USDA and FHA Pro and Con in Luray, Page County, VA
In 2025, the USDA loan limit for Luray in the county of Page, VA, is set at $336,500, whereas the FHA loan limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to compare the best USDA versus FHA rates available today. This tool will help you identify the necessary income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you can see USDA, FHA, Conforming, and VA loans side by side to help determine which program in aligns best with your financial needs.
2025 Loan Limits and Downpayment Requirements in Luray, Page, VA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Luray, VA
The aim of Lendersa® is to secure the best USDA or FHA loan for you quickly and without hassle. Select one of three starting approaches to connect with relevant lenders and USDA loan programs.
A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is backed by the government's Department of Agriculture. This loan is offered only in rural areas. Unlike FHA loans requiring at least a 3.5% down payment, USDA loans do not require a down payment.
Originally chartered as Cannon AFB Federal Credit Union located in an old barracks building on Cannon AFB, CFCU has flourished, moving & expanding into 2 convenient locations today. CFCU provides financial services to thousands of members in & around Clovis, New Mexico – including civilian & military personnel assigned to Cannon AFB, NAF employees.
The mission of American Heritage Bank is to provide excellent customer and community support within the realm of safe and sound banking practices. The attainment of our mission will produce economic growth within our communities and a return of favorable value to our shareholders.
Frost Mortgage, we’re dedicated to giving each customer a great experience. Our local home Loan Originators have decades of combined experience in the mortgage industry and can help you reach your short- and long-term goals.Our local specialists have the resources of a huge national mortgage company and the friendly attitude of your neighbors.
Ag New Mexico, Farm Credit Services (FCS), ACA is a rural lending cooperative that finances agricultural production, agribusiness and rural real estate, including farms, ranches, and rural recreational property. We are a part of the nationwide Farm Credit System, the oldest and largest source of rural financing in the United States.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
We have been a local business since 1936 and continue to live the Credit Union philosophy of "People Helping People". Weld Community Credit Union - All members are equal, every loan has a story... we listen. Every loan application is looked at by a real person. FREE ATM, FREE eChecking account, FREE debit card and friendly people.
In 2000, Tonya Jenkins (“TJ”) had been in the mortgage business for seven years. She had worked as a single loan originator at a local bank and then moved to a manager of a regional mortgage company. She found herself wanting to build a mortgage team, which is when Home Team Lending was born.
Our mission is to help you achieve the dream of home ownership using education at the forefront. Our focus is on supporting you throughout every milestone of the lending process with transparent communication and by empowering you through knowledge.Our leading-edge processes allow for swift and precise approvals.
