USDA Vs. FHA Pro and Con comparison in Hampton, Hampton County, VA
In 2026, the USDA loan limit in Hampton, located in Hampton County, VA, is $367,000. Conversely, the FHA limit for a single-family residence is $507,150.
Leverage the Lendersa® USDA loan calculator to contrast today’s top USDA versus FHA rates, assessing the required income, credit, reserves, and documents essential for qualification. With our advanced mortgage calculator, you can compare USDA, FHA, Conforming, and VA programs side-by-side to determine which fits best for your financial situation in .
2026 Loan Limits and Downpayment Requirements in Hampton, Hampton County, VA
Loan Type
Loan Limit
Down payment
USDA
$367,000
0%
FHA
$507,150
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Opportunities in Hampton, VA
Lendersa® is determined to provide you with the best possible USDA or FHA loan quickly and with ease. Select from three starting strategies to connect with suitable lenders and access USDA loan programs.
USDA home loans, guaranteed by the Department of Agriculture, also known as USDA rural development loans or mortgages, are restricted to rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA mortgages do not require any down payment.
We are committed to lifelong financial relationships with our members and our communities, built on respect, integrity and trust. Gardiner Federal Credit Union is a not-for-profit financial cooperative established in 1953, we join in a time-honored tradition of providing financial services to our membership.
Our ultimate goal is to create lasting relationships with each and every client and to continue providing excellent service for many years to come. Unlike many of the larger nationwide mortgage companies that are out there, all your information will be kept secure and private. The Dividend Mortgage name is trusted throughout the community.
For over 100 years Hoosier Heartland State Bank has been committed to the communities we serve. We are dedicated to our Mission, Vision and Values and we conduct business in accordance with these standards 100% of the time. It is the Mission of Hoosier Heartland State Bank to be an industry leader in redefining what it means to be a Community Bank.
First National Bank is a genuine Maine community bank deeply committed to serving individuals, families, and businesses throughout our region. We're proud of our unique culture of respect, intended to make all our customers feel valued.
Operating in seventeen branch offices from Wiscasset to Calais we go all out to find ways to meet your needs
PFCU is a credit union located in West/Central Michigan dedicated to improving our members’ lives.With assets of over $690 million, more than 52, 000 members and 12 branches, PFCU provides every type of financial service our members require. From loans to credit cards to business banking solutions, members trust PFCU to provide financial service.
In 2009, Adam Davidson’s vision came to life in the Huntsville, Alabama market. His new home building company, Davidson Homes, offered home buyers quality construction and materials, superior value and an unprecedented level of personalization. He committed himself to building an all-star team of employees
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Chiphone Federal Credit Union operates as a financial cooperative. The Union provides financial solutions such as loans, investment, savings, credit and debit cards, online banking, and other related services. Chiphone Federal Credit Union serves communities in the State of Indiana.
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