In 2026, the USDA loan limit in Hollins, situated in the county of Roanoke, VA, is set at $336,500, while the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to compare today's top USDA versus FHA rates. This tool helps you figure out the income, credit, reserves, and documentation required for qualification. With our advanced mortgage calculator, you can see USDA, FHA, Conforming, and VA loans side by side to help decide which program in Alabama best suits your financial situation.
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
Lendersa® aims to secure the best possible USDA or FHA loan for you quickly and efficiently. Choose one of the three starting points to connect with lenders and explore USDA loan programs.
A USDA home loan is backed by the U.S. Department of Agriculture and is also called a USDA rural development loan or USDA mortgage. It is available primarily in rural areas. Unlike FHA loans which require a minimum 3.5% down payment, USDA loans need no down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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