USDA Vs. FHA your options comparison in Wise, Wise County, VA
For 2025, the USDA loan limit in Wise, county of Wise, VA, is $336,500, whereas the FHA limit for a single-family home is $472,030.
You can use the Lendersa® USDA loan calculator to evaluate and compare today's top USDA vs. FHA rates, helping you determine the necessary income, credit, reserves, and required documentation for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, guiding you in selecting which program in best fits your financial situation.
2025 Loan Limits and Downpayment Requirements in Wise, County of Wise, VA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Wise, VA
The aim of Lendersa® is to swiftly secure the best USDA loan or FHA loan for you without hassle. Select one of three initial pathways to connect with matching lenders and discover USDA loan programs.
A USDA home loan, referred to as a USDA rural development loan or USDA mortgage, is backed by the government through the Department of Agriculture and is available only in rural neighborhoods. Unlike FHA loans that require a 3.5% minimum down payment, USDA loans have no down payment requirement.
30 East Johnston Street, Suite B, Forsyth, GA, 31029
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
FirstEnergy Family Credit Union (FEFCU) has been open since 1936. The credit union has assets totaling $47.01 Million and provides banking services to more than 4, 000 members.
The credit union is a member-owned financial cooperative providing banking services including savings, loans,
Preferred Mortgage Financial is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straight forward by offering you the latest in financial
NC Community Credit Union has provided quality financial services to help members achieve their financial goals. Your Community Credit Union is committed to serving individuals, businesses, and other organizations who live, work, worship, or attend school in Wayne County. As a credit union member, you’re also the owner!
Blackhawk Federal Credit Union is now offering an app to help you track your spending and manage your debit cards from your mobile device! This app has many capabilities, including the option of turning your debit card on and off! Imagine resting easy knowing your card isn’t going to be used fraudulently!
Our history of ""people helping people"" can be traced to January 2, 1942 - with the chartering of Beaver Valley Federal Credit Union (then B&W Employees Federal Credit Union).
At that time membership was opened to those employed in the local plants of the Babcock & Wilcox Tubular Products Group and to their immediate families.
Premier Mortgage & Home Equity, based in Beaver Falls, Pennsylvania, when you wish to buy your first home, or if you would like to refinance your home. These services are our particular specialties but expect unsurpassed personal service and expertise from us for all of your mortgage needs.
Atlantic Union Bankshares Corporation is the holding company for Atlantic Union Bank. Atlantic Union Bank has 149 branches located throughout Virginia, and in portions of Maryland and North Carolina. We believe people have a right to expect more from the companies they do business with – and they can expect more from Atlantic Union Bank.
