USDA Loan Vs. FHA loan pro & con Glen-Allen, Henrico County, VA

For the year 2026, the USDA loan cap in Glen-Allen, located in Henrico county, VA is $428,720, whereas the FHA limit for a single-family home is $535,900.

Utilize the Lendersa® USDA loan calculator to evaluate and compare today's rates for USDA and FHA loans. This tool helps you determine the income, credit score, reserves, and documents required for qualification. With our advanced mortgage calculator, view USDA, FHA, Conforming, and VA loan options side by side to choose the best program in Alabama for your financial needs.

Options for USDA and FHA loans in Glen-Allen, VA

Lendersa® aims to quickly and efficiently secure the most suitable USDA or FHA loan for you. Choose one of three starting points to connect with lenders and access USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in VA

USDA home loans are backed by the U.S. Department of Agriculture, also known as USDA rural development loans or USDA mortgages, and are available only in rural neighborhoods. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans do not need any down payment at all.

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(920) 926-4980 Lender's profile and map Reviews Compassionate Care Credit Union 430 E Division Street, Fond Du Lac, WI, 54935 The mission of Compassionate Care Credit Union is to make our members feel cared for, both financially and as a person. We will do this through attentive and compassionate service, and by offering products our members need at rates that are competitive in the industry and our service area.
(920) 921-7220 Lender's profile and map Reviews Fox Valley Savings Bank 51 East First Street, Fond Du Lac, WI, 54935 FVSBank began business in Fond du Lac, Wisconsin in 1934 and subsequently expanded to serve the Oshkosh and Waupun areas. Our goal was to provide a safe place for people to deposit their money, and a trusted source for loans. Today, our financial strength allows us to provide the same services as the big box banks – locally – to individuals.
(920) 648-2324 Lender's profile and map Reviews The Greenwood’s State Bank 365 W Tyranena Park Rd., Lake Mills, WI, 53551 Greenwoods is headquartered in Lake Mills, WI, founded in 1884 and is a FDIC state-chartered bank. We have locations in Jefferson, Green, Rock, Racine, Walworth and Waukesha Counties. Greenwoods is a high touch, community focused bank centered on you, our customer. We have all of the most advanced technology products
(920) 648-8336 Lender's profile and map Reviews Bank of Lake Mills 136 E Madison Street, Lake Mills, WI, 53551 Bank of Lake Mills was organized in 1893 by S. A. Reed, E. J. Fargo, L. D. Fargo, David Gardner, B. J. Silliman, R. E. Favill, Robert Fargo, William Everson and Conrad Engsberg. The bank was built despite the numerous bank failures that occurred that same year. In 1919, Emil Neupert joined Bank of Lake Mills and became Bank President.
(920) 863-2161 Lender's profile and map Reviews Denmark State Bank 103 Main Street, Denmark, WI, 54208 Denmark State Bank has seven full-service banking offices serving primarily Brown, Kewaunee, Manitowoc, Outagamie, Shawano, Sheboygan counties. We are known for our high quality, personal service to customers and our commitment to the communities in which we serve We are dedicated to offering innovative products and providing the most recent techno
(352) 577-0991 Lender's profile and map Reviews MSB Home Loans Inc. 17715 Fancy Lane, Hudson, FL, 34667 Matthew Bouchard President Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice
(901) 680-7995 Lender's profile and map Reviews LG&W Federal Credit Union 1616 Whitten Road, Memphis, TN, 38134 L G & W Federal Credit Union is dedicated to serving and supporting the MLGW family with the financial products and services they want and need. Our friendly and knowledgeable staff has just one goal-to serve you! Unlike some larger financial institutions, we see you as a unique person, not just another account number.
(901) 277-8124 Lender's profile and map Reviews Hometown Captial Group 2860 Bartlett Rd, Suite 6, Bartlett, TN, 38134 Hometown Captial Group mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(901) 756-2848 Lender's profile and map Reviews Financial Federal Bank 1715 Aaron Brenner Drive, Suite 100, Memphis, TN, 38120 Financial Federal is locally owned and operated and remains a community bank that specializes in high quality customer service and customized banking solutions. Our board and senior management continue to focus on creating an atmosphere that is appreciated by those who value the confidence that comes from experience
(901) 461-8858 Lender's profile and map Reviews The Wendy Thompson Lending Team 6489 Quail Hollow Rd, Suite 106, Memphis, TN, 38120 Compare, Offer and Close with CONFIDENCE with The Wendy Thompson Team. Your homebuying journey should start with finding a lender. Mortgages are long-term relationships, and you will want to be confident that your lender offers a strong combination of quality service and competitive pricing.
(217) 942-5408 Lender's profile and map Reviews Carrollton Bank 315 Sixth St, Carrollton, IL, 62016 We’ve done this by sticking with what business owners tell us they like. They enjoy dealing directly with the decision-maker, so they get fast answers. We attract and retain outstanding bankers, so they can work with the same people for many years, instead of repeatedly starting from scratch with new bankers
(813) 505-7830 Lender's profile and map Reviews My Easy Mortgage 2405 Creel Lane, Suite 102, Wesley Chapel, FL, 33544 Our Tampa-based team is at your service to find the perfect mortgage for you and get you into the home of your dreams. We treat every client like family and go above and beyond to get you the lowest mortgage rate in the fastest time to closing on your property. Our team will make your mortgage process as simple and easy as possible.