USDA Vs. FHA Pro and Con comparison in South-Run, Fairfax County, VA
In 2026, the USDA loan limit for South-Run, in Fairfax county, VA, is set at $657,900. At the same time, the FHA cap for a single-family home is $822,375.
Utilize the Lendersa® USDA loan calculator to see today's top USDA versus FHA rates and figure out the income, credit, reserves, and paperwork required for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options so you can decide which program in fits your financial situation best.
Loan limits and downpayment requirements for 2026 in South-Run, Fairfax, VA
Loan Type
Loan Limit
Down payment
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional
$822,375
3%
USDA and FHA loan choices in South-Run, VA
Lendersa® aims to quickly secure the best USDA or FHA loans for you hassle-free. Choose one of three starting options to match with lenders and USDA loan programs.
USDA home loans, guaranteed by the Department of Agriculture, also called USDA rural development loans, are available only in rural areas. Unlike FHA loans requiring a minimum down payment of 3.5%, USDA loans do not need any down payment at all.
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