USDA and FHA Pro and Con in Hayfield, Fairfax County, VA

In the year 2025, the USDA loan limit for Hayfield, in Fairfax county of VA, is $657,900. Meanwhile, the FHA limit for a single-family home is $1,089,300.

Utilize the Lendersa® USDA loan calculator to compare today's best USDA vs. FHA rates and determine the income, credit, reserves, and necessary documents for qualification. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA options side by side, helping you decide which program in best suits your financial needs.

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2025 Loan Limits and Down Payment Requirements in Hayfield, Fairfax, VA

Loan Type Loan Limit Down Payment
USDA $657,900 0%
FHA $1,089,300 3.5%
Conventional Conforming $1,089,300 3%

Exploring USDA and FHA Loan Options in Hayfield, VA

Lendersa® is committed to quickly securing the best USDA or FHA loan for you. Select one of the three available starting paths to connect with matching lenders and find a USDA program that suits your financial situation.

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Understanding USDA Loans in VA

A USDA home loan, also called a USDA rural development loan or USDA mortgage, is guaranteed by the government through the Department of Agriculture and is exclusively available in rural neighborhoods. Unlike FHA loans that require a minimum down payment of 3.5%, USDA loans have no down payment requirement.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Pro Escrow Inc
  • 5920 Evergreen Way, Suite C, Everett, WA, 98203
  • PRO ESCROW, INC is licensed by the Washington State Department of Financial Institution, licensed, bonded and approved by Financial Lenders nationwide. Our clients can rest assured that our high standard of care and professionalism protects their best interests when working with PRO ESCROW, INC!
  • TrueBridge Loans
  • 3262 E. Thousand Oaks Blvd, STE 205 Thousand Oaks, CA 91362, Thousand Oaks, CA, 91362
  • Transform your real estate investments with TrueBridge Loans, where quick and effective financing meets your needs! Offering up to 65% LTV on all California property types, we're the go-to choice for investors aiming to seize time-sensitive opportunities. With no minimum FICO or appraisals needed, our streamlined process ensures you don’t miss a be
  • Velocity Mortgage Capital
  • 30699 Russell Ranch Rd, Suite 295, Westlake Village, CA, 91362
  • Velocity Mortgage Capital is a nationwide lender focused exclusively on financing residential investment & small commercial property loans. Our innovative mortgage programs, broker marketing resources, & talented team of investment property specialists help mortgage brokers attract new clients and grow their business by servicing the unique needs.
  • Payless Loan Source
  • 2955 E Hillcrest Drive, Suite 124, Thousand Oaks, CA, 91362
  • We care enough about you to offer the level of reliability that you can expect only from friends and family. Our clients are secure in knowing that they get world class service. We exceed our clients’ expectations and we do this at a very competitive price. Our clients, in turn, gladly refer their friends, coworkers and family.
  • Option Funding, Inc.
  • 4165 East Thousand Oaks Boulevard, Suite 260, Westlake Village, CA, 91362
  • Option Funding, Inc. Is a mortgage banking and real estate consulting firm established in 2002. Genuinely dedicated to customer satisfaction, we work hard and not afraid to go the extra mile to provide exceptional service. At Option Funding, Inc., our team has real expertise to help you fund the right loan program
  • Lending Direct Mortgage Banker
  • 1201 La Granda Drive, Thousand Oaks, CA, 91362
  • Our team consists of industry experts in real estate, mortgage, and tax. Not Your Normal Broker has served Southern California, out of our Thousand Oaks headquarters, for over 30 years. We are ready to take on your needs and get you on the right path. Michael Friedman an expert in real estate financing.
  • Pacific Oaks Mortgage
  • 3655 East Thousand Oaks Boulevard, Thousand Oaks, CA, 91362
  • At Pacific Oaks Mortgage, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
  • Galaxy Mortgage Corporation
  • 30721 Russell Ranch Rd, Suite 140, Thousand Oaks, CA, 91362
  • Our team has over 21 years of experience in the mortgage industry and access to the loan programs that will meet your unique financial needs. Providing Affordable Mortgages and Out of This World Customer Service. Our Quick and Easy Loan Process Will Have You Lifting Off to your Goals at Warp Speed.
  • Mainstreet Mortgage
  • 31351 Via Colinas, Suite 205, Westlake Village, CA, 91362
  • Buying a new home, or refinancing a current mortgage, is among the most significant financial and personal decisions many people make during their entire life. Our commitment is to work together with you, to understand your needs and aspirations, and to find the home financing package that is just right for you—with minimum stress and drama.
  • Planatek Financial Inc.
  • 340 North Westlake Boulevard, Suite 240, Westlake Village, CA, 91362
  • Serving all over California, we offer several convenient and secure options to apply for a loan. We suggest using the short application unless you have been instructed by your loan consultant to fill out a full application. Once your application has been submitted, shortly thereafter you will be notified on what rate you qualify for.
  • PeachTree Financial Corporation
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  • PEACHTREE FINANCIAL was formed in 1998 and has built a strong reputation as an outstanding boutique mortgage brokerage firm serving the lending needs of individual borrowers, real estate professionals and builders throughout the state of California. We understand the complexities involved in purchasing or refinancing a home or investment property