USDA Vs. FHA Pro and Con comparison in Narrows, Giles County, VA

In the year 2026, the USDA loan limit in Narrows, within Giles county, VA, is set at $336,500. Meanwhile, the FHA limit for a single-family home is $472,030.

Use the Lendersa® USDA loan calculator to examine and contrast today's best USDA vs. FHA rates. Determine the necessary income, credit, reserves, and documents required to qualify. Our advanced mortgage calculator lets you compare USDA, FHA, Conforming, and VA options side by side, helping you decide which program in fits your financial situation best.

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2026 Loan Limits and Down Payment Requirements in Narrows, County of Giles, VA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Narrows, VA

Lendersa® is dedicated to finding the best possible USDA or FHA loan for you swiftly and without hassle. Choose from one of three starting options to match with lenders and explore USDA loan programs.

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Understanding USDA Loans in VA

A USDA home loan, also called a USDA rural development loan or USDA mortgage, is backed by the government’s Department of Agriculture. This type of loan is only available in rural neighborhoods and, unlike FHA loans that require a minimum of 3.5% down payment, USDA loans require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



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