USDA and FHA Pro and Con in Silver-Summit, Summit County, UT
As of 2026, the USDA loan ceiling in Silver-Summit, within Summit county, UT, is quantified at $654,100. In contrast, the FHA loan cap for a single-family dwelling stands at $817,650.
Explore Lendersa® USDA loan calculator to evaluate current USDA and FHA rates. It aids in identifying the requisite income, credit score, reserves, and necessary documentation for qualification. With our comprehensive mortgage calculator, you can assess USDA, FHA, Conforming, and VA programs side by side to choose the one that best suits your financial needs in .
Loan ceiling and down payment details for 2026 in Silver-Summit, Summit county, UT
Loan Type
Loan Limit
Down Payment
USDA
$654,100
0%
FHA
$817,650
3.5%
Conventional Conforming
$817,650
3%
Exploring USDA and FHA loan choices in Silver-Summit, UT
At Lendersa®, our mission is to offer you the ideal USDA or FHA loan swiftly and effortlessly. Initiate your journey with one of three options that lead to aligning you with lenders and USDA loan schemes.
A USDA home loan is secured by the U.S. Department of Agriculture—frequently referred to as a USDA rural development loan or USDA mortgage—and it is applicable exclusively in rural areas. Distinct from FHA loans, which require at least a 3.5% down payment, a USDA mortgage calls for no down payment.
Turnbury Mortgage is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. Our team has over 30 years of experience in the mortgage industry and we take great pride in the number of repeat clients that we hav
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
1912 Sidewinder Dr, Suite 216, Park City, UT, 84060
Lends in Utah
Cornerstone Home Mortgage is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available in all of UT. Whether you are 1st time home buyer, purchasing your dream home, refinancing an outstanding loan, our highly experienced team of mortgage brokers can help make your dreams come true.
2029 Sidewinder Drive, Suite 200, Park City, UT, 84060
Lends in Utah
Intermountain Mortgage Company, Inc., our mission is to set a high standard in the mortgage industry. A part of the Park City community since 1992, our experienced staff is committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry.
First Utah Bank has proudly served the Utah community for 40 years. First Utah Bank is the largest community bank headquartered in Salt Lake City, Utah. We offer a full range of business and personal financial services, from complex business loans to personal mortgage loans, lines of credit, and state of the art online and mobile banking solutions.
2455 E Parleys Way, Suite 310, Salt Lake City, UT, 84109
Lends in Utah
Mortgage Brokers, LLC is a professional, affordable and local lending institution focused on offering consumers the best mortgage products and competitive fee structures with local underwriting service. With 22 years of lending experience in the Utah market we understand what it takes to get your loan approved.
2455 E. Parleys Way, Suite 150, Salt Lake City, UT, 84109
Lends in Utah
EverLEND Mortgage Company. When you think of Mortgage Bankers, you may think of large, cold corporations. There are many out there that have expanded to the point that many consumers feel like just a number, and quite frankly, helpless to choose a better option. We firmly believe in quality over quantity.
4525 S Wasatch Blvd, Suite 125, Salt Lake City, UT, 84124
Lends in Utah
Snap Lending is committed to helping you find the right mortgage based upon your specific needs. We understand that every borrower is different. As an independent brokerage, we offer a variety of products including several 100% mortgage options to meet each client's needs. We work hard for you.
2091 East 1300 South, Suite 203, Salt Lake City, UT, 84108
Lends in Utah
Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
