USDA Vs. FHA Pro and Con comparison in Ashland, Hanover County, VA

In 2025, the USDA loan limit for Ashland, located in Hanover county, VA, is $428,700; meanwhile, the FHA limit for a single-family home is $546,250.

With the Lendersa® USDA loan calculator, compare the top USDA vs FHA rates today to determine the income, credit, reserves, and documents needed for eligibility. Our advanced mortgage calculator helps you examine USDA, FHA, Conforming, and VA options side by side, guiding you to the best choice for your financial situation in .

Compare loan offers from 100 lenders

2025 Loan Limits and Down Payment Requirements in Ashland, Hanover, VA

Loan Type Loan Limit Down Payment
USDA $428,700 0%
FHA $546,250 3.5%
Conventional Conforming $726,200 3%

Finding USDA and FHA Loan Options in Ashland, VA

Lendersa® is committed to providing you with the best USDA or FHA loan quickly and without hassle. Choose from one of three starting points to connect with matching lenders and fit USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in VA

A USDA home loan, backed by the Department of Agriculture, is often called a USDA rural development loan or USDA mortgage and is available only in rural areas. Unlike FHA loans that require a minimum down payment of 3.5%, USDA loans need no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Believe in Dreams Realty
  • 31 Canyon Rim Rd, Pomona, CA, 91766
  • Whether it's your first home, condominium, townhouse, investment property or a four-plex house - the "PRIDE" of ownership is second to none. We have all dreamt about on day owning our own home; Here at Believe in Dreams Realty our team will make your real estate dream come to life.
  • ERA Prime Properties
  • 2545 Chino Hills Pkwy, Suite D, Chino Hills, CA, 91709
  • ERA Prime Properties satisfaction of such propels business. Success is based on getting what you want, happiness is liking what you get.So, when my customers get what they want, happiness permeates the environment and a win/win situation is established which leads to growth and development thus success.
  • Centerpointe Financial Inc.
  • 14455 Spring Crest Drive, Chino Hills, CA, 91709
  • We've been in business since 1994. We are a small family owned and operated mortgage company. We are dedicated to providing the highest level of service and expertise to our clients. Our approach is unique. We listen. We listen to what your needs and goals are. Then we use our knowledge and expertise
  • SoCal Pacific Real Estate Services
  • 5861 Pine Ave, Chino Hills, CA, 91709
  • SoCal Pacific Real Estate Services, where we specialize in residential mortgages. At SoCal Pacific Real Estate Services, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
  • Pacific Tech Financial
  • 4594 Saint Andrews Drive, Chino Hills, CA, 91709
  • At Pacific Tech Financial, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
  • City Fund Mortgage Lending
  • 4195 Chino Hills Parkway, Suite 469, Chino Hills, CA, 91709
  • City Fund Mortgage began with a clear vision of ethical lending and quality service. With over a century of combined lending experience amongst our team, a vast array of loan product offerings, and an emphatic commitment to superior customer service, the company has managed to stay competitive in an ever changing
  • J Bee Home Loans
  • 13362 Emerald Way, Chino Hills, CA, 91709
  • JBee Home Loans is a growing residential mortgage lender in California built on a proven track record as a long-time industry leader. The Los Angeles-based company, founded by Joel & Jill Burlingame, specializes in standardized home loans, VA loans, FHA loans, low-credit score approval loans, refinancing and more
  • JMAC Funding
  • PO Box 91472, San Diego, CA, 92169
  • Our Private Hard Money loans typically take 5-10 days and are based on equity in the property, not your credit score. We do require strong collateral (the property you're borrowing against), however we can often cross-collateralize a second property of yours to meet equity requirements. Our loans are for business purposes only
  • JMAC Funding - The Hard Money Pros
  • PO Box 91472, San Diego, CA, 92169
  • Private Hard Money Loans provide fast, equity based hard money funding for loans on residential property as well as commercial loans and land loans, regardless of credit score. For private loans, hard money loans, and bridge loans in California please call us or apply online with our 2 minute quick online application.
  • Home Loans of CA, Mortgage Broker
  • 22431 Antonio Parkway, Rancho Santa Margarita, CA, 92688
  • Home Loans of CA is all about achieving excellent results through professional & personalized service. With decades of experience & strategic relationships with largest wholesale mortgage lenders, we serve all residential financing in CA. We work with the largest mortgage wholesalers, so we have access to the lowest interest rates-Guaranteed!