In the year 2026, the USDA loan limit in Narrows, within Giles county, VA, is set at $336,500. Meanwhile, the FHA limit for a single-family home is $472,030.
Use the Lendersa® USDA loan calculator to examine and contrast today's best USDA vs. FHA rates. Determine the necessary income, credit, reserves, and documents required to qualify. Our advanced mortgage calculator lets you compare USDA, FHA, Conforming, and VA options side by side, helping you decide which program in fits your financial situation best.
2026 Loan Limits and Down Payment Requirements in Narrows, County of Giles, VA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Narrows, VA
Lendersa® is dedicated to finding the best possible USDA or FHA loan for you swiftly and without hassle. Choose from one of three starting options to match with lenders and explore USDA loan programs.
A USDA home loan, also called a USDA rural development loan or USDA mortgage, is backed by the government’s Department of Agriculture. This type of loan is only available in rural neighborhoods and, unlike FHA loans that require a minimum of 3.5% down payment, USDA loans require no down payment at all.
HomeLoanist LLC provides clear, personalized guidance for home loans, refinancing, and real estate needs. As both a licensed mortgage broker and licensed Realtor, Yves LaMarre offers insight on financing and home buying—helping you make confident decisions every step of the way. Visit HomeLoanist to get started.
Our credit union was first chartered on June 4, 1937 - that means that our credit union is now over 80 years old - to help serve the needs of the employees of the Radford Pipe Shop (known locally as the Foundry), and was originally named the "Radford Pipe Shop Employees Federal Credit Union".
First Community Bankshares, Inc.(Opens in a new Window), a financial holding company, is headquartered in Bluefield, Virginia, and provides banking products and services through its wholly owned subsidiary First Community Bank. With roots dating back to 1874, we have a rich history of community and customer involvement.
FRM company and we represent your best interests, not the big banks. We’ve been in business for over 20 years and we thrive on providing our clients with an outstanding mortgage experience. With offices in Blacksburg, Marion, and Abingdon we serve clients throughout Virginia. We’ve built our business by being an advocate for our clients.
110 Peppers Ferry Road NW, Christiansburg, VA, 24073
Lends in Virginia
Virginia Community Capital is a Community Development Financial Institution (CDFI) with a mission to create jobs, energize places, and promote an enhanced quality of life for Virginians. With offices in Christiansburg, Norfolk, and Richmond, we offer innovative and flexible financing tools throughout the state.
