For the year 2025, the USDA loan cap in Glen-Allen, located in Henrico county, VA is $428,720, whereas the FHA limit for a single-family home is $535,900.
Utilize the Lendersa® USDA loan calculator to evaluate and compare today's rates for USDA and FHA loans. This tool helps you determine the income, credit score, reserves, and documents required for qualification. With our advanced mortgage calculator, view USDA, FHA, Conforming, and VA loan options side by side to choose the best program in Alabama for your financial needs.
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| Loan Type | Loan Limit | Down Payment |
| USDA | $428,720 | 0% |
| FHA | $535,900 | 3.5% |
| Conventional Conforming | $548,250 | 3% |
Lendersa® aims to quickly and efficiently secure the most suitable USDA or FHA loan for you. Choose one of three starting points to connect with lenders and access USDA loan programs.
USDA home loans are backed by the U.S. Department of Agriculture, also known as USDA rural development loans or USDA mortgages, and are available only in rural neighborhoods. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans do not need any down payment at all.
Enter your location to find out if it qualifies for USDA rural housing loan?
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