USDA Vs. FHA Pro and Con comparison in Hybla-Valley, Fairfax County, VA

In 2025, the USDA loan limit for Hybla-Valley in Fairfax, VA is set at $657,900. Meanwhile, the FHA limit for a single-family home stands at $822,375.

Utilize the Lendersa® USDA loan calculator to compare today's best rates between USDA and FHA. Determine the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA options side by side, guiding you in choosing the best option in for your financial needs.

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2025 Loan Limits and Down Payment Requirements in Hybla-Valley, Fairfax county, VA

Loan Type Loan Limit Down Payment
USDA $657,900 0%
FHA $822,375 3.5%
Conventional Conforming $822,375 3%

USDA and FHA Loan Options in Hybla-Valley, VA

Lendersa® is dedicated to securing you the best USDA or FHA loan swiftly and effortlessly. Choose from three starting points to find matching lenders and enjoy USDA loan programs.

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Understanding USDA Loans in VA

The USDA home loan, guaranteed by the government through the Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, is only available in rural areas. Unlike FHA loans requiring a minimum 3.5% down payment, USDA loans require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Lending Capital Mortgage LLC
  • 12 Penns Trail, Newtown, PA, 18940
  • Lending Capital Mortgage pioneered the idea of one-stop shopping for homebuyers. Today, the LCM family offers you easy access not only to mortgage financing, but also to settlement services, and homeowners and title insurance all under one roof: ours We have over 45 years of collective experience
  • Security Mortgage Financial Services Inc
  • 1988 Amber Drive, Newtown, PA, 18940
  • I'm Steve Rosen, and I'm the founder of Security Mortgage Financial Services, which has been helping Pennsylvanians buy new houses and refinance their existing homes since 2001. In an increasingly impersonal, automated world, we believe in offering our clients a personal touch which is why so many of our clients turn into friends.
  • Longstreet Financial Inc
  • 4 Bennington Place, Newtown, PA, 18940
  • Longstreet Financial is a full service mortgage broker offering expertise in every area of mortgage lending...from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with the best rates, terms.
  • Moving forward in lifestyle
  • 220 University Ave, Pemberton, NJ, 08068
  • Moving forward Our process and program offers an easy and efficient way to help clients dispute negative items on their credit reports, build new accounts, and regain control of their futures and also Seasoned investors or new investors we can help you get the funds you need for investing.
  • USNEP Employees Federal Credit Union
  • 30 E Court, Lewisburg, PA, 17837
  • The USNEP Employees FCU was chartered in 1935 and now has over $15 million in assets. Our philosophy has always been to keep overhead down, safe investments and offer our members services that yield maximum benefits on savings and borrowing. USNEP Employees Federal Credit Union serves employees and their family members of the United States.
  • Select Bank
  • 211 Gristmill Dr, Forest, VA, 24551
  • At Select Bank, we can help you manage your time and your money. We’ve brought together old-fashioned service and the latest tools and technology in order to provide you with the products and services you need, when you need them – and on your terms. We’re focused on treating every customer like they’re our only customer.
  • T.Y. Mortgage, LLC
  • 15115 Forest Road, Forest, VA, 24551
  • "TY Mortgage, LLC, has a team of experienced and highly skilled loan consultants that will help you determine which loan option is best suited for your situation. At TY Mortgage, we help you get the loan that you want in the time frame you want it in. Purchase or Refinance Mortgage Residential or Commercial.
  • Spirit Financial Credit Union
  • 8535 New Falls Road, Levittown, PA, 19054
  • Spirit Financial CU was established in 1953 as Fairless Employees Credit Union, with the primary goal of helping employees of the United States Steel Corporation. In the 1980s, the credit union became known as Fairless Credit Union, reflecting the credit union’s expanded legacy of serving the financial needs of various other employee groups.
  • The Neffs National Bank
  • 5629 PA Route 873, Neffs, PA, 18065
  • The Neffs National Bank is an independent community bank that takes pride in being community-oriented and providing quality customer service From its modest beginning, the growth of the bank has been influenced by the prosperity of the local communities. Individuals and businesses continue to contribute to promoting community-oriented.
  • Milton Savings Bank
  • 80 Broadway, Milton, PA, 17847
  • Milton Savings Bank provides high-quality products and services and is pleased to be the premier community bank in the communities we serve. We are proud to have the financial strength and commitment to meet the needs of our community as we have done in the past and will continue to do today and tomorrow.
  • Pinpoint Federal Credit Union
  • 37 Ferry Ln, Milton, PA, 17847
  • Pinpoint Federal Credit Union is a member-owned financial cooperative founded in Milton, PA. The Credit Union, originally named Northumberland County Schools Federal Credit Union was chartered in 1956 by a small group of teachers who wanted to offer low-cost financial services to other teachers and make a positive difference.
  • Alpha II Mortgage Inc
  • 956 Trenton Road, Fairless Hills, PA, 19030
  • At Alpha II Mortgage, Inc. Please feel free to ask any questions regarding your financial concerns and we will reply back the instant it reaches our email. We are here to answer all questions regarding the process of purchasing a first home, second home or investment property. We also have many products to fit your needs for the refinancing