USDA Vs. FHA your options comparison in Short-Pump, Henrico County, VA
In 2025, the USDA loan limit for Short-Pump, in the county of Henrico, VA is $428,720, whereas the FHA limit for a single-family home is $535,900.
Use the Lendersa® USDA loan calculator to contrast the best current USDA and FHA rates. Determine the income, credit, reserves, and documents you need to qualify. With our advanced mortgage calculator, see USDA, FHA, Conforming, and VA loans side by side to help decide which program in fits your financial situation best.
2025 Loan Limits and Down Payment Requirements in Short-Pump, Henrico, VA
Loan Type
Loan Limit
Down Payment
USDA
$428,720
0%
FHA
$535,900
3.5%
Conventional Conforming
$548,250
3%
Explore USDA and FHA Loan Options in Short-Pump, VA
Lendersa® strives to swiftly connect you with the best possible USDA or FHA loan without hassle. Start by choosing one of three paths that match you with lenders offering USDA loan programs.
The USDA home loan, guaranteed by the government through the Department of Agriculture, often known as the USDA rural development loan or USDA mortgage, is available exclusively in rural areas. Unlike FHA loans that demand a minimum of 3.5% down payment, USDA mortgages require none.
ABNB Federal Credit Union celebrating over 62 years of serving members. As a member owned financial institution, we’ve grown to over 78, 000 members, have over $780 million in assets, and are a regional financial institution serving members in Greater Hampton Roads and Northeastern North Carolina through the Outer Banks.
1512 Technology Drive, Suite 103, Chesapeake, VA, 23320
Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
Tidewater Home Funding, LLC has been helping neighbors across Hampton Roads and Northeast North Carolina realize the dream of homeownership. Processing, underwriting, loan closing, and funding functions are local and performed in-house enabling our team to provide the utmost in customer service.
2147 Old Greenbrier Rd, Suite A, Chesapeake, VA, 23320
Atlantic Financial Services is a family-owned company that has provided traditional installment lending for more than 20 years. Burnie Staples is the founder and President of Atlantic Financial Services. We are committed to valuing and enriching our customers and employees and being a leader in innovation and technology.
12123 Heritage Park Circle, Silver Spring, MD, 20906
1RATE is a premier mortgage advisory firm. 1RATE specializes in home purchases, refinance, FHA loans, VA Loans. We guide our clients to review and select the best mortgage that fits their financial strategy - and show them how to leverage their mortgage as a financial tool instead of a burden. We are client-first by being employee-first!
Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
Vantage Loans Finance Corp. is a mortgage lender in Beltsville, Maryland that is spearheaded by professionals who have been in the loaning industry for more than 25 years. We believe that homeownership is a privilege that everyone should enjoy. Hence, we work to ensure that all our clients can avail.
501 Viking Drive, Suite A, Virginia Beach, VA, 23452
Virginia Beach Postal FCU was chartered on April 5, 1963 to accommodate the financial needs of Virginia Beach Postal Employees. In 2019 we expanded our field of membership to include all United States Postal Service Richmond Virginia District employees. Virginia Beach Postal Federal Credit Union, a member-owned financial institution.
