USDA and FHA Pro and Con in Suffolk, Suffolk County, VA
In the year 2025, the USDA loan limit for Suffolk in the county of Suffolk, VA is set at $367,000. In contrast, the FHA limit for a single-family home is $507,150.
Utilize the Lendersa® USDA loan calculator to compare today's prime USDA and FHA rates, determining the income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator allows you to see USDA, FHA, Conforming, and VA options side by side, helping you to decide which program in best suits your financial situation.
2025 Loan Limits and Downpayment Requirements in Suffolk, Suffolk County, VA
Loan Type
Loan Limit
Down payment
USDA
$367,000
0%
FHA
$507,150
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Suffolk, VA
Lendersa® aims to provide you with the best USDA or FHA loans quickly and without any hassle. You can start by choosing one of three approaches for connecting with lenders and exploring USDA loan programs.
A USDA home loan is supported by the Department of Agriculture, commonly referred to as a USDA rural development loan or USDA mortgage. It's available only in rural areas. Unlike FHA loans requiring a 3.5% minimum down payment, USDA loans require none.
Salt Lake Neighborhood Housing Services (NHS), doing business as NeighborWorks® Salt Lake (NWSL), builds on the strengths of neighborhoods, creating opportunities through housing, resident leadership, and youth and economic development. We work in partnership with residents, government, and businesses to build and sustain neighborhoods of choice.
1678 South Pioneer Road, Salt Lake City, UT, 84104
Our motto, ""Friends Helping Friends"" represents the credit union's desire to serve the Varex employees, retirees and their families by customizing our service to meet each member's unique needs.
We want to be our members' financial institution of choice for loans and savings by offering highly competitive rates.
This is Dollar Loan Center your Community Short-Term, personal loan provider with 57 locations across Nevada and Utah. Established in 1998, we’re the top provider of signature loans in the cash loan industry. The success of DLC signature loans is due to our competitive interest rate
8821 South Redwood Rd, Suite B, West Jordan, UT, 84088
First Fidelity Financial Services™ is owned and operated by Bryan Pettit a Certified Mortgage Planner who through tested and proven principles, delivers consistent, stable, insights and results into all aspects of residential mortgage lending, (home purchases, refinances and reverse mortgages).
Reverse Freedom Mortgage is a Utah owned and operated company headquartered in West Jordan, Utah. Our name says it all – since 2008 our only line of business is Reverse Mortgages. We are passionate about these products and about our clients who benefit from the programs we utilize to help secure a stronger retirement plan.
8537 South Redwood Rd, Suite B, West Jordan, UT, 84088
We pride ourselves on exceeding our customer's expectations in finding the best rates, service, and options for a home loan that's right for you. Whether you want the lowest rate possible, a large amount of guidance, or a more complex financing package, we realize you are unique and we'll work with you to form a loan that is exclusively for you.
8537 S Redwood Road, Suite A-3, West Jordan, UT, 84088
We provide quality real estate financing. With a proven track record of success in conventional and government loans, we have become one of the fastest growing full-service Mortgage Broker in the State of Utah. Our loan specialists are serious about customer service & go above & beyond to provide personal & attentive service our clients deserve.
8846 South Redwood Road, #C212, West Jordan, UT, 84088
"DoHardMoney provides financing for Real Estate Investors, including new investors. Our funding options can be used for single family residence fix and flip investments, as well as home refinances.
We fund loans within 5-14 business days, and we offer loans for up to 8 months with no payments for up to 6 months. "
American United Federal Credit Originally founded in 1952 as the Fort Douglas VA Hospital Federal Credit Union, the credit union began serving members out of a small room inside the VA Medical Center in Salt Lake City, Utah. The primary focus of the credit union was to serve the employees of Fort Douglas and the VA Medical Center.
Cardinal Mortgage Services mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
