountain Mortgage Company, LLC
  • 2029 Sidewinder Drive, Suite 200, Park City, UT, 84060
  • Lends in Utah
  • Intermountain Mortgage Company, Inc., our mission is to set a high standard in the mortgage industry. A part of the Park City community since 1992, our experienced staff is committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry.

  • Solamere Mortgage LLC
  • 461 North Whitby Woodlands Drive, Alpine, UT, 84004
  • Lends in Utah
  • Solamere Mortgage commercial property financing solutions and flexible investments create an amazing opportunity for brokers to help borrowers from unique backgrounds accomplish their goals. and also We are experienced mortgage professionals, providing investment property loan resources for multi-family, residential 1-4 mixed-use.

  • West Ridge Financial
  • 1279 E Lone Peak Dr, Alpine, UT, 84004
  • Lends in Utah
  • West Ridge Financial located in Alpine, Utah. After starting West Ridge Financial in 2000, Mike has been dedicated to helping people finance their dream home. Whether you’re buying a new home or refinancing your current home, Mike will be with you every step of the way to help you accomplish your homeownership goals.

  • Brighton Bank Utah
  • 7101 S Highland Dr, Salt Lake City, UT, 84121
  • Lends in Utah
  • Over the past 34 years the employees of Brighton Bank have worked hard providing the highest level of service to its customers. As a community bank with our foundation established in the neighborhoods we serve, we feel it is important to understand the needs of our customers. We strive to provide sound financial products

  • Mark Moyes Team
  • 910 East 6600 South, Salt Lake City, UT, 84121
  • Lends in Utah
  • At Intercap Lending, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today. You will find that the skill, professionalism,

  • Fink & McGregor Mortgage, L.C.
  • 6691 South 1300 East, Salt Lake City, UT, 84121
  • Lends in Utah
  • Fink & McGregor is a Utah based mortgage company serving the state of Utah. We offer a wide variety of mortgage services, including VA Loans, FHA Loans, Refinancing and more. We are financial experts that work hard to find the best solution for you!variety of mortgage services, including VA Loans, FHA Loan.

  • RELIANT HOME LOANS
  • 6268 S 900 E, Suite 250, Salt Lake City, UT, 84121
  • Lends in Utah
  • Nick Lovato is a seasoned top producing Loan Officer who cares about educating clients on the latest most innovative options in the market place. After working with Nick, his clients have a true understanding of what their options are and a positive outlook on which mortgage they choose.