USDA Loan Vs. FHA loan for Cloverdale, VA [Botetourt County ]

In 2025, the USDA loan limit in Cloverdale, located within Botetourt county of VA, is set at $336,500. Meanwhile, the FHA limit for a single-family home stands at $472,030.

Utilize the Lendersa® USDA loan calculator to compare today's top USDA vs. FHA rates. This tool assists you in determining the needed income, credit score, reserves, and documents for qualification. Our advanced mortgage calculator lets you evaluate USDA, FHA, Conforming, and VA side by side, helping you make the best choice on which program in suits your financial scenario best.

Exploring USDA and FHA Loan Options in Cloverdale, VA

Lendersa®'s mission is to provide you with the best USDA or FHA loan efficiently, with no hassle. Choose from one of three paths to match with suitable lenders and explore USDA loan programs that align with your needs.

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Understanding USDA Loans in VA

A USDA home loan, more commonly known as a USDA rural development loan or USDA mortgage, is backed by the government’s Department of Agriculture. Exclusively available in rural areas, these loans require no down payment, in contrast to FHA loans that mandate at least a 3.5% down payment.

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(434) 295-5259 Lender's profile and map Reviews Member Options LLC 1936 Arlington Boulevard, Charlottesville, VA, 22903 Member Options serves homeowners throughout Central Virginia as the mortgage division of UVA Community Credit Union.Our credit union roots mean that we approach mortgage process differently from other lenders.At Member Options, we work with your best interest in mind.We carefully consider your goals & recommend solutions that work to your advantage
(304) 294-7115 Lender's profile and map Reviews First Peoples Bank, Inc. 200 First Street, Mullens, WV, 25882 First Peoples Bank ATM is located in Mullens, West Virginia, and was founded in 1926. At this location, First Peoples Bank ATM employs approximately 20 people. This business is working in the following industry: Financial services. Annual sales for First Peoples Bank ATM are around USD 3,255,000.00.
(336) 209-8819 Lender's profile and map Reviews IMG Mortgage Greensboro 5574 Garden Village Way, Suite B-3, Greensboro, NC, 27410 Integrity Mortgage Group offers wide range of lending programs, including first time home buyer/FHA loans as well as loans for well-established customers thinking about second homes, vacation homes, investment properties, rental units, and "fixer-uppers." We also have a variety of money-saving refinancing options.
(336) 852-5572 Lender's profile and map Reviews First Carolina Mortgage 102 Dolley Madison Road, Greensboro, NC, 27410 At First Carolina Mortgage, we have been proudly serving the Greensboro, Triad, North Carolina area since 1990. We strive to render professional service in a friendly atmosphere. Our loan officers have the skills and experience to meet your lending needs. Customer satisfaction will always be our top priority.
(336) 617-7441 Lender's profile and map Reviews Jefferson Capital Mortgage 3859 Battleground Ave, Suite 101, Greensboro, NC, 27410 At Jefferson Capital Mortgage. We are a local full-service mortgage company based in Greensboro, North Carolina. We service all of North Carolina and Virginia. We specialize in FHA, VA, USDA, HomePath, Jumbo and Conventional Loans. Whether you are buying a home or refinancing in North Carolina or Virginia we can help you realize you.
(336) 542-1470 Lender's profile and map Reviews Triad Business Bank 1501 Highwoods Boulevard, Suite 103, Greensboro, NC, 27410 The Triad’s economy is fueled by small businesses and these companies need capital to continue to thrive. The Triad has gone from a banking community with local leadership with a vested interest in the Triad to larger institutions with broader interests. Triad Business Bank can be a catalyst for our community.
(336) 662-6200 Lender's profile and map Reviews Summit Credit Union 8210 West Market Street, Greensboro, NC, 27409 Summit Credit Union is a not-for-profit cooperative serving members since 1935. Summit is a full service financial institution offering products from traditional savings and checking accounts, to lending, financial advising, property, life, casualty insurance, and more. We have eight branches conveniently located throughout North Carolina.
(336) 579-0110 Lender's profile and map Reviews Bull Market Business Funding Solutions 806 Green Valley Rd, Suite 200, Greensboro, NC, 27408 Bull Market Capital: Business Funding Solutions is focused on providing exemplary commercial finance to various businesses, and we’ve been nationally recognized for our commitment and services. Our generous portfolio of products and industry expertise is at your disposal. Some of the commercial finance & loan products in which we specialize include
(336) 478-6820 Lender's profile and map Reviews Helms Mortgage 701 Green Valley Rd, Suite 208, Greensboro, NC, 27408 At Helms Mortgage LLC. We look forward to working with you We offer easy and convenient online tools coupled with the assistance of an experienced loan officer and dedicated processor. Together they will guide you through the often difficult and confusing process of choosing and securing the right loan to meet your specific needs.
(336) 332-5302 Lender's profile and map Reviews Acclaim Federal Credit Union 1823 Banking Street, Greensboro, NC, 27408 Acclaim FCU is a member-owned, full-service credit union. We focus on linking you to your goals with our checking & savings accounts, auto loans, personal loans, mortgage loans, rewards credit cards, and more. They recognized that each person and family had a story and different needs, & they wanted a financial institution that recognized that too.
(336) 727-2663 Lender's profile and map Reviews Winston-Salem Federal Credit Union 711 East Salem Avenue, Winston Salem, NC, 27101 The Winston-Salem Federal Credit Union was incorporated in October, 1957. The Credit Union ended that year with 94 members and $2, 980 in assets. Today we are a full service credit union serving thousands of members with millions of dollars in assets. To be the members' primary financial institution by providing reliable,
(800) 822-0382 Lender's profile and map Reviews Truliant Federal Credit Union 893 North Liberty Street, Suite A, Winston Salem, NC, 27101 Truliant Federal Credit Union was chartered in 1952 to serve the employees of Western Electric and was known as Radio Shops Credit Union. It began serving about 2, 000 members and offered credit union services in Winston-Salem, Greensboro and Burlington. Today, Truliant serves over 280, 000 members with more than 30 locations.