USDA and FHA Pro and Con in Newport-News, Newport News County, VA
For 2025, the USDA loan cap in Newport-News, within Newport News County, VA is $0, whereas the FHA cap for a single-family home is $356,362.
Lendersa®'s USDA loan calculator allows you to compare today's prime USDA and FHA rates. Evaluate income, credit, reserves, and necessary documents for qualification. Our advanced mortgage calculator provides a side-by-side look at USDA, FHA, Conforming, and VA options to assist in choosing the best program for your financial needs in .
2025 Loan Limits and Downpayment Obligations in Newport-News, Newport News County, VA
Loan Type
Loan Limit
Down payment
USDA
$0
0%
FHA
$356,362
3.5%
Conventional Conforming
$0
3%
USDA and FHA Loan Opportunities in Newport-News, VA
Lendersa® strives to quickly provide access to the best USDA or FHA loans without hassle. Select one of three starting points for matching with lenders and accessing USDA loan programs.
The USDA home loan, assured by the Department of Agriculture and also known as the USDA rural development loan or USDA mortgage, is only accessible in rural areas. Distinct from FHA loans, which require at least a 3.5% down payment, the USDA mortgage requires no down payment.
2103 East Parham Road, Suite 210, Henrico, VA, 23228
Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
Henrico Federal Credit Union was chartered in 1967 to serve the employees of Henrico County, Virginia. A credit union built on the core principle of relationships, we strive to provide the highest level of financial service to our members while demonstrating the traditional credit union philosophy of People Helping People.
Go Mortgage Group is based in Richmond, Virginia and is a leader in providing home loans for properties located in the Commonwealth. We originate and process our mortgage loans in a secure digital environment, so a computer or mobile device is all you need.and Our eco-friendly doc-less approach to mortgage lending is simple and efficient.
8100 Three Chopt Road, Suite 146, Richmond Hill, NY, 23229
Academy mortgage, Inc. is a full service Mortgage Broker established in 1996. We are licensed to provide mortgages for purchase and refinance on properties located anywhere in the state of Virginia and are licensed by the Virginia SCC. NMLS ID#393150 Broker established in 1996. We are licensed to provide mortgages for purchase and refinance.
Home Loan Zone is a Virginia based mortgage company that offers high quality mortgage services to residential clients.Our mission is to help turn today’s dreams of homeownership into tomorrow’s reality.We focus on providing personal & specialized services to meet your specific needs through educating you on our full range of loan products and terms
We strive to educate our borrowers so they completely understand their loan options and the mortgage process. We want them to have peace of mind knowing they are making a well-informed decision.Step-by-step, we interact with our clients throughout the transaction to help manage expectations. They know exactly what is going on with their loan.
Partners Financial Federal Credit Union began as Richmond Federal Employees’ Federal Credit Union (later changed to Richmond Federal Credit Union) on May 23, 1958. At the time, membership was limited to employees of the U.S. Government who worked in or who were headquartered in Richmond.
"CapCenter started from a desire to save clients thousands of dollars and provide them with a less stressful home buying, selling and financing experience. Our success comes from our relentless dedication to savings and service for our clients.
We have been nailing it since 1997 and haven’t looked back."
