USDA Vs. FHA Pro and Con comparison in Verona, Augusta County, VA
As of 2025, the USDA loan limit in Verona, within Augusta county of VA, is $336,500. The FHA limit for a single-family home stands at $472,030.
Utilizing the Lendersa® USDA loan calculator, you can efficiently compare today’s best USDA versus FHA rates. This tool also helps determine the necessary income, credit, reserves, and documents to qualify. With our advanced mortgage calculator, evaluate USDA, FHA, Conforming, and VA options side by side, guiding you in selecting the program in that best suits your financial needs.
2025 Loan Limits and Downpayment Requirements in Verona, County of Augusta, VA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Verona, VA
Lendersa® is dedicated to swiftly providing you with the best USDA or FHA loan, eliminating any hassle. Select from three initial paths to connect with suitable lenders and discover relevant USDA loan programs.
A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is government-guaranteed by the Department of Agriculture and available only in rural areas. Unlike FHA loans requiring a minimum down payment of 3.5%, USDA loans require no down payment at all.
Optimum Mortgage Services are committed to the mortgage industry and their customers. With over 40 years of combined experience, we know the business from the inside out. We specialize in first and second mortgages for home purchases, refinancing, and home equity loans. You can count on us to handle all your mortgage needs.
The American dream of homeownership is more than securing a place to call home. Homeownership is the cornerstone of personal security, wealth building, and future legacy for individuals and families. Owning a home or investment property is one of the most critical steps in building a wealth portfolio that can be utilized in your future.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Five Star Financial LLC founder of the Joshua Nielsen-Mayer for over fifteen years, I have helped my clients in navigating the often overwhelming process of obtaining a mortgage for their home. As an expert in all aspects from Origination options and underwriting guidelines whether it is a Purchase or Refinance, FHA, VA, or Conventional.
At Bennett Mortgage Group, our mission is to serve our customers with honesty, integrity, and proficiency. Our goal is to provide home loans to our clients with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Pikes Peak Credit Union was Established in 1932. In 2012, we celebrate our 80th Anniversary. We are the oldest credit union in Colorado Springs & the 4th oldest in CO. Our Members are also owners of Pikes peak Credit Union & since credit unions are "not-for-profit", member-owned financial cooperatives, all profits are returned to our membership.
685 Citadel Dr E, Suite 290-9, Colorado Springs, CO, 80909
LCMLoans was created to be the low cost provider of mortgage loans. The owner is a Vet who has a degree in finance and has years of experience in all facets of Real Estate including mortgage lending.
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2020 N. Academy Blvd, Suite 282, Colorado Springs, CO, 80909
We are committed to delivering you the very best mortgage experience. Our team of loan officers has extensive experience in VA, Conventional, and FHA home loans. we are proud to be approachable, proficient, and be able to provide an extraordinary level of service. Our customers are the most important part of our business.
