For 2026, the USDA loan ceiling in Groveton, located in Fairfax county, VA is set at $657,900, whereas the FHA cap for a single-family home stands at $1,089,300.
Utilize the Lendersa® USDA loan calculator to contrast today's USDA and FHA premier rates. You can also identify the income, credit score, reserves, and necessary documents to meet qualification criteria. Our sophisticated mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, assisting you in determining the most suitable program in Alabama for your unique financial circumstances.
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| Type of Loan | Loan Ceiling | Initial Payment | |
| USDA | $657,900 | 0% | |
| FHA | $1,089,300 | 3.5% | |
| Conventional Conforming | $1,089,300 | 3% |
The objective of Lendersa® is to secure the optimal USDA or FHA loan for you swiftly and without complications. Begin with one of three paths to find compatible lenders and the USDA loan options.
A USDA home loan, which is endorsed by the United States Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is specifically available in rural regions. Unlike FHA loans that necessitate a minimum 3.5% down payment, the USDA home loan requires no down payment at all.
Enter your location to find out if it qualifies for USDA rural housing loan?
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