USDA Vs. FHA Pro and Con comparison in Bethel-Manor, York County, VA
In 2025, the USDA loan limit for Bethel-Manor in the county of York, VA, is set at $367,080, whereas the limit for an FHA loan for a single-family home is $458,850.
Utilize the Lendersa® USDA loan calculator to compare the best USDA versus FHA rates available today. This tool assists in determining the income, credit, reserves, and documents needed for qualification. With our advanced mortgage calculator, view USDA, FHA, Conforming, and VA loans side by side, helping you decide which program in suits your financial situation best.
2025 Loan Limits and Downpayment Requirements in Bethel-Manor, County of York, VA
Loan Type
Loan Limit
Down Payment
USDA
$367,080
0%
FHA
$458,850
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in Bethel-Manor, VA
Lendersa® aims to efficiently secure the best USDA or FHA loan for you with ease. You can choose one of three pathways, leading to matching with lenders and discovering suitable USDA loan programs.
A USDA home loan is supported by the government through the Department of Agriculture, commonly known as a USDA rural development loan or USDA mortgage. It is available only in rural neighborhoods. FHA loans require at least a 3.5% down payment, but USDA loans do not require any down payment, making them highly advantageous for rural homebuyers.
Loan Fundr is a private Nationwide commercial lender headquartered in New York, offering many financing options, including: bridge financing, hard money loans, private lending, commercial real estate financing, structured joint venture financing, permanent financing, mezzanine financing, construction loans and acquisition financing
P&G Mehoopany Employees Federal Credit Union is a not-for-profit cooperative financial institution that is owned and controlled by the members. The Credit Union is not-for-profit, not for charity but for service. The Credit Union provides many of the same products and services as other financial institutions.
Emigrant Mortgage Company, Inc. (Emigrant) is a direct lender specializing in creative financing for residential properties. Headquartered in Elmsford, New York, Emigrant is a wholly owned subsidiary of Emigrant Bank, which has been serving the credit and banking needs of the New York community for more than 169 years.
NexTier Bank is more than just a bank – we’re a total community bank. We have always been dedicated to building long-term relationships and providing high-quality financial services to our Customers, creating meaningful opportunities for our Employees, and giving back to our Communities.
The Mortgage Outlet has originated over $500 million in mortgage loans. We are family owned and operated and have been at the same location, in Sayville. Our philosophy is plain and simple; a satisfied client is our best form of advertising. We provide competitive mortgage products combined with superior customer service
Our mission is to provide our clients sound advice together with true value. We also put a lot of emphasis on keeping our clients informed throughout the process, connecting you to a team of people to handle your file (you won't be bounced all over, repeating the same things again and again). It's actually going to be an enjoyable.
At Stonebridge Home Mortgage, llc, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage
399 Knollwood Road, Suite 320, White Plains, NY, 10603
Quintessential Mortgage Group,we believe in treating customers the way we would like to be treated. We educate, advise, & empower you with mortgage planning tools to help you make informed decisions.We know you need a lot of information before you decide which mortgage broker is right for you, & we’re prepared to give you the information you need.
4091 Mount Royal Boulevard, Allison Park, PA, 15101
Enterprise Bank first opened its doors for business in October 1998. Since that day, it has continued to change the expectations small business owners have for their financial institutions. The main reason is this: Enterprise Bank is the region’s only bank created to address the particular needs of entrepreneurs, startups & businesses in distress.
2500 Westchester Avenue, Suite 411, Purchase, NY, 10577
Our mission is to do good by you and for you, by returning profits in the form of our competitive rates, low fees, simple rules, clear communication, frictionless delivery and unbiased advice. Quorum is banking that’s focused on you, and how our products and services can help you live life as you choose.
