USDA Vs. FHA Pro and Con comparison in Centreville, Fairfax County, VA
In 2026, the USDA loan limit in Centreville, within Fairfax County, VA, is $657,900. Meanwhile, the FHA limit for a single-family home is $1,089,300.
Use the Lendersa® USDA loan calculator to compare today's leading USDA vs. FHA rates. Identify the necessary income, credit, reserves, and documents to qualify. Our advanced mortgage calculator allows a side-by-side comparison of USDA, FHA, Conforming, and VA options, helping you decide which program in is ideal for your financial circumstance.
2026 Loan Limits and Downpayment Requirements in Centreville, Fairfax County, VA
Loan Type
Loan Limit
Down payment
USDA
$657,900
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
Exploring USDA and FHA Loan Options in Centreville, VA
Lendersa® is dedicated to connecting you with the best USDA or FHA loans swiftly and without hassle. Select one of three pathways to engage with lenders and unlock USDA loan programs.
A USDA home loan, guaranteed by the U.S. Department of Agriculture, also called a USDA rural development loan or USDA mortgage, is exclusively for rural neighborhoods. Unlike FHA loans requiring a 3.5% minimum down payment, USDA loans do not need any down payment.
Wood, Bailey & Wood Financial Group is designed to bring a simple concept to the home lending process. Service is the key and is what separates us from other lenders and banks.From the start Bailey & Wood sat out to change the thoughts and perceptions of what a Mortgage Company was and how they conducted business.
At First Century Bank, N.A., customers will deal directly with decision makers, not order takers. No long waits for loan approval. We will focus on the needs of individuals and small to medium sized businesses. We have local ownership and management with a staff composed of some of the finest talent in the banking industry.
Great Lakes Federal Credit Union and its members have enjoyed rich longevity in the Great Lakes Bay Region. Our story began in 1936, with the introduction of Wolverine Knitting Mills Federal Credit Union and includes mergers with the former Industrial Brownhoist Employees Federal Credit Union, Bay Medical Credit Union, and Birch Run Area Credit Uni
United Bay Community Credit Union (UBCCU) was founded with one core purpose in mind: to build and foster the financial well-being of our community. More than just a bank, UBCCU is a member-owned, not-for-profit financial institution. We provide a safe place to grow strong financial roots.
West Point Bank is proud to be a locally-owned hometown bank. We are dedicated to not only meeting but exceeding your customer service expectations of quality customer service.This bank and every director, officer and employee is a part of this community. We live, shop and belong to the same organizations as you.
Union Bank is a wholly-owned subsidiary of Union Bankshares, Inc. (UNB, traded on the NASDAQ Exchange). Headquartered in Morrisville, VT, since 1891, we are proud to be a community bank with a long record of service to the people and businesses of Northern Vermont and--more recently--Northern New Hampshire.
432 South Emerson, Suite 120, Greenwood, IN, 46143
"Our mission is to provide you or your client with a competitive mortgage product that meets your needs, and accomplish a closing with as much speed and ease possible using solid Christian principles.
We have partnered with numerous lenders so we can do the shopping for you. Our mortgage process utilizes cutting edge technology"
Mortgage and Title Solutions Enjoys working with a lending professional who truly cares about getting the results they deserve. That personal commitment is backed by a depth of experience that’s rare in the lending industry today. To catch just a glimpse of the expertise you’ll have on your side.
We’re a full service mortgage banker with an experienced staff offering expertise in every area of mortgage lending from purchase to refinance to construction lending.We have access to a full range of mortgage sources & all of our lending specialists are dedicated to finding the right loan-with the best rates terms & costs-to meet your unique needs
