USDA and FHA Pro and Con in Suffolk, Suffolk County, VA
In the year 2025, the USDA loan limit for Suffolk in the county of Suffolk, VA is set at $367,000. In contrast, the FHA limit for a single-family home is $507,150.
Utilize the Lendersa® USDA loan calculator to compare today's prime USDA and FHA rates, determining the income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator allows you to see USDA, FHA, Conforming, and VA options side by side, helping you to decide which program in best suits your financial situation.
2025 Loan Limits and Downpayment Requirements in Suffolk, Suffolk County, VA
Loan Type
Loan Limit
Down payment
USDA
$367,000
0%
FHA
$507,150
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Suffolk, VA
Lendersa® aims to provide you with the best USDA or FHA loans quickly and without any hassle. You can start by choosing one of three approaches for connecting with lenders and exploring USDA loan programs.
A USDA home loan is supported by the Department of Agriculture, commonly referred to as a USDA rural development loan or USDA mortgage. It's available only in rural areas. Unlike FHA loans requiring a 3.5% minimum down payment, USDA loans require none.
Connvisions Capital Group provides short term financing ranging from $50,000 to $2,500,000 when traditional capital sources are unavailable, too slow or too costly. These short-term loans are used for both non owner occupied residential and income property for the purpose of acquisitions, flipping the collateral, seasoning the property for permanen
CommonWealth One Federal Credit Union has been helping its members achieve a better way of life through convenient banking, specialized loans, savings plans, investments, financial tools and education programs for more than 70 years.
From our origins in 1944 as the Army Air Force Annex #1 Credit Union with 94 members
MidAtlantic Financial Group Inc. take pride in providing you with excellent service and appreciate the opportunity to assist you with your Mortgage Needs. At MidAtlantic Financial Group Inc, we will find the loan that is perfect for your scenario. No matter your needs we are here to help!
Amy is a very passionate woman who takes the business of mortgage banking and helping people realize their dream of financial independence very seriously. She started in mortgage banking in Los Angeles in the early 1990’s and her business has bloomed. She is now one of the top loan officers in the country NMLS# 106455.
Since 1939, TruEnergy Federal Credit Union (formerly Washington Gas Light Federal Credit Union) has been a not-for-profit, member-owned financial cooperative. Every TruEnergy FCU member owns an equal share of the credit union, allowing us to offer lower loan rates and higher dividend yields.
InFirst Federal Credit Union is a member-owned cooperative, providing financial solutions to many active and all retired federal employees, associations, and businesses, members of the InFirst Responders Foundation, Inc, along with anyone who lives, works, worships or attends school in most of Salem, Roanoke, Botetourt, Vinton
Since 1970, we’ve stood behind members of associations, businesses, alumni groups and charitable organizations to help them build their businesses, families and dreams with financial products and resources for the everyday to the once-in-a-lifetime need and With members making the important business decisions, everyone’s voice is heard.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Clear Sky Financial knows the DC/VA/MD metro area’s residential real estate market deeply, is a trusted partner for investors across the region, and has a proven track record. We are quickly able to discern which opportunities are viable and how we can help you succeed.Clear Sky Financial’s success starts with our community and the People in it
Clear Sky Financial knows the DC/VA/MD metro area’s residential real estate market deeply, is a trusted partner for investors across the region, and has a proven track record. We are quickly able to discern which opportunities are viable and how we can help you succeed. Clear Sky Financial strives to give back to the community.
