USDA Vs. FHA your options comparison in Belle-Haven, Fairfax County, VA
For the current year 2025, in Belle-Haven, within the county of Fairfax, VA, USDA loan limits are set at $657,900. Concurrently, the FHA limit is $822,375 for single-family properties.
Utilize the Lendersa® USDA loan calculator to compare today's optimal USDA and FHA rates. This tool helps you ascertain the income, credit status, reserves, and documentation necessary to qualify. With our comprehensive mortgage calculator, you can view USDA, FHA, Conforming, and VA loans side by side to assess which program, especially in , suits your financial situation best.
Understanding 2025 loan limits and down payment requirements in Belle-Haven, county of Fairfax, VA
Loan Type
Loan Limit
Down payment
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
Exploring USDA and FHA loan opportunities in Belle-Haven, VA
The mission of Lendersa® is to facilitate a swift and seamless process in securing the ideal USDA or FHA loan for you. You can begin with any of three available pathways that lead to matching with suitable lenders and USDA loan offers.
A USDA home loan is a government-backed loan provided by the Department of Agriculture, more commonly known as a USDA rural development loan or USDA mortgage, and is designed specifically for rural areas. Unlike FHA loans, which necessitate a 3.5% minimum down payment, USDA loans do not require any down payment at all.
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