USDA and FHA Pro and Con in Hampton, Hampton County, VA
In 2025, the USDA loan limit in Hampton, located in Hampton County, VA, is $367,000. Conversely, the FHA limit for a single-family residence is $507,150.
Leverage the Lendersa® USDA loan calculator to contrast today’s top USDA versus FHA rates, assessing the required income, credit, reserves, and documents essential for qualification. With our advanced mortgage calculator, you can compare USDA, FHA, Conforming, and VA programs side-by-side to determine which fits best for your financial situation in .
2025 Loan Limits and Downpayment Requirements in Hampton, Hampton County, VA
Loan Type
Loan Limit
Down payment
USDA
$367,000
0%
FHA
$507,150
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Opportunities in Hampton, VA
Lendersa® is determined to provide you with the best possible USDA or FHA loan quickly and with ease. Select from three starting strategies to connect with suitable lenders and access USDA loan programs.
USDA home loans, guaranteed by the Department of Agriculture, also known as USDA rural development loans or mortgages, are restricted to rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA mortgages do not require any down payment.
6800 Backlick Road, Suite 201, Springfield, VA, 22150
Founded in 2012, Commonwealth Mortgage is your mortgage Company CM’s Mission is to develop strong relationship and deliver exceptional, reliable, next generation mortgage loan and refinance solutions and professional quality services for our client to won comfort, satistifed, and secure future
Specializing in Mortgage Banking for over 20 years as a licensed professional. I take pride in being able to offer my clients a wide array of Conventional, Government & Jumbo Loan programs. My goal is to customize the "right" loan program to match your short term & long term financial goals.
Fairfax Lending, Inc. is the leading mortgage broker in Virginia, Washington DC and Maryland. We believe in a dramatically simplified experience for borrowers. Consumers are plagued with high rates and hidden fees every day. The current mortgage infrastructure is centered around volume of loans with more attention paid to commission.
The None Suffer Lack Federal Credit Union (NSLFCU) was established to minister to the financial needs of believers in the Body of Christ, and their family members. The credit union is a biblically based financial institution governed and operated by godly principles; thereby making it good ground to plant your financial seed.
Andrews Federal Credit Union was founded in 1948 to serve military and civilian personnel along their financial journeys. With over $2 Billion in assets, Andrews Federal has grown to serve more than 134, 000 members in the District of Columbia, Joint Base Andrews (MD), Springfield, Virginia (VA), Joint Base McGuire-Dix-Lakehurst (NJ).
Burke & Herbert Bank is the oldest continuously operating bank in the Washington, D.C. region. We are a local community bank with a long, proud history of serving generations of individuals, families and businesses in Northern Virginia and are deeply invested in the welfare and prosperity of the people who live here.
Founded in 1935, USSFCU has grown & changed over the years. Delivering top-tier financial solutions & services to our members with a unique culture of working better together has & will always remain our focal point.
In the Senate Community tradition of service, USSFCU strives to improve the financial wellness of our members throughout all sta
1600 Cameron Street, Suite 200, Alexandria, VA, 22314
Transportation Federal Credit Union has been open since 1939. It's the 5th largest credit union in Virginia with assets totaling $288.66 Million and providing banking services to more than 21, 000 members as of March 2022.
The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups,
501 Dulany Street, 1st Floor, Alexandria, VA, 22314
Since 1942, the Patent & Trademark Office Federal Credit Union (PTOFCU) has provided beneficial financial services to Patent and Trademark Office employees and conTractors. As a member of PTOFCU, you and members of your family are eligible for a lifetime of financial services. For 80 years, we have committed to providing quality, reliable
State Department Federal Credit Union was chartered in 1935 through the efforts of eight employees of the United States Department of State. Now, decades later, our membership has grown to more than 86, 000 members worldwide & we have over $1.9 billion in assets. SDFCU’s membership is diverse and worldwide, with members from Department of State.
The Prestwick Mortgage Group initiated business in June of 1995. The Principals of the Company are known mortgage banking professionals who have over one hundred years of combined experience in all facets of mortgage banking, including the analysis, valuation and marketing of mortgage servicing, whole loans and mortgage companies.
