In 2026, the USDA loan limit for Bethel-Manor in the county of York, VA, is set at $367,080, whereas the limit for an FHA loan for a single-family home is $458,850.
Utilize the Lendersa® USDA loan calculator to compare the best USDA versus FHA rates available today. This tool assists in determining the income, credit, reserves, and documents needed for qualification. With our advanced mortgage calculator, view USDA, FHA, Conforming, and VA loans side by side, helping you decide which program in suits your financial situation best.
2026 Loan Limits and Downpayment Requirements in Bethel-Manor, County of York, VA
Loan Type
Loan Limit
Down Payment
USDA
$367,080
0%
FHA
$458,850
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in Bethel-Manor, VA
Lendersa® aims to efficiently secure the best USDA or FHA loan for you with ease. You can choose one of three pathways, leading to matching with lenders and discovering suitable USDA loan programs.
A USDA home loan is supported by the government through the Department of Agriculture, commonly known as a USDA rural development loan or USDA mortgage. It is available only in rural neighborhoods. FHA loans require at least a 3.5% down payment, but USDA loans do not require any down payment, making them highly advantageous for rural homebuyers.
Hampton Roads Educators Credit Union, Inc. was chartered on March 10, 1954, when several educators saw the need for a financial institution that could assist school employees. These visionaries came together, and under the direction of Laura W. Twyford, the Hampton Education Association Credit Union was formed.
Newport News Municipal Employees Credit Union is a nonprofit, cooperative savings and lending organization. It is owned and controlled by its members. The Credit Union was granted a state charter on September 21, 1950. After 25 years of operation the credit union reached its first $1 million in assets.
1st Advantage has long been a Virginia-based credit union focused on you, our member. As a not-for-profit financial institution, we're structured to save you more money and pay you higher dividends while providing convenient tools and personal, knowledgeable service and 1st Advantage Federal has grown from a cigar box with $500 to local community.
Virginia Educators Credit Union (VECU) is a financial organization established and directed by members of the educational community in the cities of Newport News, Williamsburg, and their surrounding counties. The credit union was established in 1954 as the Warwick Teachers’ Association Credit Union.
In 1928, nine shipyard workers from Newport News Shipbuilding formed an organization with a specific purpose as a low-interest source of loans and a trusted place to deposit money. Today, BayPort Credit Union is rated a Superior 5-Star Credit Union by Bauer Financial, managing $2.2 billion in assets
11815 Fountain Way, Suite 300, Office 364, Newport News, VA, 23606
Lends in Virginia
At Allegiance Home Lending, our mission is to provide our clients with high-quality mortgage brokerage services, serving them with honesty and integrity. We strive to make the process easier by educating and handholding them each step of the way. We focus on obtaining the lowest rates
11815 Fountain Way, Suite 300, Newport News, VA, 23606
Lends in Virginia
MMMT Mortgage is a premier mortgage company that has been serving home buyers in Virginia and Maryland since 2006. I am a licensed and experienced loan officer with wide-ranging trade expertise and a lifelong passion for assisting people in need. As your mortgage broker, I promise to use my skills, products, and network to serve you.
742 Thimble Shoals Boulevard, Suite A, Newport News, VA, 23606
Lends in Virginia
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
11780 Jefferson Ave, Suite C, Newport News, VA, 23606
Lends in Virginia
Old Point is a family of organizations designed to meet all of your financial needs. Their employees live, work, and shop in the footprint in which they serve, and they pride themselves on creating a better community every day. Visit OldPoint.com to discover Old Point National Bank, Old Point Trust, Old Point Mortgage, and Old Point Insurance.
