USDA VS FHA in Carrollton, Isle of Wight County, VA

In the year 2025, the USDA loan limit for Carrollton, within the county of Isle of Wight, VA, is $391,000. Meanwhile, for a single-family residence, the FHA limit is $507,150.

Utilize the Lendersa® USDA loan calculator to compare the best rates for USDA versus FHA today and identify the income, credit, reserves, and documents essential for qualification. Our advanced calculator shows USDA, FHA, Conforming, and VA next to each other, helping you pinpoint which program in fits your financial scenario best.

View loan offers from up to 100 lenders

Loan limits and down payment needs for 2025 in Carrollton, Isle of Wight, VA

Loan Type Loan Limit Down payment
USDA $391,000 0%
FHA $507,150 3.5%
Conventional $726,200 3%

Options for USDA and FHA loans in Carrollton, VA

Lendersa® aims to provide you with the ideal USDA or FHA loan quickly and without fuss. Begin with one of three choices leading to matching lenders and USDA loan options.

Lendersa USDA loan request and matching results

Understanding USDA Loans in VA

The USDA home loan, supported by the Department of Agriculture and also known as a USDA rural development loan or USDA mortgage, is available solely in rural areas. In contrast to FHA loans, which mandate a down payment of 3.5%, USDA loans do not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Dakota Community Bank and Trust
  • 1727 State St, Bismarck, ND, 58501
  • Dakota Community Bank & Trust, N.A. is your locally-owned hometown bank. We pride ourselves on our employees and the service they provide. You can expect financial security and personalized service at any one of our 11 locations in South Western North Dakota. The word ""community""​ in Dakota Community Bank & Trust, N.A
  • Rise Property Brokers
  • 1010 E Central Ave, Bismarck, ND, 58501
  • Rise Property Brokers believes in Pursuing Higher Values. Our team is dedicated to finding the right commercial or industrial space for you to lease or buy. We have the knowledge, experience, and skills to help with your needs and wants. Our team goes above and beyond client expectations while maintaining the highest levels of honesty, integrity.
  • Vue Community Credit Union
  • 818 E Main Ave, Bismarck, ND, 58501
  • Vue Community Credit Union is a Bismarck-based credit union with world-class service offerings. Our members receive localized service, while also having access to their money from anywhere through credit cards, online transactions, telephone and e-mail correspondence. Vue Community Credit Union's vision is to provide the best financial products.
  • eLendingNow
  • 400 E. Broadway Ave, Suite 303, Bismarck, ND, 58501
  • eLendingNow was established in Bismarck North Dakota in 2001.Since the beginning, eLendingNow has been committed to helping you find the right home mortgage for your needs. We understand that every borrower is different, and we offer a variety of home loans designed to meet your individual situation.
  • America's Home Loans LLC
  • 110 N. 3rd Street, Bismarck, ND, 58501
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
  • GATE CITY BANK
  • 304 E Rosser Ave, Bismarck, ND, 58501
  • Gate City Bank’s privilege to be a hometown bank that provides excellent service that is convenient, friendly, and personalized. We are proud to be the #1 mortgage lender in North Dakota with locally approved and financed home loans. Gate City Bank is also unique in offering our checking customers.
  • Nebraska State Bank
  • 218 Main Street, Oshkosh, NE, 69154
  • In the last 100 years, Nebraska State Bank has gone from an ag bank serving farmers in Western Nebraska, to an FSA loan specialist serving ag operations nationwide. And when you meet our lobby staff, you’ll find competent, friendly folks who take pride in knowing our customers, and take care of you like you’re our own.
  • Eastern Colorado Bank
  • 10 South First Street, Cheyenne Wells, CO, 80810
  • The Eastern Colorado Bank strives to be the leader among financial institutions in terms of quality service, sustainable growth, profitability, and the credibility and trust of our clients, regulators and employees. Since our start in 1944, our dedicated staff has focused on business professionals, small businesses