As of 2025, the USDA loan ceiling in Silver-Summit, within Summit county, UT, is quantified at $654,100. In contrast, the FHA loan cap for a single-family dwelling stands at $817,650.
Explore Lendersa® USDA loan calculator to evaluate current USDA and FHA rates. It aids in identifying the requisite income, credit score, reserves, and necessary documentation for qualification. With our comprehensive mortgage calculator, you can assess USDA, FHA, Conforming, and VA programs side by side to choose the one that best suits your financial needs in
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| Loan Type | Loan Limit | Down Payment | |
| USDA | $654,100 | 0% | |
| FHA | $817,650 | 3.5% | |
| Conventional Conforming | $817,650 | 3% |
At Lendersa®, our mission is to offer you the ideal USDA or FHA loan swiftly and effortlessly. Initiate your journey with one of three options that lead to aligning you with lenders and USDA loan schemes.
A USDA home loan is secured by the U.S. Department of Agriculture—frequently referred to as a USDA rural development loan or USDA mortgage—and it is applicable exclusively in rural areas. Distinct from FHA loans, which require at least a 3.5% down payment, a USDA mortgage calls for no down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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