USDA Vs. FHA your options comparison in Blue-Ridge, Botetourt County, VA
In 2025, the USDA loan limit for Blue-Ridge, in Botetourt county, VA, is $285,000. Meanwhile, the FHA limit for a single-family home is $356,362.
Utilize the Lendersa® USDA loan calculator to compare today's best USDA vs. FHA rates, evaluating the income, credit, reserves, and documents needed for qualification. With our advanced mortgage calculator, you can see USDA, FHA, Conforming, and VA options side by side, helping you choose the best program in for your unique financial needs.
2025 Loan Limits and Downpayment Requirements in Blue-Ridge, County of Botetourt, VA
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in Blue-Ridge, VA
The aim of Lendersa® is to get you the best USDA or FHA loan quickly and with ease. Choose one of three starting paths that connect you with suitable lenders and USDA loan programs tailored to your financial situation.
A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is a loan guaranteed by the government's Department of Agriculture, available only in rural areas. Unlike FHA loans that require a minimum down payment of 3.5%, USDA loans require no down payment at all.
Meridian is an innovative community bank providing a comprehensive array of financial services to businesses, professional practices and individuals in PA, NJ, DE and MD. In addition to a broad-based commercial lending portfolio, specialties include SBA lending, commercial and consumer real estate financing, residential mortgages, private banking
Money Quest Lending Corporation is your premiere source for better mortgage products. We offer superior financial guidance drawn from our vast knowledge and proven experience. We know what it means to own a home and acknowledge that it is most likely the most valuable asset many of us will ever purchase.
101 Lindenwood Drive, Suite 225, Malvern, PA, 19355
Spring Mill Financial is a full service mortgage broker. We offer conventional, FHA, VA, USDA, Jumbo and reverse mortgages. If you are purchasing, refinancing, or looking to draw equity from your home, Spring Mill Financial can help! NMLS 1854510broker. We offer conventional, FHA, VA, USDA, Jumbo and reverse mortgages.
101 Lindenwood Drive Suite 225, Malvern, PA, 19355
National Mortgage Group offers a wide variety of competitive financing options. We specialize in Conforming, FHA Government Insured, Jumbo Loans, VA, Commercial and much more. National Mortgage Group has experienced tremendous success by providing exceptional customer service and a wide range of competitive mortgage
The Northumberland National Bank opened for business in 1903, in a storefront building on the corner of Queen and Water Streets. State senator and Witmer Steele Lumber Company owner Charles Steele saw the need for an independent, locally-owned community bank in his hometown, and his idea was immediately popular
We are locally owned and operated with our main office located in Burlington, KY. At OnPoint Home Lending, we pride ourselves on exceeding our customer's expectations in finding the best option for a home loan that's right for you. Whether you want the lowest rate possible, refinance your existing mortgage or new home purchase
Max Mortgage is a full-service mortgage brokerage based in Reading, Pennsylvania. Founded in 2005 by a Brazilian-American woman, we are proud to have helped turn thousands of customers into homeowners.
We are not a large company, nor do we want to be. We are a tight-knit, family-owned company that puts our customers first.
Hunter Mortgage, Inc. has a program to fit your needs! We are committed to providing you with fast and individualized service that large banks and other lenders do not offer. As a mortgage broker we are able to search for the best program to fit your particular needs and then find the best interest rate for you.
