USDA VS FHA in Carrollton, Isle of Wight County, VA
In the year 2026, the USDA loan limit for Carrollton, within the county of Isle of Wight, VA, is $391,000. Meanwhile, for a single-family residence, the FHA limit is $507,150.
Utilize the Lendersa® USDA loan calculator to compare the best rates for USDA versus FHA today and identify the income, credit, reserves, and documents essential for qualification. Our advanced calculator shows USDA, FHA, Conforming, and VA next to each other, helping you pinpoint which program in fits your financial scenario best.
Loan limits and down payment needs for 2026 in Carrollton, Isle of Wight, VA
Loan Type
Loan Limit
Down payment
USDA
$391,000
0%
FHA
$507,150
3.5%
Conventional
$726,200
3%
Options for USDA and FHA loans in Carrollton, VA
Lendersa® aims to provide you with the ideal USDA or FHA loan quickly and without fuss. Begin with one of three choices leading to matching lenders and USDA loan options.
The USDA home loan, supported by the Department of Agriculture and also known as a USDA rural development loan or USDA mortgage, is available solely in rural areas. In contrast to FHA loans, which mandate a down payment of 3.5%, USDA loans do not require any down payment.
In 1964 Frankenmuth Credit Union was organized by the employees of Carling Brewery of Frankenmuth. They were looking for an alternative option for their financial needs. In the beginning only the employees of Carling Brewery, Zeilinger Beverage, Geyer’s Brewery and Star of the West Milling could join the credit union – the brewers and millers.
975 North Main St, Suite D, Frankenmuth, MI, 48734
Neighborhood Mortgage Solutions is a Credit Union Service Organization (CUSO) providing mortgage services to fellow credit unions. We are credit union owned and were founded in 2008 by three credit union partners in Michigan: Frankenmuth Credit Union, Alpena Alcona Area Credit Union and Team One Credit Union.
NEXA Lending is the No. 1 Mortgage Broker in the United States. With over 280 lending partners, NEXA provides a wide variety of loan products, including Conventional, FHA, VA, USDA, jumbo loans, investor loans, commercial lending, construction loans, fix-and-flip, reverse, and many more! And our rates will never be beaten! Our mission is to serve o
Hollygrove Lending is devoted to developing a relationship and track record with you. We aim to guarantee the highest level of customer satisfaction as we go the extra mile for your lending needs. Our mission is to help you get your next deal funded quickly and efficiently so you can focus on your properties.
Flint Community Bank opened its doors in early 2006 with a straightforward goal: to build a bank based on customer relationships. In order to make that goal a reality, we knew from the start that we would have to deliver on our promise of local decisions made in a timely manner with unforgettable customer care.
Capitol National Bank strives to become the community bank of choice in the markets we serve by offering customer solutions that result in long-term customer relationships, & enhanced shareholder value. Capitol National Bank opened its doors in downtown Lansing in 1982. Our mission was to serve the financial needs of small and mid size businesses.
LAFCU is proud to not only serve the community in which they have offices, but to also play an active role in making our community a better place to live. LAFCU encourages community involvement and its employees serve many organizations and committees on a volunteer leadership basis by sitting on their boards of directors.
Crane Federal Credit Union was chartered in 1955. We are member owned, governed by a member elected volunteer board, not for profit, and tax exempt. Our mission is to "Cooperatively promote member thrift by providing practical financial services and benefits which equitably enhance the financial growth of our membership.
