USDA and FHA Pro and Con in Innsbrook, Henrico County, VA
In 2025, the USDA loan limit for Innsbrook, located in Henrico county, VA, is $428,700, while the FHA limit for a single-family home is $546,250.
Lendersa® offers a USDA loan calculator to compare today's top USDA and FHA rates. Determine the necessary income, credit, reserves, and documentation needed to qualify. Our mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, guiding you toward the best program for your financial needs in .
2025 Loan Limits and Downpayment Requirements in Innsbrook, Henrico, VA
Loan Type
Loan Limit
Down Payment
USDA
$428,700
0%
FHA
$546,250
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Innsbrook, VA
Lendersa®'s mission is to ensure you obtain the best USDA or FHA loan quickly and effortlessly. Choose from three starting points leading to matching lenders and USDA loan offerings.
A USDA home loan, backed by the Department of Agriculture and often referred to as a USDA rural development loan or mortgage, is available exclusively in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA mortgages require no down payment at all.
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