USDA Vs. FHA Pro and Con comparison in Staunton, Staunton County, VA
In 2025, the USDA loan limit for Staunton, located in Staunton County, VA, is $285,000, whereas the FHA limit for a single-family home is $472,030.
Leverage the Lendersa® USDA loan calculator to compare today's leading USDA and FHA rates, evaluating what's needed for income, credit, reserves, and documents to qualify. Our advanced mortgage calculator provides side-by-side views of USDA, FHA, Conforming, and VA options, guiding you in selecting the ideal program for your financial situation in .
2025 Loan Limits and Downpayment Requirements in Staunton, Staunton County, VA
Loan Type
Loan Limit
Down payment
USDA
$285,000
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Paths in Staunton, VA
The objective of Lendersa® is to swiftly find you the optimal USDA or FHA loan, hassle-free. Choose one of three methods to find matching lenders and explore USDA loan options.
A USDA home loan, supported by the Department of Agriculture, and known as a USDA rural development loan or mortgage, is available exclusively in rural areas. Unlike FHA loans that demand a minimum 3.5% down payment, USDA mortgages require no down payment.
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