In 2026, the USDA loan limit for Wytheville, located in Wythe county, VA, is $336,500; meanwhile, the FHA limit for a single-family home is $472,030.
With the Lendersa® USDA loan calculator, compare the top USDA vs FHA rates today to determine the income, credit, reserves, and documents needed for eligibility. Our advanced mortgage calculator helps you examine USDA, FHA, Conforming, and VA options side by side, guiding you to the best choice for your financial situation in .
2026 Loan Limits and Down Payment Requirements in Wytheville, Wythe, VA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Finding USDA and FHA Loan Options in Wytheville, VA
Lendersa® is committed to providing you with the best USDA or FHA loan quickly and without hassle. Choose from one of three starting points to connect with matching lenders and fit USDA loan programs.
A USDA home loan, backed by the Department of Agriculture, is often called a USDA rural development loan or USDA mortgage and is available only in rural areas. Unlike FHA loans that require a minimum down payment of 3.5%, USDA loans need no down payment.
First Community Bankshares, Inc.(Opens in a new Window), a financial holding company, is headquartered in Bluefield, Virginia, and provides banking products and services through its wholly owned subsidiary First Community Bank. With roots dating back to 1874, we have a rich history of community and customer involvement.
The Bank of Marion is the third oldest bank in Virginia. That says a lot about the stability and success of our bank! Grounded in the principals of customer service and hometown banking, we have never wavered from our original mission We have always embraced the latest proven technologies to ensure the very best in customer convenience.
HomeLoanist LLC provides clear, personalized guidance for home loans, refinancing, and real estate needs. As both a licensed mortgage broker and licensed Realtor, Yves LaMarre offers insight on financing and home buying—helping you make confident decisions every step of the way. Visit HomeLoanist to get started.
Our credit union was first chartered on June 4, 1937 - that means that our credit union is now over 80 years old - to help serve the needs of the employees of the Radford Pipe Shop (known locally as the Foundry), and was originally named the "Radford Pipe Shop Employees Federal Credit Union".
Local people serving local people. Our motto is the driving force behind all of First Sentinel Bank's efforts to build deeper connections with our communities, our customers, and our employees. First Sentinel Bank continues to stand apart from competitors through grass-roots involvement with our local communities.
110 Peppers Ferry Road NW, Christiansburg, VA, 24073
Lends in Virginia
Virginia Community Capital is a Community Development Financial Institution (CDFI) with a mission to create jobs, energize places, and promote an enhanced quality of life for Virginians. With offices in Christiansburg, Norfolk, and Richmond, we offer innovative and flexible financing tools throughout the state.
