USDA Vs. FHA Pro and Con comparison in Vinton, Roanoke County, VA
In 2025, the USDA loan limit for Vinton, in Roanoke county, VA, is set at $336,500. Meanwhile, the FHA cap for a single-family home is $472,030.
Leverage the Lendersa® USDA loan calculator to compare today's top USDA and FHA rates, and determine the income, credit, reserves, and documentation needed for qualification. Our advanced mortgage calculator lets you compare USDA, FHA, Conforming, and VA loans side by side, guiding you in selecting the ideal program for your financial situation in .
2025 Loan Limits and Down Payment Requirements in Vinton, Roanoke County, VA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Discover USDA and FHA Loan Opportunities in Vinton, VA
The goal of Lendersa® is to promptly secure the best USDA or FHA loan options, without complications. Initiate with one of the three pathways to find matching lenders and suitable USDA loan programs.
A USDA home loan, backed by the Department of Agriculture and also known as a USDA rural development loan or mortgage, is solely available in rural areas. Opposed to FHA loans that demand a down payment of at least 3.5%, USDA loans require no down payment.
Alliance Lending Services (ALS) was founded on the belief that strategic planning and market knowledge are the foundation of the mortgage process. This belief has inspired a passion for delivering superior services that foster effective mortgage solutions. With over 20+ years of experience and knowledge in the mortgage industry.
Today’s hyper-competitive market requires companies to be nimble, innovative, and flexible. Our experienced leadership allows us to make decisions quickly and build a culture around these key principals: operational excellence drives value, and technology drives opportunity.We are a mortgage company that does things a little bit differently.
RANLife is a leader in residential lending.With our in-house staff and direct lender relationships with Fannie Mae, Freddie Mac, and Ginnie Mae, we've eliminated the middleman.RANLife runs all of our operations from Sandy, Utah greater Salt Lake City metropolitan.We have in-house processors, underwriters, funders, and closers available at all times
1009 North Allington Drive North, North Salt Lake, UT, 84054
Bonneville Financial Services, Inc. was founded by Maria Thomson Frady in August 2003. She began her career in the Housing Market as a Real Estate Agent in Brazil in 1990. As an Independent Real Estate Agent, she focused on assisting her clients in buying, selling, and leasing properties in Recife, PE-Brazil.
Valued Merchant Services has a history of providing merchants and small businesses with electronic payment services at competitive rates. Our promise is simple. if we can not beat your current rates & fees we will give you $500. All we need is a copy of a recent processing statement from your current provider.
The Bank of Commerce. We are looking for enthusiastic, customer service oriented individuals to join our workforce. The Bank of Commerce offers many opportunities for personal growth and professional advancement. Apply Online today to join our team at the best bank in Southeastern Idaho and Western Montana
SecurityNational Mortgage Company was established in 1993. Dedicated to servicing residential mortgage loans, SNMC currently operates hundreds of professional branch offices across the United States with nearly one thousand loan professionals nationwide. SecurityNational Mortgage Company headquarters is located in Salt Lake City, Utah.
5300 South 360 West Suite 310, Salt Lake City, UT, 84123
Security National Commercial Capital is a subsidiary of Security National Financial Corporations (NASDAQ-SNFCA) and operates the commercial lending arm of the company. Since we don’t securitize funds we use all our own sources of financing without taking to another investor for final approval. This makes borrowing much simpler and streamlined.
At Wasatch Capital Mortgage we strive to make you a “client for life” and a part of our mortgage family. We want to be your first choice each and every time you need a home loan. We have a reputation of going above and beyond for every single client. Our goal is to earn the level of trust that will make you to feel confident.
