In 2025, the USDA loan limit for Roanoke in Roanoke County, VA is set at $336,500, while the FHA limit for a single-family dwelling is $472,030.
Utilize Lendersa®'s USDA loan calculator to assess today's premier rates for USDA compared to FHA and determine the necessary income, credit, reserves, and documentation to qualify. Our sophisticated mortgage calculator presents USDA, FHA, Conforming, and VA side by side, assisting you to identify the most suitable program for your financial status in
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| Loan Type | Loan Limit | Down payment | |
| USDA | $336,500 | 0% | |
| FHA | $472,030 | 3.5% | |
| Conventional Conforming | $726,200 | 3% |
Lendersa® is committed to efficiently pairing you with the finest USDA or FHA loans swiftly and smoothly. Choose among three initial points to connect with appropriate lenders and explore USDA loan programs.
The USDA home loan, backed by the Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, is exclusively available in rural areas. Contrasting FHA loans, which require at least a 3.5% down payment, USDA mortgages need no down payment at all.
Enter your location to find out if it qualifies for USDA rural housing loan?
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