USDA Vs. FHA your options comparison in Burke-Centre, Fairfax County, VA

In 2026, the USDA loan maximum for Burke-Centre, located in Fairfax county, VA, is $657,900, while the FHA limit for a single-family home stands at $822,375.

Take advantage of the Lendersa® USDA loan calculator to evaluate USDA and FHA rates, determining the income, credit, reserves, and documents essential for qualification. With our advanced mortgage calculator, examine USDA, FHA, Conforming, and VA loans side by side, helping decide which in is ideal for your specific financial situation.

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2026 Loan Limits and Down Payment Requirements in Burke-Centre, county of Fairfax, VA

Loan Type Loan Limit Down Payment
USDA $657,900 0%
FHA $822,375 3.5%
Conventional Conforming $822,375 3%

Exploring USDA and FHA Loan Options in Burke-Centre, VA

Lendersa® is committed to securing you the best USDA loan or FHA loan swiftly and without complication. Start with one of three methods to connect with matched lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding a USDA Loan in VA

A USDA home loan, secured by the Department of Agriculture, known also as the USDA rural development loan or USDA mortgage, is exclusively available in rural areas. Unlike FHA loans, which necessitate a minimum down payment of 3.5%, the USDA loan has no down payment requirement.

Enter your location to find out if it qualifies for USDA rural housing loan?



Burke-Centre Lenders

  • Clear Sky Financial, LLC
  • 9406 Jackson Street, Burke, VA, 22015
  • Lends in Virginia
  • Clear Sky Financial knows the DC/VA/MD metro area’s residential real estate market deeply, is a trusted partner for investors across the region, and has a proven track record. We are quickly able to discern which opportunities are viable and how we can help you succeed.Clear Sky Financial’s success starts with our community and the People in it

  • Clear Sky Financial
  • 9406 Jackson Street, Burke, VA, 22015
  • Lends in Virginia
  • Clear Sky Financial knows the DC/VA/MD metro area’s residential real estate market deeply, is a trusted partner for investors across the region, and has a proven track record. We are quickly able to discern which opportunities are viable and how we can help you succeed. Clear Sky Financial strives to give back to the community.

  • The Mortgage Store, LLC
  • 10534 Burke Lake Road, Fairfax Station, VA, 22039
  • Lends in Virginia
  • The Mortgage Store, LLC, where you'll find the lowest rates and closing costs available! When you're looking for a mortgage broker in Texas or Virginia that is dedicated to customer service, reach out to us-we'll discuss your financing needs and match you with the loan that suits your budget.

  • Washington Commercial Lending & Development, LLC
  • 5908 Love Joy Court, Springfield, VA, 22152
  • Lends in Virginia
  • Our mission at Washington Commercial Lending and Development is to provide creative short term hard money loans, be it small or large. We pride ourselves in providing fast funding decisions and competitive rates.

    We serve real estate investors, mortgage brokers, and small business owners.

  • TruEnergy Federal Credit Union
  • 6801 Industrial Road, Springfield, VA, 22151
  • Lends in Virginia
  • Since 1939, TruEnergy Federal Credit Union (formerly Washington Gas Light Federal Credit Union) has been a not-for-profit, member-owned financial cooperative. Every TruEnergy FCU member owns an equal share of the credit union, allowing us to offer lower loan rates and higher dividend yields.

  • First Virginia Community Bank
  • 11325 Random Hills Road, Fairfax, VA, 22030
  • Lends in Virginia
  • Opened in November 2007, our vision entails working with our shareholders, friends and neighbors to build a financial services organization that will focus on the Northern Virginia and Maryland business communities, its owners and employees. We believe our Bank should do more than provide traditional banking products.

  • NextMark Credit Union
  • 4201 Members Way, Fairfax, VA, 22030
  • Lends in Virginia
  • The name NextMark captures the possibilities inherent in what we offer. It’s all about helping our community confidently navigate their financial journey by being more active and more fully engaged. It’s about turning dreams into goals and finding the shortest distance to financial success. We’re good at what we do.

  • Apple Federal Credit Union
  • 4097 Monument Corner Drive, Fairfax, VA, 22030
  • Lends in Virginia
  • Apple FCU offers everything you’d expect from a financial institution, but it’s our personalized service that truly reflects the Apple difference that transforms banking from a chore into an experience.

    We’re grateful for every member who chooses to be a part of the Apple family.

  • The Freedom Bank of Virginia
  • 10555 Main Street, Suite 100, Fairfax, VA, 22030
  • Lends in Virginia
  • The Freedom Bank of Virginia was founded July 23, 2001. We are a local, full-service bank utilizing an optimized network of sales offices, talented banking professionals, industry expertise and innovative technology to build client relationships throughout the Northern Virginia/DC MSA.