USDA and FHA Pro and Con in Belle-Haven, Fairfax County, VA
For the current year 2026, in Belle-Haven, within the county of Fairfax, VA, USDA loan limits are set at $657,900. Concurrently, the FHA limit is $822,375 for single-family properties.
Utilize the Lendersa® USDA loan calculator to compare today's optimal USDA and FHA rates. This tool helps you ascertain the income, credit status, reserves, and documentation necessary to qualify. With our comprehensive mortgage calculator, you can view USDA, FHA, Conforming, and VA loans side by side to assess which program, especially in , suits your financial situation best.
Understanding 2026 loan limits and down payment requirements in Belle-Haven, county of Fairfax, VA
Loan Type
Loan Limit
Down payment
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
Exploring USDA and FHA loan opportunities in Belle-Haven, VA
The mission of Lendersa® is to facilitate a swift and seamless process in securing the ideal USDA or FHA loan for you. You can begin with any of three available pathways that lead to matching with suitable lenders and USDA loan offers.
A USDA home loan is a government-backed loan provided by the Department of Agriculture, more commonly known as a USDA rural development loan or USDA mortgage, and is designed specifically for rural areas. Unlike FHA loans, which necessitate a 3.5% minimum down payment, USDA loans do not require any down payment at all.
Specializing in Mortgage Banking for over 20 years as a licensed professional. I take pride in being able to offer my clients a wide array of Conventional, Government & Jumbo Loan programs. My goal is to customize the "right" loan program to match your short term & long term financial goals.
Fairfax Lending, Inc. is the leading mortgage broker in Virginia, Washington DC and Maryland. We believe in a dramatically simplified experience for borrowers. Consumers are plagued with high rates and hidden fees every day. The current mortgage infrastructure is centered around volume of loans with more attention paid to commission.
2121 Eisenhower Ave, Suite 200, Alexandria, VA, 22315
Lends in Virginia
Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
8305 Richmond Hwy, Suite 12A, Alexandria, VA, 22309
Lends in Virginia
First Meridian Mortgage Corporation is a trusted mortgage broker licensed to do business in Virginia, Maryland and District of Columbia. First Meridian’s purpose is to offer the most competitive mortgage interest rates and expert advice and guidance. First Meridian Mortgage Corporation is a Veteran Owned business.
Burke & Herbert Bank is the oldest continuously operating bank in the Washington, D.C. region. We are a local community bank with a long, proud history of serving generations of individuals, families and businesses in Northern Virginia and are deeply invested in the welfare and prosperity of the people who live here.
Founded in 1935, USSFCU has grown & changed over the years. Delivering top-tier financial solutions & services to our members with a unique culture of working better together has & will always remain our focal point.
In the Senate Community tradition of service, USSFCU strives to improve the financial wellness of our members throughout all sta
1600 Cameron Street, Suite 200, Alexandria, VA, 22314
Lends in Virginia
Transportation Federal Credit Union has been open since 1939. It's the 5th largest credit union in Virginia with assets totaling $288.66 Million and providing banking services to more than 21, 000 members as of March 2022.
The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups,
501 Dulany Street, 1st Floor, Alexandria, VA, 22314
Lends in Virginia
Since 1942, the Patent & Trademark Office Federal Credit Union (PTOFCU) has provided beneficial financial services to Patent and Trademark Office employees and conTractors. As a member of PTOFCU, you and members of your family are eligible for a lifetime of financial services. For 80 years, we have committed to providing quality, reliable
State Department Federal Credit Union was chartered in 1935 through the efforts of eight employees of the United States Department of State. Now, decades later, our membership has grown to more than 86, 000 members worldwide & we have over $1.9 billion in assets. SDFCU’s membership is diverse and worldwide, with members from Department of State.