USDA Loan Vs. FHA loan for Hampton, VA [ best of 2023]

In 2025, USDA loan limit in Hampton, county of Hampton, VA is $367,000 while FHA limit is $507,150 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Hampton, VA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Virginia?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(479) 250-4485 988 miles Lender's profile and map Reviews Hero Mortgage, LLC 609 SW 8th Street, Suite 600, Bentonville, AR, 72712 Hero Mortgage, LLC you’re buying, selling, refinancing or building your dream home, you have a lot riding on your Loan Officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who can give you quick and accurate financial advice.
(479) 279-3037 988 miles Lender's profile and map Reviews New Season Mortgage, LLC 900 SE 5th Street, Suite 22, Bentonville, AR, 72712 New Season Mortgage is a wholesale mortgage company. This simply means that we have more options to offer you. It allows you to shop for the best loan within your budget from one convenient place. No application fee. No Processing fee. The lowest interest rates in the industry.We’re local but offer a completely digital, streamlined experience.
(816) 322-2100 988 miles Lender's profile and map Reviews Community Bank of Raymore 801 West Foxwood Drive, Raymore, MO, 64083 We opened our doors in May 1979 with a purpose and a mission to focus on the banking needs of our community. Over 35 years later, the Community Bank of Raymore still believes in and focuses on local residents. We are committed to meeting financial needs of our clients. Your finances are very personal and we realize that.
(816) 783-5900 988 miles Lender's profile and map Reviews R-G Federal Credit Union 421 Remington Plaza Court, Raymore, MO, 64083 R-G Federal Credit Union to operate the Credit Union in accordance with the Federal Credit Union Act, The National Credit Union Administration rules & regulations and other applicable laws and regulations. Accordingly, our primary objective shall be to ensure the safety and soundness of the Credit Union.
(318) 964-2385 989 miles Lender's profile and map Reviews The Cottonport Bank 153 Cottonport Avenue, Cottonport, LA, 71327 Cottonport Bank was founded by Mr. G.W. Sentell, Dr. C.J. Ducote, Mr. Tom M. Mathews, and other prominent residents of Cottonport and the surrounding areas. On September 15 of the same year, the bank opened for business with a capital stock of $25,000. Dr. C.L. Ducote was the first president of The Cottonport Bank from 1902 until 1909.
(479) 717-1900 989 miles Lender's profile and map Reviews Legacy National Bank 4055 W Sunset Ave, Springdale, AR, 72762 Legacy National Bank is a locally-owned Northwest Arkansas Bank with six locations in Washington and Benton Counties. Legacy focuses on building communities by serving the needs of families and businesses by providing advice-based financial solutions. We provide regionally and nationally competitive Banking products.
(816) 449-2182 990 miles Lender's profile and map Reviews Independent Farmers Bank 201 W Main Street, Maysville, MO, 64469 Independent Farmers Bank is a locally owned Community Bank located in Maysville, Missouri, with branches in King City and Stewartsville, Missouri. We've been serving our surrounding communities since 1894. Our knowledgeable staff is here for you in every season with secure, local service.
(985) 384-2100 990 miles Lender's profile and map Reviews M C Bank & Trust Company 1201 Brashear Avenue, Morgan City, LA, 70380 Morgan City Bank was established in 1954, and the doors first opened for business on January 20, 1955. The original office was located in Morgan City on Front Street. By that we mean whenever you walk into an M C Bank branch, you can expect to receive the attention and respect you deserve and the helpful, customized advice you seek.
(515) 432-6200 990 miles Lender's profile and map Reviews Boone Bank & Trust Co. 716 8th St, Boone, IA, 50036 Boone Bank & Trust Co. is owned by Ames National Corporation (ANC) and is the largest locally owned bank in Boone County. The bank first began in 1883 making us one of the oldest banks within the ANC organization. In 1883 the bank was organized under the name of Boone County Bank. The bank operated until 1911 when it was sold.
(816) 356-0791 991 miles Lender's profile and map Reviews Raytown Lee's Summit Community Credit Union 10021 E 66th Terrace, Kansas City, MO, 64133 Raytown-Lee's Summit Community Credit Union Motto We are here to provide our members with the excellent, efficient and friendly service they deserve. Raytown-Lee’s Summit Community Credit Union continues to grow, and growth offers better loan rates and higher dividends for our members. We want to serve as your family’s primary financial institute.
(417) 525-4218 991 miles Lender's profile and map Reviews Southwest Missouri Bank 202 W High, Alba, MO, 64830 We are proud to be the largest locally owned community bank in southwest Missouri. It all began in Carthage, Missouri, when Garry Denney, along with seven other citizens, decided to start a new bank. The first Carthage branch opened in June, 1979, with one million dollars in assets and over the years we expanded into Joplin, Neosho, Jasper & Alba.