USDA VS FHA in Bridgewater, Rockingham County, VA

For 2026, in Bridgewater, Rockingham county, VA, the USDA loan limit is $336,500, while the FHA limit for a single-family home is $472,030.

Leverage the Lendersa® USDA loan calculator to compare today’s top USDA and FHA rates. Determine the necessary income, credit, reserves, and documentation to qualify. With our advanced calculator, easily compare USDA, FHA, Conforming, and VA programs side by side and decide which suits your financial context in best.

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2026 loan limits and downpayment requirements in Bridgewater, Rockingham, VA

Loan Type Loan Limit Down payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan alternatives in Bridgewater, VA

Lendersa®’s objective is to swiftly secure the best USDA or FHA loan for you, hassle-free. Choose from three starting paths to connect with lenders and explore USDA loan options.

Lendersa USDA loan request and matching results

Defining USDA Loans in VA

A USDA home loan, backed by the Department of Agriculture, is known as a USDA rural development loan or USDA mortgage, available only in rural areas. Unlike FHA loans that require a 3.5% down payment, USDA loans do not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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