USDA and FHA Pro and Con in Huntington, Fairfax County, VA

In 2026, the USDA loan limit for Huntington, in Fairfax county, VA, is $657,900, whereas the limit for an FHA loan for a single-family home is $1,089,300.

Use the Lendersa® USDA loan calculator to compare today's top USDA versus FHA rates and determine the necessary income, credit, reserves, and documentation needed to qualify. With our advanced mortgage calculator, you can examine USDA, FHA, Conforming, and VA loans side by side, aiding you in selecting the best program for your unique financial situation in Alabama.

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2026 Loan Limits and Down Payment Requirements in Huntington, Fairfax, VA

Loan Type Loan Limit Down Payment
USDA $657,900 0%
FHA $1,089,300 3.5%
Conventional Conforming $1,089,300 3%

USDA and FHA Loan Opportunities in Huntington, VA

The aim of Lendersa® is to help you find the best USDA or FHA loan swiftly and conveniently. Choose from one of three starting points to connect with lenders and explore USDA loan programs.

Lendersa USDA loan submission and matching results

Understanding USDA Loans in VA

A USDA home loan is a mortgage guaranteed by the U.S. Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, available exclusively in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans do not require any down payment, offering a zero-down option.

Enter your location to find out if it qualifies for USDA rural housing loan?



Huntington Lenders

  • Burke & Herbert Bank & Trust Company
  • 100 South Fairfax Street, Alexandria, VA, 22314
  • Lends in Virginia
  • Burke & Herbert Bank is the oldest continuously operating bank in the Washington, D.C. region. We are a local community bank with a long, proud history of serving generations of individuals, families and businesses in Northern Virginia and are deeply invested in the welfare and prosperity of the people who live here.

  • US Senate Federal Credit Union
  • 1310 Braddock Place, Alexandria, VA, 22314
  • Lends in Virginia
  • Founded in 1935, USSFCU has grown & changed over the years. Delivering top-tier financial solutions & services to our members with a unique culture of working better together has & will always remain our focal point.

    In the Senate Community tradition of service, USSFCU strives to improve the financial wellness of our members throughout all sta

  • Transportation Federal Credit Union
  • 1600 Cameron Street, Suite 200, Alexandria, VA, 22314
  • Lends in Virginia
  • Transportation Federal Credit Union has been open since 1939. It's the 5th largest credit union in Virginia with assets totaling $288.66 Million and providing banking services to more than 21, 000 members as of March 2022.

    The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups,

  • PTO FCU
  • 501 Dulany Street, 1st Floor, Alexandria, VA, 22314
  • Lends in Virginia
  • Since 1942, the Patent & Trademark Office Federal Credit Union (PTOFCU) has provided beneficial financial services to Patent and Trademark Office employees and conTractors. As a member of PTOFCU, you and members of your family are eligible for a lifetime of financial services. For 80 years, we have committed to providing quality, reliable

  • State Department Federal Credit Union
  • 1630 King Street, Alexandria, VA, 22314
  • Lends in Virginia
  • State Department Federal Credit Union was chartered in 1935 through the efforts of eight employees of the United States Department of State. Now, decades later, our membership has grown to more than 86, 000 members worldwide & we have over $1.9 billion in assets. SDFCU’s membership is diverse and worldwide, with members from Department of State.

  • Prestwick Mortgage Group
  • 912 Prince Street, Alexandria, VA, 22314
  • Lends in Virginia
  • The Prestwick Mortgage Group initiated business in June of 1995. The Principals of the Company are known mortgage banking professionals who have over one hundred years of combined experience in all facets of mortgage banking, including the analysis, valuation and marketing of mortgage servicing, whole loans and mortgage companies.

  • Investor Loans Plus
  • 1727 King Street, Suite 300, Alexandria, VA, 22314
  • Lends in Virginia
  • Investor Loans Plus assist our clients in obtaining lender direct financing in the specialized field of alternative loans. Our company works with rehabbers and property owners to achieve lending terms that meet their current needs and investment goals. Investor Loans Plus is dedicated to working with our borrowers

  • Rock Rates
  • 950 N Washington St, Alexandria, VA, 22314
  • Lends in Virginia
  • Rock Rates is the Direct-to-Consumer division of Keystone Funding, Inc Rock Rates was created to provide a completely digital, simple, and pleasant mortgage experience.and Much of the technology and systems used by Rock Rates was developed in-house, based on direct experience with borrowers and their feedback on the mortgage process

  • SouthStar Mortgage LLC
  • 700 North Fairfax Street, Alexandria, VA, 22314
  • Lends in Virginia
  • SouthStar offers conforming, non-conforming, and governmental loans for both purchases and refinances. SouthStar is experienced with both residential and commercial loans. However, SouthStar is more than just your average mortgage company. We offer experience and personal attention that only a small company can provide.