In 2026, the USDA loan limit for Bluefield, located in Tazewell county, VA, is $336,500. For a single-family home, the FHA loan cap is $472,030.
The Lendersa® USDA loan calculator can be used to compare today's USDA versus FHA best rates, helping to determine the income, credit, reserves, and documents required to qualify. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA options side by side, assisting in deciding which program in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The goal of Lendersa® is to secure the best USDA or FHA loan quickly and efficiently, without hassle. Choose one of three initial steps that lead to connecting with suitable lenders and finding appropriate USDA loan programs.
A USDA home loan, also referred to as a USDA rural development loan or USDA mortgage, is backed by the government’s Department of Agriculture and is exclusively available in rural neighborhoods. FHA loans, by contrast, necessitate a minimum 3.5% down payment, whereas USDA loans require no down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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