USDA Vs. FHA Pro and Con comparison in South-Run, Fairfax County, VA
In 2026, the USDA loan limit for South-Run, in Fairfax county, VA, is set at $657,900. At the same time, the FHA cap for a single-family home is $822,375.
Utilize the Lendersa® USDA loan calculator to see today's top USDA versus FHA rates and figure out the income, credit, reserves, and paperwork required for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options so you can decide which program in fits your financial situation best.
Loan limits and downpayment requirements for 2026 in South-Run, Fairfax, VA
Loan Type
Loan Limit
Down payment
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional
$822,375
3%
USDA and FHA loan choices in South-Run, VA
Lendersa® aims to quickly secure the best USDA or FHA loans for you hassle-free. Choose one of three starting options to match with lenders and USDA loan programs.
USDA home loans, guaranteed by the Department of Agriculture, also called USDA rural development loans, are available only in rural areas. Unlike FHA loans requiring a minimum down payment of 3.5%, USDA loans do not need any down payment at all.
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Clear Sky Financial knows the DC/VA/MD metro area’s residential real estate market deeply, is a trusted partner for investors across the region, and has a proven track record. We are quickly able to discern which opportunities are viable and how we can help you succeed.Clear Sky Financial’s success starts with our community and the People in it
Clear Sky Financial knows the DC/VA/MD metro area’s residential real estate market deeply, is a trusted partner for investors across the region, and has a proven track record. We are quickly able to discern which opportunities are viable and how we can help you succeed. Clear Sky Financial strives to give back to the community.
Our mission at Washington Commercial Lending and Development is to provide creative short term hard money loans, be it small or large. We pride ourselves in providing fast funding decisions and competitive rates.
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Commercial Lending, LLC is pleased to offer land acquisition, construction and closing costs financing for small single-family residential construction projects. We offer loans for stick-built or modular home construction. We work with you to streamline the construction loan process so that you can begin construction on your schedule.
Opened in November 2007, our vision entails working with our shareholders, friends and neighbors to build a financial services organization that will focus on the Northern Virginia and Maryland business communities, its owners and employees. We believe our Bank should do more than provide traditional banking products.
The name NextMark captures the possibilities inherent in what we offer. It’s all about helping our community confidently navigate their financial journey by being more active and more fully engaged. It’s about turning dreams into goals and finding the shortest distance to financial success. We’re good at what we do.
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The Freedom Bank of Virginia was founded July 23, 2001. We are a local, full-service bank utilizing an optimized network of sales offices, talented banking professionals, industry expertise and innovative technology to build client relationships throughout the Northern Virginia/DC MSA.
