For the year 2026, the USDA loan cap in Glen-Allen, located in Henrico county, VA is $428,720, whereas the FHA limit for a single-family home is $535,900.
Utilize the Lendersa® USDA loan calculator to evaluate and compare today's rates for USDA and FHA loans. This tool helps you determine the income, credit score, reserves, and documents required for qualification. With our advanced mortgage calculator, view USDA, FHA, Conforming, and VA loan options side by side to choose the best program in Alabama for your financial needs.
2026 loan limits and down payment requirements in Glen-Allen, Henrico, VA
Loan Type
Loan Limit
Down Payment
USDA
$428,720
0%
FHA
$535,900
3.5%
Conventional Conforming
$548,250
3%
Options for USDA and FHA loans in Glen-Allen, VA
Lendersa® aims to quickly and efficiently secure the most suitable USDA or FHA loan for you. Choose one of three starting points to connect with lenders and access USDA loan programs.
USDA home loans are backed by the U.S. Department of Agriculture, also known as USDA rural development loans or USDA mortgages, and are available only in rural neighborhoods. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans do not need any down payment at all.
Partners Financial Federal Credit Union began as Richmond Federal Employees’ Federal Credit Union (later changed to Richmond Federal Credit Union) on May 23, 1958. At the time, membership was limited to employees of the U.S. Government who worked in or who were headquartered in Richmond.
"CapCenter started from a desire to save clients thousands of dollars and provide them with a less stressful home buying, selling and financing experience. Our success comes from our relentless dedication to savings and service for our clients.
We have been nailing it since 1997 and haven’t looked back."
Towne First Mortgage is your hometown mortgage company. As a division of TowneBank, we uphold the principles and philosophies that have been established by our hometown traditions. Towne First Mortgage is dedicated to providing the personal experience that you expect from a hometown lender with the most advanced technology available.
Henrico Federal Credit Union was chartered in 1967 to serve the employees of Henrico County, Virginia. A credit union built on the core principle of relationships, we strive to provide the highest level of financial service to our members while demonstrating the traditional credit union philosophy of People Helping People.
Connects Federal Credit Union is an independent, not-for-profit financial cooperative. Connects FCU is owned by its members, who are shareholders. Member share deposits provide the funds for loans to members and the income from loan interest is used to meet expenses and pay dividends on member accounts.
11551 Nuckols Road, Suite G, Glen Allen, VA, 23059
Lends in Virginia
Colonial 1st Mortgage We are a broker, which gives us the ability to shop multiple banks to find the right loan for you. We process your loan in house so that you are talking directly with us from beginning to end We offer an online application process or if you prefer to apply in person we are right here in Richmond.
TrustMor, we straightforwardly tell you all you need to know, when you need to know it. We do what we say when we say we’ll do it. We’re there for you when you need help, answers and advice. You can trust us to always make your interests our first priority, and to make the complex mortgage lending process as simple.
3900 Westerre Parkway, Suite 300, Richmond, VA, 23233
Lends in Virginia
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
3900 Westerre Parkway, Suite 100, Richmond, VA, 23233
Lends in Virginia
Dominion Capital Mortgage Inc. understands that every borrower is different. Our goal is to tailor a loan to fit individuals needs while maintaining a quick, simple and straigtforward process. One of our licensed Mortgage Loan Originators will help each customer through the process from start to finish.
