USDA Vs. FHA your options comparison in Blue-Ridge, Botetourt County, VA
In 2025, the USDA loan limit for Blue-Ridge, in Botetourt county, VA, is $285,000. Meanwhile, the FHA limit for a single-family home is $356,362.
Utilize the Lendersa® USDA loan calculator to compare today's best USDA vs. FHA rates, evaluating the income, credit, reserves, and documents needed for qualification. With our advanced mortgage calculator, you can see USDA, FHA, Conforming, and VA options side by side, helping you choose the best program in for your unique financial needs.
2025 Loan Limits and Downpayment Requirements in Blue-Ridge, County of Botetourt, VA
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in Blue-Ridge, VA
The aim of Lendersa® is to get you the best USDA or FHA loan quickly and with ease. Choose one of three starting paths that connect you with suitable lenders and USDA loan programs tailored to your financial situation.
A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is a loan guaranteed by the government's Department of Agriculture, available only in rural areas. Unlike FHA loans that require a minimum down payment of 3.5%, USDA loans require no down payment at all.
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