USDA Loan Vs. FHA loan for Elkton, VA [Rockingham County Rates 2023]

In 2025, USDA loan limit in Elkton, county of Rockingham, VA is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Elkton, VA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Virginia?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(719) 330-6287 1264 miles Lender's profile and map Reviews County Line Mortgage 737 San Mateo, New Braunfels, TX, 78132 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
(701) 258-6550 1265 miles Lender's profile and map Reviews Kirkwood Bank & Trust 2911 North 14th Street, Bismarck, ND, 58503 Kirkwood Bank & Trust was chartered by the North Dakota Department of Banking and Financial Institutions in February 1975 as Bank of Kirkwood Plaza. In 1981, Bank of Kirkwood Plaza was sold to a Fargo banker and re-named Dakota Bank & Trust Company. The bank was sold to its present stockholders in 1987 and re-named Kirkwood Bank & Trust.
(701) 667-9500 1267 miles Lender's profile and map Reviews Railway Credit Union 1006 East Main Street, Mandan, ND, 58554 Railway Credit Union is a full-service, member-owned financial institution. We offer financial solutions that give you the power to live life your way! Proudly serving employees, retirees, & families of BNSF, MDU Resources Group, CP Rail, Century Link, AT&T, Teamsters 123, and AFL-CIO Members.
(701) 667-7600 1267 miles Lender's profile and map Reviews lewis & clark development group 200 1st Avenue NW, Suite 100, Mandan, ND, 58554 The Lewis & Clark Development Group is a collaboration of three separate non-profit organizations, Lewis & Clark Regional Development Council (LCRDC), the Lewis & Clark Certified Development Company (LCCDC), and CommunityWorks North Dakota (CWND), joined to provide programs and loans to support businesses
888-852-6241 1267 miles Lender's profile and map Reviews Patriot Funding 2020 3rd Street SE Suite F-4, Mandan, ND, 58554 At Patriot Funding, you are more than your credit score. We want to revolutionize your financial outlook. Patriot Funding wants to help you change your life by cutting your bills for your high interest rate credit cards in half. We also want to make it easier for you to achieve your goals by giving you only one bill to pay.
(806) 248-7531 1267 miles Lender's profile and map Reviews The State National Bank of Groom 99 Broadway St., Groom, TX, 79039 At The State National Bank of Groom, we value our customer relationships. Our mission is to be the outstanding banking organization in our trade territory, capable of successfully competing against organizations that are marketing the same products and services.We will achieve this by consistently delivering superior service
(830) 438-8200 1270 miles Lender's profile and map Reviews Alamo Premier Mortgage 19851 State Hwy 46 W, Suite 201, Spring Branch, TX, 78070 "At Alamo Premier Mortgage We underwrite, process and close our own loans. We do VA, FHA, conventional, jumbo and investment loans. We NEVER change our fees, you will know what you are paying for a loan, the rate and terms before you sign your paperwork We can Pre Approve your Land, Construction and Final Loan in one stop."
(830) 438-4558 1270 miles Lender's profile and map Reviews Construction Financial Solutions 18568 Forty Six Pkwy, Suite 3002, Spring Branch, TX, 78070 CFS over 25 years Construction Financial Solutions has offered homeowners construction loans throughout Texas. We provide construction loans to build custom homes, investment properties, vacation homes, as well as renovation of existing homes. The construction loan is refinanced into a long term mortgage upon construction completion.
(830) 914-4504 1270 miles Lender's profile and map Reviews Marion State Bank Texas 301 West San Antonio Street, Marion, TX, 78124 Marion State Bank was granted a charter from the state on October 26, 1906, making it the 134th state chartered bank in TX. Marion State Bank is the seventh-oldest bank in TX that is still operating under its charter. When the bank was founded, it was housed in the rear portion of the first floor of the H. D. Dreyer Building, known as Waldorf Club.
(830) 996-3125 1271 miles Lender's profile and map Reviews Commerce Bank Texas 112 West Fordtran Drive, Stockdale, TX, 78160 Commerce Bank Texas, is a state chartered Commercial Bank, with its initial office located in Stockdale, Texas, established in 1932. The Bank’s operations have expanded into San Antonio and Corpus Christi Texas to increase its commercial, real estate, agricultural and consumer banking offerings and to service a broader customer base.
(308) 772-3234 1271 miles Lender's profile and map Reviews Nebraska State Bank 218 Main Street, Oshkosh, NE, 69154 In the last 100 years, Nebraska State Bank has gone from an ag bank serving farmers in Western Nebraska, to an FSA loan specialist serving ag operations nationwide. And when you meet our lobby staff, you’ll find competent, friendly folks who take pride in knowing our customers, and take care of you like you’re our own.