USDA Loan Vs. FHA loan pro & con Hayfield, Fairfax County, VA

In the year 2026, the USDA loan limit for Hayfield, in Fairfax county of VA, is $657,900. Meanwhile, the FHA limit for a single-family home is $1,089,300.

Utilize the Lendersa® USDA loan calculator to compare today's best USDA vs. FHA rates and determine the income, credit, reserves, and necessary documents for qualification. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA options side by side, helping you decide which program in best suits your financial needs.

Exploring USDA and FHA Loan Options in Hayfield, VA

Lendersa® is committed to quickly securing the best USDA or FHA loan for you. Select one of the three available starting paths to connect with matching lenders and find a USDA program that suits your financial situation.

Lendersa USDA loan request and matching results

Understanding USDA Loans in VA

A USDA home loan, also called a USDA rural development loan or USDA mortgage, is guaranteed by the government through the Department of Agriculture and is exclusively available in rural neighborhoods. Unlike FHA loans that require a minimum down payment of 3.5%, USDA loans have no down payment requirement.

Get top 10
USDA LENDERS
customized to yout needes

(251) 438-7464 Lender's profile and map Reviews Gulf Coast Federal Credit Union 1001 Springhill Avenue, Mobile, AL, 36604 Live, work, worship, or attend school in Mobile County – You can join Gulf Coast Federal Credit Union. Your immediate family members may also qualify for membership in the credit union. Visit our newly renovated credit union office at 1001 Springhill Ave., Mobile, Alabama and our branch office at 4313 Downtowner Loop South, Mobile, Alabama.
561 573 6875 Lender's profile and map Reviews Soviero Capital LLC 1025 West Indiantown Road, Suite 106, Jupiter, FL, 33458 We are Direct Hard Money Lender in Palm Beach County in South Florida. We will lend on all asset types for business purposes. We provide a free online application that takes less than 3 minutes to fill out. We are a small family-owned business which has been operating for over 40 years.
561 351 7971 Lender's profile and map Reviews TLOA Mortgage 601 Heritage Drive, Jupiter, FL, 33458 TLOA offers financing to real estate investors and is considered one of the best private lenders in the industry. Our management team has over 15 years of extensive underwriting knowledge in over 20 States. In addition, the team has originated loans of varying size, loan structure, purpose, and collateral types.
(561) 594-4545 Lender's profile and map Reviews All Mortgage Loans 300 4th Street, Jupiter, FL, 33458 We do All Mortgage Loans in Florida- Purchase, Refi, Cashout, Construction, VA, low credit, stated income, no tax returns, bank statement program, Self-Employed If we can't get it done no one can. In business for 25 years - we work for you to get you the best rates possible. You are buying a home or refinancing, we can help you realize your dream
(561) 346-3536 Lender's profile and map Reviews Total Mortgage Services, LLC 1928 Commerce Ln #2, Jupiter, FL, 33458 Total Mortgage Services is an industry-leading direct mortgage lender and mortgage broker, having funded over $10 billion in mortgage loans since 1997.Total Mortgage offers a variety of products and programs including fixed-rate loans, adjustable-rate loans (ARMs), jumbo loans, FHA mortgages and more.
(561) 625-2660 Lender's profile and map Reviews Fairway Independent Mortgage Corporation 601 University Blvd, Suite 104, Jupiter, FL, 33458 We are a team of mortgage professionals, who are up to today’s complex mortgage challenges. Buying a home is the realization of a dream and it takes hard work to achieve this dream. You deserve a team of mortgage professionals working just as hard for you. With 50 years of combined experience
(319) 279-3321 Lender's profile and map Reviews Readlyn Savings Bank 141 Main Street, Readlyn, IA, 50668 We are proud to be a small town community bank. We are a bank where customers are known by name and where our banking professionals take great pride in helping you with your financial decisions. Decisions are made locally here at RSB, so you can talk directly to the decision-makers.
(619) 335-8565 Lender's profile and map Reviews Fletcher and Janz Processing Services 316 South Mckenzie Street, Suite 177, Foley, AL, 36535 Our team of highly motivated and skilled LOAs & Processors will work to save you time and energy on your files so you can focus on generating more business. Working your files from beginning to end, our follow up system continues for a year after close of escrow to keep YOU top of mind with your clients. All follow up is sent on your behalf,
(251) 450-4804 Lender's profile and map Reviews Blue Flame Credit Union 220 Furr Street, Mobile, AL, 36607 Blue Flame Credit Union was established in 1954. We now service Spire Energy, Felder Services, and their immediate family members. We are not for profit, not for charity, but for service. At the Blue Flame Credit Union we strive for 100% satisfaction to our members. Our policy is once a member always a member.
(251) 435-5900 Lender's profile and map Reviews The Infirmary Federal Credit Union 130 Mobile Infirmary Blvd, Mobile, AL, 36607 The Infirmary Federal Credit Union (TIFCU) was chartered in September 1974, to serve the employees of Mobile Infirmary. As The Infirmary has grown, so has the Credit Union’s field of membership. Please see below for membership eligibility. The Infirmary Federal Credit Union is a not-for-profit, member owned, federally insured financial institution
(662) 843-9461 Lender's profile and map Reviews Cleveland State Bank PO Box 1000, Cleveland, MS, 38732 CSB opened its doors for business and became a thread of that historical fabric. Now, the CSB has celebrated a notable milestone, “a century of service!” Over the past 100 years, we have built on the foundation laid by the generations who went before us & we are excited & pleased at how those efforts came together.