USDA Vs. FHA Pro and Con comparison in Bethel-Manor, York County, VA
In 2025, the USDA loan limit for Bethel-Manor in the county of York, VA, is set at $367,080, whereas the limit for an FHA loan for a single-family home is $458,850.
Utilize the Lendersa® USDA loan calculator to compare the best USDA versus FHA rates available today. This tool assists in determining the income, credit, reserves, and documents needed for qualification. With our advanced mortgage calculator, view USDA, FHA, Conforming, and VA loans side by side, helping you decide which program in suits your financial situation best.
2025 Loan Limits and Downpayment Requirements in Bethel-Manor, County of York, VA
Loan Type
Loan Limit
Down Payment
USDA
$367,080
0%
FHA
$458,850
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in Bethel-Manor, VA
Lendersa® aims to efficiently secure the best USDA or FHA loan for you with ease. You can choose one of three pathways, leading to matching with lenders and discovering suitable USDA loan programs.
A USDA home loan is supported by the government through the Department of Agriculture, commonly known as a USDA rural development loan or USDA mortgage. It is available only in rural neighborhoods. FHA loans require at least a 3.5% down payment, but USDA loans do not require any down payment, making them highly advantageous for rural homebuyers.
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