USDA Vs. FHA your options comparison in Cloverdale, Botetourt County, VA
In 2025, the USDA loan limit in Cloverdale, located within Botetourt county of VA, is set at $336,500. Meanwhile, the FHA limit for a single-family home stands at $472,030.
Utilize the Lendersa® USDA loan calculator to compare today's top USDA vs. FHA rates. This tool assists you in determining the needed income, credit score, reserves, and documents for qualification. Our advanced mortgage calculator lets you evaluate USDA, FHA, Conforming, and VA side by side, helping you make the best choice on which program in suits your financial scenario best.
2025 Loan Limits and Downpayment Requirements in Cloverdale, County of Botetourt, VA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Cloverdale, VA
Lendersa®'s mission is to provide you with the best USDA or FHA loan efficiently, with no hassle. Choose from one of three paths to match with suitable lenders and explore USDA loan programs that align with your needs.
A USDA home loan, more commonly known as a USDA rural development loan or USDA mortgage, is backed by the government’s Department of Agriculture. Exclusively available in rural areas, these loans require no down payment, in contrast to FHA loans that mandate at least a 3.5% down payment.
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