USDA Vs. FHA your options comparison in Huntington, Fairfax County, VA

In 2026, the USDA loan limit for Huntington, in Fairfax county, VA, is $657,900, whereas the limit for an FHA loan for a single-family home is $1,089,300.

Use the Lendersa® USDA loan calculator to compare today's top USDA versus FHA rates and determine the necessary income, credit, reserves, and documentation needed to qualify. With our advanced mortgage calculator, you can examine USDA, FHA, Conforming, and VA loans side by side, aiding you in selecting the best program for your unique financial situation in Alabama.

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2026 Loan Limits and Down Payment Requirements in Huntington, Fairfax, VA

Loan Type Loan Limit Down Payment
USDA $657,900 0%
FHA $1,089,300 3.5%
Conventional Conforming $1,089,300 3%

USDA and FHA Loan Opportunities in Huntington, VA

The aim of Lendersa® is to help you find the best USDA or FHA loan swiftly and conveniently. Choose from one of three starting points to connect with lenders and explore USDA loan programs.

Lendersa USDA loan submission and matching results

Understanding USDA Loans in VA

A USDA home loan is a mortgage guaranteed by the U.S. Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, available exclusively in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans do not require any down payment, offering a zero-down option.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • GreenLeaf Bank
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  • GreenLeaf Bank has been serving Northeast Wisconsin since 1911 and we are devoted to the success of residents and companies located here. Our employees are also part of the community, so we are committed to supporting area schools, churches, agriculture and businesses.

    We focus on the needs of local families, businesses and farmers.

  • River Bank & Trust
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  • Here at Diversified Mortgage, we have the right loan program for you. Whether you looking for Purchase, Refinance, or Specialized Loans, we can do it!

    We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today.

  • Redbrand Credit Union
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  • Redbrand Credit Union is a not-for-profit financial institution. We are here to serve our member’s financial needs. Our products and services are as diverse as our membership. Our core values are as strong as the steel forged in the factory from where we found our humble beginnings. We’re here to serve you.

  • Teachers Credit Union WI
  • 2315 Prairie Avenue, Beloit, WI, 53511
  • Teachers Credit Union is a not-for-profit member owned organization. Our goal is to provide the best possible financial services to our members at competitive rates and to maintain the credit union’s long-term financial stability. Teachers Credit Union has been open since 1934. The credit union has assets totaling $30.71 Million.

  • First National Bank and Trust Company
  • 345 E Grand Avenue, Beloit, WI, 53511
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  • First Community Credit Union
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  • First Community Credit Union is a member-owned, not-for-profit financial cooperative and has provided quality member service for over 85 years. FirstCCU has more than 20, 000 members and $156 million in assets and is a Bauer Financial 5-Star Superior Safety rated credit union for 19 consecutive years.

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  • Intracoastal Bank
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  • Community Mortgage Solutions
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  • Community Mortgage Solutions is a small family owned business located in Palm Coast, Florida. We are the longest operating mortgage company in our area. We specialize in residential financing throughout the state of Florida and Community Mortgage Solutions consists of real people helping other real people accomplish their home ownership dreams.