USDA and FHA Pro and Con in Luray, Page County, VA
In 2026, the USDA loan limit for Luray in the county of Page, VA, is set at $336,500, whereas the FHA loan limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to compare the best USDA versus FHA rates available today. This tool will help you identify the necessary income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you can see USDA, FHA, Conforming, and VA loans side by side to help determine which program in aligns best with your financial needs.
2026 Loan Limits and Downpayment Requirements in Luray, Page, VA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Luray, VA
The aim of Lendersa® is to secure the best USDA or FHA loan for you quickly and without hassle. Select one of three starting approaches to connect with relevant lenders and USDA loan programs.
A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is backed by the government's Department of Agriculture. This loan is offered only in rural areas. Unlike FHA loans requiring at least a 3.5% down payment, USDA loans do not require a down payment.
BankChampaign has over 30 years of experience providing financial products and services for personal, commercial and investment customers in the community. We are a true community bank, providing exceptional relationship-based service to each customer. Our staff have unparalleled expertise in commercial banking, investment management
we began serving hourly wage earners from a janitor room at the U of I Power Plant in October 1932. At the end of that first year, the credit union had 37 members, two borrowers, & $116.97 in assets. By 1935, the credit union moved off campus to Urbana, expanded its charter to include faculty, & was renamed University of Illinois
The St. Jude Credit Union is a not-for profit, member owned operated organization. We strive to provide the best possible financial services within our capabilities to our members in a timely manner. Our goal is to offer reasonable rates and maintain the credit union’s financial stability
230 West Monroe Street, Suite 2850, Chicago, IL, 60606
As a financial cooperative, First Northern Credit Union will serve the financial needs and strive to improve the financial well-being of its participating members.
To continue growing as a successful community credit union by meeting the needs of our members.
First Northern is a not-for-profit organization in northern Illinois,
222 S. Riverside Plaza, Suite 380, Chicago, IL, 60606
COMMUNITY INVESTMENT CORPORATION, Chicago's Multifamily Rehab Lender, is a nonprofit providing mortgage financing to buy and rehab apartment buildings with five units or more in the 6-county metropolitan Chicago area. Since 1999 over 14, 000 landlords and managers have completed CIC property management training to help them better market, manage.
155 North Wacker Drive, Suite 1600, Chicago, IL, 60606
Aspire Capital Fund, LLC is a private, long-only investment fund focused on making investments in US publicly traded biotechnology companies through the open market as well as direct investments including private placements, PIPEs, registered directs & public offerings.Founded 2010 Aspire Capital Fund, LLC is managed by Aspire Capital Partners, LLC
Founded in 2011, Renovo is the premier provider of financial and strategic support for real estate investors and property rehabbers who invest in and rehab single-family and small multi-family properties. Renovo powers the growth of its customers’ businesses and the communities they serve by providing timely capital, responsive customer service, an
Xcapital are always competitive and in my experience, are among the lowest available. Just check out their website to see. The loan process is fast and efficient with most steps being covered in emails that I find very convenient. I recently completed a cash-out refi. with only one phone call being made through the entire process.
