USDA and FHA Pro and Con in Newport-News, Newport News County, VA
For 2025, the USDA loan cap in Newport-News, within Newport News County, VA is $0, whereas the FHA cap for a single-family home is $356,362.
Lendersa®'s USDA loan calculator allows you to compare today's prime USDA and FHA rates. Evaluate income, credit, reserves, and necessary documents for qualification. Our advanced mortgage calculator provides a side-by-side look at USDA, FHA, Conforming, and VA options to assist in choosing the best program for your financial needs in .
2025 Loan Limits and Downpayment Obligations in Newport-News, Newport News County, VA
Loan Type
Loan Limit
Down payment
USDA
$0
0%
FHA
$356,362
3.5%
Conventional Conforming
$0
3%
USDA and FHA Loan Opportunities in Newport-News, VA
Lendersa® strives to quickly provide access to the best USDA or FHA loans without hassle. Select one of three starting points for matching with lenders and accessing USDA loan programs.
The USDA home loan, assured by the Department of Agriculture and also known as the USDA rural development loan or USDA mortgage, is only accessible in rural areas. Distinct from FHA loans, which require at least a 3.5% down payment, the USDA mortgage requires no down payment.
Community Resource Credit Originally formed by a group of Humble Oil Employees in 1935, CRCU is the oldest local financial institution in the Baytown, Crosby and Atascocita area. Presently, CRCU is open for membership to anyone who lives or works in Liberty, or Chambers County or within the Goose Creek.
Henderson State Bank seeks to better our communities in many ways. We offer lending products, with a focus on Ag and Commercial businesses. We have various types of deposit accounts, and other related services, to help anyone with their banking needs. We also are heavily involved in our communities through various service projects, donations.
2325 East I-44 Service Road, Oklahoma City, OK, 73111
Energize Credit Union is a cooperative, not-for-profit financial institution owned by and operated for the benefit of all members. Energize Credit Union was chartered in 1967 to fill specific financial needs of electric and telephone cooperative employees. Fifty years later we are still meeting those needs of providing a secure
3650 N Martin Luther King Avenue, Room 1000, Oklahoma City, OK, 73111
In 1953, seven Oklahoma Department of Public Safety (DPS) employees recognized the benefits a credit union would provide their coworkers. These founding members were intent on providing affordable financial services for the varied needs of the uniformed Highway Patrol and civilian DPS employees.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Not Your Average Lender is Buying a house is challenging, especially in this market. There are dozens of ways to make your loan more affordable, yet more attractive to sellers. Let us show you how! Our team of professionals is ready to help you succeed. For guidance in selecting the right loan program for your situation
Experience more of everything. More service. More value. More solutions to your financial needs. That’s what we are here for. Actually, it’s the only reason we are here. We are interested in what’s going on with you above all else, & our employees are empowered to help you get where you are going, wherever that financial highway needs to take you.
East Capital Funding LLC is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools
