USDA Vs. FHA your options comparison in Carrollton, Isle of Wight County, VA
In the year 2025, the USDA loan limit for Carrollton, within the county of Isle of Wight, VA, is $391,000. Meanwhile, for a single-family residence, the FHA limit is $507,150.
Utilize the Lendersa® USDA loan calculator to compare the best rates for USDA versus FHA today and identify the income, credit, reserves, and documents essential for qualification. Our advanced calculator shows USDA, FHA, Conforming, and VA next to each other, helping you pinpoint which program in fits your financial scenario best.
Loan limits and down payment needs for 2025 in Carrollton, Isle of Wight, VA
Loan Type
Loan Limit
Down payment
USDA
$391,000
0%
FHA
$507,150
3.5%
Conventional
$726,200
3%
Options for USDA and FHA loans in Carrollton, VA
Lendersa® aims to provide you with the ideal USDA or FHA loan quickly and without fuss. Begin with one of three choices leading to matching lenders and USDA loan options.
The USDA home loan, supported by the Department of Agriculture and also known as a USDA rural development loan or USDA mortgage, is available solely in rural areas. In contrast to FHA loans, which mandate a down payment of 3.5%, USDA loans do not require any down payment.
CJFCU is a not-for-profit financial cooperative, which means all earnings at the end of the year are returned to our members in the form of better, low-cost financial services. We help our members meet their financial goals by providing exceptional member service, along with quality financial products.
Kingdom First has also supported individual families in the process of adopting children, and our company’s leaders have provided mentoring services to our community’s youth. Our world is only as good as the condition in which we leave it for our children. We feel it is our responsibility to shepherd and encourage children to become strong
Arize is dedicated to providing products and services for the financial well-being of members and committed to extending the credit union advantage to individuals, businesses, and organizations in Central PA. Arize is a not-for-profit voluntary financial cooperative located in State College, PA.
Division 726 Federal Credit Union has been providing first-rate financial products to Staten Island, New York since 1970. The credit union has assets totaling $11.79 Million and provides banking services to more than 2, 000 members. The credit union is a member-owned financial cooperative providing banking services including savings, loans.
101 Tyrellan Avenue, Suite 220, Staten Island, NY, 10309
"At Charles Martin Mortgage our focus is providing our clients with the
best possible terms on their mortgage and an overall customer
experience that is unparalleled. As a company founded in late 2007 during the onset of the financial
crisis, our culture as a company is one of perseverance."
M&C Credit Union is owned by its members via shares/savings accounts. We are a corporate-sponsored, federal credit union. M&C Credit Union was established in 1967 serving the Minerals & Chemicals Corporation, then Engelhard Corporation & now BASF Corporation. We are located in Room 227A on the second floor of the BASF Research Center in Iselin, NJ.
Money Avenue offers highly personalized service and will help you cut through the red tape in the financing arena that is so often involved in securing loans from banks and other lending institutions.
Having a Money Avenue Finance Consultant on your team of professionals is a game winning step in obtaining optimal mortgage, business
REMN Wholesale is a proud 2021 GOLD SPONSOR of AIME (Association of Independent Mortgage Experts), for the 2nd consecutive year. This exemplifies our never-ending, decades long, commitment of supporting the national mortgage broker community. REMN Wholesale a trusted, highly-dependable, efficient, national wholesale lender.
