USDA Vs. FHA Pro and Con comparison in Centreville, Fairfax County, VA
In 2025, the USDA loan limit in Centreville, within Fairfax County, VA, is $657,900. Meanwhile, the FHA limit for a single-family home is $1,089,300.
Use the Lendersa® USDA loan calculator to compare today's leading USDA vs. FHA rates. Identify the necessary income, credit, reserves, and documents to qualify. Our advanced mortgage calculator allows a side-by-side comparison of USDA, FHA, Conforming, and VA options, helping you decide which program in is ideal for your financial circumstance.
2025 Loan Limits and Downpayment Requirements in Centreville, Fairfax County, VA
Loan Type
Loan Limit
Down payment
USDA
$657,900
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
Exploring USDA and FHA Loan Options in Centreville, VA
Lendersa® is dedicated to connecting you with the best USDA or FHA loans swiftly and without hassle. Select one of three pathways to engage with lenders and unlock USDA loan programs.
A USDA home loan, guaranteed by the U.S. Department of Agriculture, also called a USDA rural development loan or USDA mortgage, is exclusively for rural neighborhoods. Unlike FHA loans requiring a 3.5% minimum down payment, USDA loans do not need any down payment.
Clarity Mortgage was founded by its current President, Geoff Snyder. With over a decade of experience in the lending industry, Geoff and his team can provide any type of loan to their customer base.You can always count on frequent updates and explanations that are easy to understand as we help you navigate through the loan process
"Vision Mortgage Company, Ltd. offers a wide array of loan products ranging from the traditional residential & commercial funding to private portfolio alternative loan sources and non-QM financing.
Residential loans include new construction financing for primary residences, commercial businesses, as well as equipment and credit line sources."
Proactive Commercial Lending Group, LLC was formed back in 2003 by Bruce Myles with the thought that many good, hard working business owners were not getting the Banking Services they needed to survive, maintain and grow their business.We are able to apply more more relaxed credit and property restrictions.
8000 IH-10 WEST, Suite 600, San Antonio, TX, 78230
"Pinnacle Mortgage & Lending's core values include conducting business with sincerity, truth, and
fairness. We serve a wide range of homebuyers with a variety of loan products and services. At Pinnacle Mortgage & Lending our goal is to help make the loan process stress free by empowering you."
15900 La Cantera, Suite 26235, San Antonio, TX, 78256
Expedient Mortgage is the trusted, local APM division that caters to the specific needs of your community. Like APM, Expedient Mortgage’s mission is to create experiences that matter while serving your home financing needs.Whether you are buying your first home, a new investment property or building your dream home.
15900 La Cantera Parkway, Suite 26225, San Antonio, TX, 78256
"Our experienced loan officers will find the best mortgage options and loan programs tailored to your needs. Our bilingual staff will answer any questions you have before, during and after the home buying process to keep you informed every step of the way.
Located in San Antonio, Texas, The La Cantera at Directions Home Loan team works"
118 Broadway STE 638, San Antonio, TX. 78205 USA, San Antonio, TX, 78205
Global Mortgage Group (GMG) address the need for comprehensive International real estate financing solutions. Our unique network and capabilities has allowed for asset backed loan placement in niche industries such as cannabis, and distressed situation of foreign owned property.
For more information, Visit: https://usbridgeloans.com/
Frost provides banking, investments, and insurance services to businesses and individuals throughout Texas. Founded in 1868, Frost is one of the 50 largest U.S. banks by asset size. At Frost, everything we do is aimed at making customers’ lives better. We do it by creating and delivering great experiences to them every time they interact with us.
102 W Crockett St, Suite 705, San Antonio, TX, 78205
Crown Lending, Inc. is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering
