FHA Vs. USDA loan program for Newport-News, Newport News County, Virginia

For 2026, the USDA loan cap in Newport-News, within Newport News County, VA is $0, whereas the FHA cap for a single-family home is $356,362.

Lendersa®'s USDA loan calculator allows you to compare today's prime USDA and FHA rates. Evaluate income, credit, reserves, and necessary documents for qualification. Our advanced mortgage calculator provides a side-by-side look at USDA, FHA, Conforming, and VA options to assist in choosing the best program for your financial needs in .

USDA and FHA Loan Opportunities in Newport-News, VA

Lendersa® strives to quickly provide access to the best USDA or FHA loans without hassle. Select one of three starting points for matching with lenders and accessing USDA loan programs.

Lendersa USDA loan request and matching overview

What Defines a USDA Loan in VA?

The USDA home loan, assured by the Department of Agriculture and also known as the USDA rural development loan or USDA mortgage, is only accessible in rural areas. Distinct from FHA loans, which require at least a 3.5% down payment, the USDA mortgage requires no down payment.

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(978) 276-3322 Lender's profile and map Reviews Patriot Mortgage Company Inc. 4 Lowell Road, Suite 11, North Reading, MA, 1864 Patriot Mortgage Company is a family owned company that was established in 1992 to service the states of Massachusetts and New Hampshire. We believe potential home buyers and homeowners were in search of a broker who was willing to provide mortgage products and services suited for their specific individual needs.
(770) 744-0067 Lender's profile and map Reviews Real Home Lending LLC 2356 Jade Drive, Lawrenceville, GA, 30044 We believe that Real Estate Agents and Home Buyers deserve a convenient financing process and the unbiased counsel of dedicated and informed mortgage professionals. As an independent advocate working for the consumer we are able to provide better value than traditional methods of getting mortgages.
(770) 686-3408 Lender's profile and map Reviews Martha Hernandez Financial Services Inc 1098 Herrington Road, Suite 13, Lawrenceville, GA, 30044 MH Insurance Agency offers my clients great coverage at the best prices. I work with numerous insurance companies with various coverage areas, ranging from home and auto insurance to health and property coverage, so no matter what your insurance needs are, I have you covered. In addition, I speak both English and Spanish.
(404) 297-9797 Lender's profile and map Reviews Platinum FCU 2035 Sugarloaf Cir, Duluth, GA, 30097 Platinum Federal Credit Union was founded in December 1999 to serve the financial needs of Shia Imami Ismaili Community Members. we are among the fastest growing credit union.Our mission is to provide convenient sources of credit and other financial services to allow our members to accomplish their financial goals
(678) 638-1447 Lender's profile and map Reviews Prime Home Loans Inc 2444 Highway 120, Suite 101, Duluth, GA, 30097 Prime Home Loans Inc Founded in 2004 offers the most efficient and the simplest way to getting a mortgage. Getting your mortgage approved is very similar to an artistic drawing. We gather all the required documents to really help you get the clear picture on a product that can fit your needs.
(678) 992-2678 Lender's profile and map Reviews Integrity Capital Loans LLC 11555 Medlock Bridge Road, Suite 100, Johns Creek, GA, 30097 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(888) 493-4328 Lender's profile and map Reviews Georgia United Credit Union 6705 Sugarloaf Parkway, Duluth, GA, 30097 Georgia United Credit Union is an award-winning financial institution. Established in 1958, Georgia United is ranked as one of the largest and strongest credit unions in Georgia. We have locations across Georgia and 100, 000 surcharge-free ATMs across the globe. As a not-for-profit financial institution,
(423) 336-4331 Lender's profile and map Reviews OMC Employees Credit Union 1186 Old Lower River Road NW, Charleston, TN, 37310 O.M.C. Employees Credit Union has been open since 1992. New member eligibility requires that the person be a permanent employee of Olin Corporation, Solenis, or the OMC Employees Credit Union. A member’s spouse, spouse’s parents, children, children’s spouse, siblings, parents, and grandchildren* are all eligible for membership.