USDA and FHA Pro and Con in Staunton, Staunton County, VA
In 2025, the USDA loan limit for Staunton, located in Staunton County, VA, is $285,000, whereas the FHA limit for a single-family home is $472,030.
Leverage the Lendersa® USDA loan calculator to compare today's leading USDA and FHA rates, evaluating what's needed for income, credit, reserves, and documents to qualify. Our advanced mortgage calculator provides side-by-side views of USDA, FHA, Conforming, and VA options, guiding you in selecting the ideal program for your financial situation in .
2025 Loan Limits and Downpayment Requirements in Staunton, Staunton County, VA
Loan Type
Loan Limit
Down payment
USDA
$285,000
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Paths in Staunton, VA
The objective of Lendersa® is to swiftly find you the optimal USDA or FHA loan, hassle-free. Choose one of three methods to find matching lenders and explore USDA loan options.
A USDA home loan, supported by the Department of Agriculture, and known as a USDA rural development loan or mortgage, is available exclusively in rural areas. Unlike FHA loans that demand a minimum 3.5% down payment, USDA mortgages require no down payment.
Woodforest National Bank® has successfully stood among the strongest community banks in the nation, proudly offering unsurpassed quality customer service since 1980. Woodforest National Bank offers both consumer and business products and services at more than 740 branches in 17 states across the United States.
Shell FCU is a member owned and operated cooperative serving Harris County. We offer a wide range of services at no-cost or at lower costs than traditional financial institutions, including more favorable rates on dividends and loans.Anyone who lives, works, worships, attends school, or regularly conducts business.
Lubrizol Employees' Credit Union is proud to be a member-owned, not-for-profit financial cooperative whose sole purpose is to serve its members. Our commitment to our members is consistent with our credit union principles of “Not for Profit, Not for Charity, But for Service” and our philosophy of “People Helping People
The City of Deer Park FCU was established for all current City of Deer Park Employees, Retirees, Volunteer Firefighters/ Paramedics, Elected and/or Appointed City Officials, and the extended family of those members. In 2013, membership was extended to the employees & extended family members of the Deer Park Independent School District as well.
The resourceful and skilled team at Liberty Mortgage is eager to help you reach your dreams. If you need an experienced Deer Park, TX mortgage team focused on precision, give us a call. FHA Loans with -0- lender fees and also we can usually issue a credit to the buyer to cover some of their closing costs. Credit Scores as low as 580 on FHA.
2408 Timberloch Place, Suite B-3, The Woodlands, TX, 77380
One Source Home Mortgage was Est. in 2003 by Owner / Broker Tom Derrick. We have built our reputation on high values, honesty and integrity. We believe by giving our clients the best service, competitive rates and fees, we have built a network of satisfied clients, that conitinue to send thier friends and family to our Company for the same respect
2001 Timberloch Place, Suite 500, Spring, TX, 77380
Whizango, we can keep you out of a complicated mortgage process. We know how confusing it can be to navigate the mortgage application process. You shouldn’t have to worry about getting stuck in a complicated process or being locked into a bad mortgage! That’s why we’re hyper-focused on helping customers easily and confidently navigate.
26403 Oak Ridge Drive, Suite 200, Spring, TX, 77380
Jackson Henry Mortgage, LLC, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders