USDA Vs. FHA your options comparison in Luray, Page County, VA
In 2026, the USDA loan limit for Luray in the county of Page, VA, is set at $336,500, whereas the FHA loan limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to compare the best USDA versus FHA rates available today. This tool will help you identify the necessary income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you can see USDA, FHA, Conforming, and VA loans side by side to help determine which program in aligns best with your financial needs.
2026 Loan Limits and Downpayment Requirements in Luray, Page, VA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Luray, VA
The aim of Lendersa® is to secure the best USDA or FHA loan for you quickly and without hassle. Select one of three starting approaches to connect with relevant lenders and USDA loan programs.
A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is backed by the government's Department of Agriculture. This loan is offered only in rural areas. Unlike FHA loans requiring at least a 3.5% down payment, USDA loans do not require a down payment.
Early in the spring of 1909, a group of farmers and merchants gathered to establish a bank in a small Virginia town known then as Stanleyton. On December 3, 1909, Farmers & Merchants Bank, Inc. opened for business with ten thousand dollars in capital stock. Over one hundred-ten years later, this independent and locally-owned bank,
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158 Front Royal Pike, Suite 101, Winchester, VA, 22602
Lends in Virginia
Since opening in 1961, Midway Federal Credit Union has been proud to serve the Mt. Weather Federal Employee community. We’re committed to not only providing quality products and services, but going above and beyond to ensure our customers are completely satisfied. We welcome you to look through our site to see all we have to offer.
