USDA and FHA Pro and Con in Kings-Park-West, Fairfax County, VA

For 2026, the USDA loan limit in Kings-Park-West, part of Fairfax county, VA, is set at $657,900, whereas the FHA limit for a single-family home is $822,375.

Leverage the Lendersa® USDA loan calculator to contrast current USDA and FHA rates to determine the necessary income, credit, reserves, and required documents for eligibility. Our sophisticated mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side to assist you in selecting the ideal program for your financial requirements in Alabama.

Explore offers from 100 lenders now

Review of 2026 Loan Limits and Down Payment Requirements in Kings-Park-West, County of Fairfax, VA

Loan Type Loan Limit Down Payment
USDA $657,900 0%
FHA $822,375 3.5%
Conventional Conforming $822,375 3%

Options for USDA and FHA Loans in Kings-Park-West, VA

Lendersa® endeavors to secure the optimal USDA or FHA loan for you promptly and without difficulties. Choose a starting point from three options to connect with lenders and access USDA loan offerings.

Lendersa USDA loan inquiry and matching outcomes

Understanding USDA Loans in VA

A USDA home loan, guaranteed by the U.S. Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is available exclusively in rural neighborhoods. It stands out as it requires no down payment unlike FHA loans, which mandate a minimum 3.5% down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • New Millennium Mortgage Co
  • 3120 Southgate Circle, Sarasota, FL, 34239
  • Timothy Mapp as owner and Broker of New Millennium Mortgage Co., He take great pride in helping our clients receive the best loan program and service in their quest to find the perfect home here in Paradise. Tim have been in the Real Estate field for over 35 years and the Mortgage field for over 15 years.

  • Covington County Bank
  • 102 South Dogwood, Collins, MS, 39428
  • Covington County Bank has been offering customers outstanding service for over 40 years. From checking accounts to loans, and everything in between, we will find a product that suits your needs! A friendly hometown bank ready to meet all of your banking needs. Locally owned, locally headquartered.

  • Farmers Savings Bank
  • 205 West Main Street, Marshalltown, IA, 50158
  • Farmers Saving Bank was founded in 1894 in Beaman, Iowa, and was first known as “The Beaman Bank.” The bank was organized under a state charter as Farmers Savings Bank in 1908 and the Marshalltown locations were opened in 2000. We are owned by shareholders whose roots are right here in this area.

  • Lennox Employees Credit Union
  • 1004 E Main Street, Marshalltown, IA, 50158
  • Our mission shall be to offer financial services to Lennox Employees, their families, and Select Employee Groups and their families who are credit union members. We will accomplish this by offering on a financially sound, perpetual basis, affordable borrowing and savings opportunities, striving to offer the lowest possible rates on loans.

  • United Bank & Trust National Association
  • 2101 S. Center St, Marshalltown, IA, 50158
  • United Bank & Trust was chartered in 2002 and opened its' doors for business on June 29, 2002. The bank started with only 8 employees, and has grown over the years with the addition of several employees and the opening of our downtown location in 2006. Our independent Board of Directors is comprised of businessmen and women that live and work in ou

  • Pinnacle Bank Iowa
  • 2206 South Center Street, Marshalltown, IA, 50158
  • Pinnacle Bank was first chartered in 1927 in Tama, Iowa, as Tama State Bank. In 1996 the charter was moved to Marshalltown, Iowa. A new main office was then built in Marshalltown in 2005 at 2206 South Center Street. This facility was built to accommodate future growth and to allow for in-house processing and servicing.

  • Home Federal
  • 303 West Main Street, Marshalltown, IA, 50158
  • At Home Federal Savings Bank we are deeply invested in our communities with locations across southeastern Minnesota including Rochester, Austin, Albert Lea, Kasson, La Crescent, Winona, and Spring Valley. In the Twin Cities metro we have a branch in Eagan. Home Federal also has a presence in Iowa with a location in Marshalltown.

  • MEMBERS1st Community Credit Union
  • 910 South 12th Avenue, Marshalltown, IA, 50158
  • Members 1st Community Credit Union is located in Marshalltown, IA, United States and is part of the Depository Credit Intermediation Industry. Members 1st Community Credit Union has 4 employees at this location. There are 7 companies in the Members 1st Community Credit Union corporate family.

  • Mississippi DHS Federal Credit Union
  • 767 North President Street, Jackson, MS, 39202
  • Since its inception in 1952, the Mississippi DHS Federal Credit Union has been serving its members in and around the Jackson, Mississippi area with exceptional financial products. The Mississippi DHS FCU offers its members a full-service website that allows for true “Banking From Home” functionality.

  • Enterprise Corporation of the Delta
  • 4 Old River Pl, Suite A, Jackson, MS, 39202
  • HOPE (Hope Enterprise Corporation, Hope Credit Union and Hope Policy Institute) provides financial services; aggregates resources; and engages in advocacy to mitigate the extent to which factors such as race, gender, birthplace and wealth limit one’s ability to prosper. HOPE has generated or leveraged more than $3.1 billion in financing

  • MBN Mortgage Inc
  • 3665 Bee Ridge Road, Suite 306, Sarasota, FL, 34233
  • MBN Mortgage Inc. is the most progressive, innovative and competitive mortgage broker in Florida. MBN boasts a 95%+ application to funding ratio. We customize a lending solution for each customer. Our tools include credit repair, consumer loan refinancing, bookkeeping, and tax preparation to assist our customers in getting qualified.

  • Jet Real Estate
  • 410 Evernia St #523, West Palm Beach, FL, 33401
  • ## Welcome to Jamison Troutman Real Estate

    ### Your Trusted Partner in Real Estate Financing
    At Jamison Troutman Real Estate, we specialize in providing tailored financial solutions including hard money, private money, and conventional loans. Our personalized approach ensures you get more than a one-size-fits-all underwriting. Collaborate with