USDA Vs. FHA your options comparison in Broadway, Rockingham County, VA
For the year 2026, the USDA loan limit in Broadway, Rockingham county, VA, is $336,500. Comparatively, the FHA limit for a single-family home is $472,030.
Use the Lendersa® USDA loan calculator to assess today's competitive USDA versus FHA rates. This tool will help you determine the necessary income, credit, reserves, and documents for qualification. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA options side by side, aiding you in selecting the best loan program in for your financial circumstances.
2026 Loan Limits and Downpayment Requirements in Broadway, Rockingham, VA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Programs Available in Broadway, VA
The objective of Lendersa® is to facilitate securing the best USDA or FHA loan without hassle. Begin with one of three initial steps to connect with matching lenders and explore USDA loan options.
A USDA home loan, supported by the government's Department of Agriculture, also known as a USDA rural development loan or mortgage, is tailored for rural areas only. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans need no down payment, making them more accessible for rural buyers.
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Frontier Community Bank and its affiliates are committed to safeguarding the personal information that you provide us. This notice describes our privacy policy and how we handle and protect personal information we collect about individuals, such as you, who apply for or obtain our products and services.
