USDA VS FHA in Hayfield, Fairfax County, VA

In the year 2026, the USDA loan limit for Hayfield, in Fairfax county of VA, is $657,900. Meanwhile, the FHA limit for a single-family home is $1,089,300.

Utilize the Lendersa® USDA loan calculator to compare today's best USDA vs. FHA rates and determine the income, credit, reserves, and necessary documents for qualification. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA options side by side, helping you decide which program in best suits your financial needs.

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2026 Loan Limits and Down Payment Requirements in Hayfield, Fairfax, VA

Loan Type Loan Limit Down Payment
USDA $657,900 0%
FHA $1,089,300 3.5%
Conventional Conforming $1,089,300 3%

Exploring USDA and FHA Loan Options in Hayfield, VA

Lendersa® is committed to quickly securing the best USDA or FHA loan for you. Select one of the three available starting paths to connect with matching lenders and find a USDA program that suits your financial situation.

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Understanding USDA Loans in VA

A USDA home loan, also called a USDA rural development loan or USDA mortgage, is guaranteed by the government through the Department of Agriculture and is exclusively available in rural neighborhoods. Unlike FHA loans that require a minimum down payment of 3.5%, USDA loans have no down payment requirement.

Enter your location to find out if it qualifies for USDA rural housing loan?



Hayfield Lenders

  • The Tullis Mortgage Team
  • 6187 Grovedale Ct, Alexandria, VA, 22310
  • Lends in Virginia
  • Specializing in Mortgage Banking for over 20 years as a licensed professional. I take pride in being able to offer my clients a wide array of Conventional, Government & Jumbo Loan programs. My goal is to customize the "right" loan program to match your short term & long term financial goals.

  • Fairfax Lending
  • 6094 Franconia Road, Alexandria, VA, 22310
  • Lends in Virginia
  • Fairfax Lending, Inc. is the leading mortgage broker in Virginia, Washington DC and Maryland. We believe in a dramatically simplified experience for borrowers. Consumers are plagued with high rates and hidden fees every day. The current mortgage infrastructure is centered around volume of loans with more attention paid to commission.

  • Springbank Mortgage LLC
  • 2121 Eisenhower Ave, Suite 200, Alexandria, VA, 22315
  • Lends in Virginia
  • Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.

  • First Meridian Mortgage Corporation
  • 8305 Richmond Hwy, Suite 12A, Alexandria, VA, 22309
  • Lends in Virginia
  • First Meridian Mortgage Corporation is a trusted mortgage broker licensed to do business in Virginia, Maryland and District of Columbia. First Meridian’s purpose is to offer the most competitive mortgage interest rates and expert advice and guidance. First Meridian Mortgage Corporation is a Veteran Owned business.

  • Burke & Herbert Bank & Trust Company
  • 100 South Fairfax Street, Alexandria, VA, 22314
  • Lends in Virginia
  • Burke & Herbert Bank is the oldest continuously operating bank in the Washington, D.C. region. We are a local community bank with a long, proud history of serving generations of individuals, families and businesses in Northern Virginia and are deeply invested in the welfare and prosperity of the people who live here.

  • US Senate Federal Credit Union
  • 1310 Braddock Place, Alexandria, VA, 22314
  • Lends in Virginia
  • Founded in 1935, USSFCU has grown & changed over the years. Delivering top-tier financial solutions & services to our members with a unique culture of working better together has & will always remain our focal point.

    In the Senate Community tradition of service, USSFCU strives to improve the financial wellness of our members throughout all sta

  • Transportation Federal Credit Union
  • 1600 Cameron Street, Suite 200, Alexandria, VA, 22314
  • Lends in Virginia
  • Transportation Federal Credit Union has been open since 1939. It's the 5th largest credit union in Virginia with assets totaling $288.66 Million and providing banking services to more than 21, 000 members as of March 2022.

    The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups,

  • PTO FCU
  • 501 Dulany Street, 1st Floor, Alexandria, VA, 22314
  • Lends in Virginia
  • Since 1942, the Patent & Trademark Office Federal Credit Union (PTOFCU) has provided beneficial financial services to Patent and Trademark Office employees and conTractors. As a member of PTOFCU, you and members of your family are eligible for a lifetime of financial services. For 80 years, we have committed to providing quality, reliable

  • State Department Federal Credit Union
  • 1630 King Street, Alexandria, VA, 22314
  • Lends in Virginia
  • State Department Federal Credit Union was chartered in 1935 through the efforts of eight employees of the United States Department of State. Now, decades later, our membership has grown to more than 86, 000 members worldwide & we have over $1.9 billion in assets. SDFCU’s membership is diverse and worldwide, with members from Department of State.