USDA Vs. FHA your options comparison in Cave-Spring, Roanoke County, VA
In 2025, the USDA loan limit in Cave-Spring, Roanoke county, VA, is $285,000, while the FHA limit for a single-family home is $356,362.
Utilize the Lendersa® USDA loan calculator to compare the top USDA and FHA rates today and understand the income, credit reserves, and documentation needed for qualification. By using our advanced mortgage calculator, you can see USDA, FHA, Conforming, and VA loans side by side to help you choose the best option in for your financial scenario.
2025 Loan Limits and Down Payment Requirements in Cave-Spring, Roanoke, VA
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Discover USDA and FHA Loan Options in Cave-Spring, VA
Lendersa® aims to quickly connect you with the best possible USDA or FHA loan without hassle. Choose one of three pathways that link you with lenders and USDA loan programs.
The USDA home loan, guaranteed by the Department of Agriculture, also called the USDA rural development loan or USDA mortgage, is available solely in rural neighborhoods. Unlike FHA loans that require a minimum 3.5% down payment, USDA mortgages do not require any down payment.
Century Savings and Loan Association was chartered in 1903 as Century Building and Loan. The primary purpose, at that time, was to provide share accounts which in turn were used to provide home mortgage loans. We have grown quite a bit since then, expanding our deposit products to include Checking accounts, MMDA accounts, Certificates of Deposit.
The First National Bank in Trinidad opened its doors on April 16, 1875, a year before Colorado was granted its statehood and the town of Trinidad incorporated. First National began a journey traveling and growing with the nation, the West, and Trinidad through the best and worst of times.
Colorado native and a veteran of 25 years in the mortgage business this professional can assist you in your search for a new mortgage. Rob has been involved in every aspect of the mortgage profession from data entry to selling loans on the secondary market. Rob has learned all stages of the mortgage process by originating, processing,
19501 East Mainstreet, Suite 200, Parker, CO, 80138
Mountain Financial Mortgage Group, Inc. is a Colorado mortgage broker that has been offering a full menu of loan products and personalized customer service since 1994. When you work with Mountain Financial Mortgage you work directly with an experienced licensed Loan Originator that personally guides your loan every step of the way.
19501 East Mainstreet, Suite 200, Parker, CO, 80138
Mango Mortgage Corp is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools
We strive to provide borrowers with wholesale financing at the lowest rates and with the quickest closing turn times while assessing rate forecasts and influential economic factors. We offer wholesale rates for all conventional and jumbo mortgage loans. Our service is genuine and reliable. Most importantly, we keep our customers happy.
Plum Creek Funding has been serving the mortgage needs of homeowners and businesses in Colorado for over 25 years. At Plum Creek Funding, we understand that the process of securing a mortgage can be intimidating. That’s where our experienced mortgage brokers truly make a difference.
Since 1935, our mission at NCCU has been to provide members with friendly service and affordable financial products so they can reach their financial goals. More than 84 years later, we proudly provide membership to everyone living and working in Weld and Larimer County communities.
Redstone Bank is a full-service community bank offering you and your business all the products and services you will need as a valued banking customer. We make banking simple. No fancy names, no confusing fee schedules; just banking products and services that will help to streamline your banking functions and make life a little easier.
